Isabella Bank Corporation (ISBA) — Tangible Net Worth Ratio
Isabella Bank Corporation (ISBA) has a Tangible Net Worth Ratio of 100.0% as of March 2026. This metric is calculated by deducting intangible assets ($0.00) from net assets ($233.96 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check Isabella Bank Corporation cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Isabella Bank Corporation Tangible Net Worth Ratio (2009–2025)
This chart shows how Isabella Bank Corporation's Tangible Net Worth Ratio has changed across 17 annual periods from 2009 to 2025. As of March 2026, the ratio stands at 100.0%, reflecting net assets of $233.96 Million with intangible assets of $0.00 USD. See ISBA total equity for net asset value and shareholders' equity analysis.
Annual Tangible Net Worth Ratio for Isabella Bank Corporation (2009–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Isabella Bank Corporation from 2009 to 2025, covering 17 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of Isabella Bank Corporation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $231.40 Million | $0.00 | $2.21 Billion | ▲ +0.0 pp |
| 2024 | 100.0% | $210.28 Million | $1.00K | $2.09 Billion | ▲ +0.0 pp |
| 2023 | 100.0% | $202.40 Million | $2.00K | $2.06 Billion | ▲ +0.0 pp |
| 2022 | 100.0% | $186.21 Million | $5.00K | $2.03 Billion | ▲ +22.9 pp |
| 2021 | 77.1% | $211.05 Million | $48.30 Million | $2.03 Billion | ▼ -22.9 pp |
| 2020 | 100.0% | $218.59 Million | $49.00K | $1.96 Billion | ▲ +0.0 pp |
| 2019 | 100.0% | $210.18 Million | $97.00K | $1.81 Billion | ▲ +0.0 pp |
| 2018 | 99.9% | $195.52 Million | $169.00K | $1.84 Billion | ▲ +0.0 pp |
| 2017 | 99.9% | $194.91 Million | $265.00K | $1.81 Billion | ▲ +0.1 pp |
| 2016 | 99.8% | $187.90 Million | $384.00K | $1.73 Billion | ▲ +1.5 pp |
| 2015 | 98.3% | $183.97 Million | $3.05 Million | $1.67 Billion | ▲ +26.2 pp |
| 2014 | 72.1% | $174.59 Million | $48.65 Million | $1.55 Billion | ▲ +1.0 pp |
| 2013 | 71.2% | $160.61 Million | $46.31 Million | $1.49 Billion | ▼ -0.5 pp |
| 2012 | 71.7% | $164.49 Million | $46.53 Million | $1.43 Billion | ▲ +1.9 pp |
| 2011 | 69.8% | $154.78 Million | $46.79 Million | $1.34 Billion | ▲ +4.0 pp |
| 2010 | 65.7% | $145.16 Million | $49.76 Million | $1.23 Billion | ▲ +1.3 pp |
| 2009 | 64.5% | $140.80 Million | $50.05 Million | $1.14 Billion | — |