Isabella Bank Corporation Cash Flow Conversion Efficiency
Isabella Bank Corporation cash flow conversion efficiency. Based on the latest financial reports, Isabella Bank Corporation (ISBA) has a cash flow conversion efficiency ratio of 0.031x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($7.70 Million) by net assets ($248.70 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Isabella Bank Corporation (1995–2025)
Cash flow conversion efficiency of Isabella Bank Corporation from 1995 to 2025. This chart illustrates how Isabella Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. View ISBA stock price for real-time trading data and today's change.
Isabella Bank Corporation Cash Flow Conversion Ratio Explained
Isabella Bank Corporation cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Isabella Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Isabella Bank Corporation ranked by their cash flow conversion efficiency. Also see how much is Isabella Bank Corporation worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Chengdu Rainbow Appliance Gr
SHE:003023
|
-0.053x |
|
Agenus Inc
NASDAQ:AGEN
|
0.152x |
|
NHN KCP Corp
KQ:060250
|
0.513x |
|
Suzhou Fushilai Pharmaceutical Co. Ltd.
SHE:301258
|
N/A |
|
M1 Kliniken AG
XETRA:M12
|
0.129x |
|
MOZAYYX Acquisition Corp.
NYSE:MZYX
|
-0.001x |
|
Vinacafe Bien Hoa JSC
VN:VCF
|
-0.043x |
|
Tibet Galaxy Science & Technology Development Co Ltd
SHE:000752
|
0.030x |
Annual Cash Flow Conversion Efficiency for Isabella Bank Corporation (1995–2025)
The table below shows the annual cash flow conversion efficiency of Isabella Bank Corporation from 1995 to 2025. Review ISBA cash flow after capex ratio to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $231.40 Million | $26.82 Million | 0.116x | +24.10% |
| 2024-12-31 | $210.28 Million | $19.64 Million | 0.093x | -21.85% |
| 2023-12-31 | $202.40 Million | $24.18 Million | 0.119x | -17.40% |
| 2022-12-31 | $186.21 Million | $26.94 Million | 0.145x | +19.72% |
| 2021-12-31 | $211.05 Million | $25.50 Million | 0.121x | +20.07% |
| 2020-12-31 | $218.59 Million | $22.00 Million | 0.101x | -9.23% |
| 2019-12-31 | $210.18 Million | $23.30 Million | 0.111x | -1.30% |
| 2018-12-31 | $195.52 Million | $21.96 Million | 0.112x | +11.32% |
| 2017-12-31 | $194.91 Million | $19.67 Million | 0.101x | -6.32% |
| 2016-12-31 | $187.90 Million | $20.24 Million | 0.108x | +63.91% |
| 2015-12-31 | $183.97 Million | $12.09 Million | 0.066x | -34.67% |
| 2014-12-31 | $174.59 Million | $17.56 Million | 0.101x | -31.57% |
| 2013-12-31 | $160.61 Million | $23.61 Million | 0.147x | +24.22% |
| 2012-12-31 | $164.49 Million | $19.46 Million | 0.118x | -2.89% |
| 2011-12-31 | $154.78 Million | $18.86 Million | 0.122x | -33.31% |
| 2010-12-31 | $145.16 Million | $26.52 Million | 0.183x | +41.15% |
| 2009-12-31 | $140.80 Million | $18.23 Million | 0.129x | -15.75% |
| 2008-12-31 | $134.48 Million | $20.66 Million | 0.154x | -68.69% |
| 2007-12-31 | $123.08 Million | $60.39 Million | 0.491x | +3274.41% |
| 2006-12-31 | $115.75 Million | $-1.79 Million | -0.015x | -106.91% |
| 2005-12-31 | $80.90 Million | $18.11 Million | 0.224x | +27.52% |
| 2004-12-31 | $72.59 Million | $12.74 Million | 0.176x | -39.09% |
| 2003-12-31 | $68.94 Million | $19.86 Million | 0.288x | +198.58% |
| 2002-12-31 | $63.46 Million | $6.12 Million | 0.097x | +155.68% |
| 2001-12-31 | $56.83 Million | $2.15 Million | 0.038x | -71.31% |
| 2000-12-31 | $51.93 Million | $6.83 Million | 0.132x | -46.26% |
| 1999-12-31 | $47.11 Million | $11.53 Million | 0.245x | +890.87% |
| 1998-12-31 | $34.52 Million | $853.00K | 0.025x | -84.11% |
| 1997-12-31 | $30.96 Million | $4.81 Million | 0.156x | -23.05% |
| 1996-12-31 | $28.00 Million | $5.66 Million | 0.202x | +61.53% |
| 1995-12-31 | $25.81 Million | $3.23 Million | 0.125x | -- |
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfo… Read more