Isabella Bank Corporation (ISBA) — Net Asset Quality Index

Latest as of June 2026: 11.2%

Isabella Bank Corporation (ISBA) has a Net Asset Quality Index of 11.2% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.22 Billion minus total liabilities of $1.97 Billion yields net assets of $248.70 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read ISBA liabilities breakdown for a breakdown of total debt and financial obligations.

Quality Index

11.2%
Equity / Total Assets

Net Assets

$248.70 Million
USD

Total Assets

$2.22 Billion
USD

Total Liabilities

$1.97 Billion
USD

Isabella Bank Corporation Net Asset Quality Index Over Time (1995–2025)

This chart shows how Isabella Bank Corporation's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the index stands at 11.2%, representing net assets of $248.70 Million against total assets of $2.22 Billion USD. For live market cap and overall valuation, see Isabella Bank Corporation (ISBA) total market value.

Annual Net Asset Quality Index for Isabella Bank Corporation (1995–2025)

The table below presents the year-by-year Net Asset Quality Index for Isabella Bank Corporation from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check asset allocation strategy of Isabella Bank Corporation to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.5% $231.40 Million $2.21 Billion $1.98 Billion ▲ +0.4 pp
2024 10.1% $210.28 Million $2.09 Billion $1.88 Billion ▲ +0.2 pp
2023 9.8% $202.40 Million $2.06 Billion $1.86 Billion ▲ +0.7 pp
2022 9.2% $186.21 Million $2.03 Billion $1.84 Billion ▼ -1.2 pp
2021 10.4% $211.05 Million $2.03 Billion $1.82 Billion ▼ -0.8 pp
2020 11.2% $218.59 Million $1.96 Billion $1.74 Billion ▼ -0.4 pp
2019 11.6% $210.18 Million $1.81 Billion $1.60 Billion ▲ +0.9 pp
2018 10.6% $195.52 Million $1.84 Billion $1.64 Billion ▼ -0.1 pp
2017 10.7% $194.91 Million $1.81 Billion $1.62 Billion ▼ -0.1 pp
2016 10.8% $187.90 Million $1.73 Billion $1.54 Billion ▼ -0.2 pp
2015 11.0% $183.97 Million $1.67 Billion $1.48 Billion ▼ -0.2 pp
2014 11.3% $174.59 Million $1.55 Billion $1.37 Billion ▲ +0.5 pp
2013 10.8% $160.61 Million $1.49 Billion $1.33 Billion ▼ -0.7 pp
2012 11.5% $164.49 Million $1.43 Billion $1.27 Billion ▼ -0.1 pp
2011 11.6% $154.78 Million $1.34 Billion $1.18 Billion ▼ -0.3 pp
2010 11.8% $145.16 Million $1.23 Billion $1.08 Billion ▼ -0.5 pp
2009 12.3% $140.80 Million $1.14 Billion $1.00 Billion ▲ +0.5 pp
2008 11.8% $134.48 Million $1.14 Billion $1.00 Billion ▼ -1.1 pp
2007 12.9% $123.08 Million $957.28 Million $834.20 Million ▲ +0.1 pp
2006 12.7% $115.75 Million $910.13 Million $794.38 Million ▲ +1.8 pp
2005 10.9% $80.90 Million $741.65 Million $660.75 Million ▲ +0.2 pp
2004 10.7% $72.59 Million $678.03 Million $605.44 Million ▲ +0.3 pp
2003 10.4% $68.94 Million $664.08 Million $595.14 Million ▲ +0.7 pp
2002 9.7% $63.46 Million $652.72 Million $589.26 Million ▲ +0.1 pp
2001 9.6% $56.83 Million $592.14 Million $535.32 Million ▼ 0.0 pp
2000 9.6% $51.93 Million $540.90 Million $488.97 Million ▲ +0.2 pp
1999 9.4% $47.11 Million $503.60 Million $456.49 Million ▲ +0.5 pp
1998 8.9% $34.52 Million $388.78 Million $354.26 Million ▼ -0.8 pp
1997 9.7% $30.96 Million $318.73 Million $287.77 Million ▲ +0.3 pp
1996 9.4% $28.00 Million $298.74 Million $270.74 Million ▲ +0.2 pp
1995 9.2% $25.81 Million $281.51 Million $255.70 Million
pp = percentage points