Isabella Bank Corporation (ISBA) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Isabella Bank Corporation (ISBA) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $4.31 Million (operating CF $3.78 Million minus capex $536.00K) represents 0% of total liabilities ($2.02 Billion). Also explore Isabella Bank Corporation (ISBA) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$4.31 Million
Operating CF − Capex

Total Liabilities

$2.02 Billion
USD

Capital Expenditures

$536.00K
USD

Isabella Bank Corporation Financial Flexibility Index (2009–2025)

Historical Financial Flexibility Index trend for Isabella Bank Corporation across 17 annual periods. Check Isabella Bank Corporation (ISBA) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Isabella Bank Corporation (2009–2025)

Year-by-year free cash flow to debt coverage for Isabella Bank Corporation. For the full company profile including market capitalisation, see Isabella Bank Corporation (ISBA) total market value.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $30.30 Million $26.82 Million $1.98 Billion ▲ +32.1%
2024 0.01x $21.74 Million $19.64 Million $1.88 Billion ▼ -23.8%
2023 0.02x $28.25 Million $24.18 Million $1.86 Billion ▼ -6.9%
2022 0.02x $30.14 Million $26.94 Million $1.84 Billion ▲ +9.9%
2021 0.01x $27.09 Million $25.50 Million $1.82 Billion ▲ +10.0%
2020 0.01x $23.52 Million $22.00 Million $1.74 Billion ▼ -12.0%
2019 0.02x $24.64 Million $23.30 Million $1.60 Billion ▲ +3.9%
2018 0.01x $24.27 Million $21.96 Million $1.64 Billion ▲ +10.2%
2017 0.01x $21.71 Million $19.67 Million $1.62 Billion ▼ -13.9%
2016 0.02x $24.04 Million $20.24 Million $1.54 Billion ▲ +34.2%
2015 0.01x $17.22 Million $12.09 Million $1.48 Billion ▼ -20.4%
2014 0.01x $20.05 Million $17.33 Million $1.37 Billion ▼ -23.0%
2013 0.02x $25.23 Million $22.74 Million $1.33 Billion ▲ +4.0%
2012 0.02x $23.04 Million $19.46 Million $1.27 Billion ▲ +0.7%
2011 0.02x $21.38 Million $18.86 Million $1.18 Billion ▼ -34.4%
2010 0.03x $29.75 Million $26.52 Million $1.08 Billion ▲ +29.9%
2009 0.02x $21.26 Million $18.23 Million $1.00 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities