Isabella Bank Corporation (ISBA) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Isabella Bank Corporation (ISBA) has a cash flow conversion efficiency ratio of 0.016x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.78 Million) by net assets ($233.96 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Isabella Bank Corporation (ISBA) liquidity interval to measure how many days the company can operate on defensive assets alone.
Isabella Bank Corporation - Cash Flow Conversion Efficiency Trend (2009–2025)
This chart illustrates how Isabella Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Isabella Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Isabella Bank Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Huida Sanitary Ware Co Ltd
SHG:603385
|
0.038x |
|
Quad Graphics Inc
NYSE:QUAD
|
-0.740x |
|
Vietnam Container Shipping JSC
VN:VSC
|
-0.101x |
|
HCM IV Acquisition Corp. Class A Ordinary Share
NASDAQ:HACQ
|
N/A |
|
CN Healthy Food Tech Group Corp.
NASDAQ:UCFI
|
-0.168x |
|
Jiangsu Fengshan Group Co Ltd
SHG:603810
|
-0.013x |
|
Zhejiang Yaguang Technology Co. Ltd. A
SHG:603282
|
N/A |
|
Selena FM S.A.
WAR:SEL
|
0.139x |
Annual Cash Flow Conversion Efficiency for Isabella Bank Corporation (2009–2025)
The table below shows the annual cash flow conversion efficiency of Isabella Bank Corporation from 2009 to 2025. For the full company profile with market capitalisation and key ratios, see ISBA market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $231.40 Million | $26.82 Million | 0.116x | +24.10% |
| 2024-12-31 | $210.28 Million | $19.64 Million | 0.093x | -21.84% |
| 2023-12-31 | $202.40 Million | $24.18 Million | 0.119x | -17.41% |
| 2022-12-31 | $186.21 Million | $26.94 Million | 0.145x | +19.72% |
| 2021-12-31 | $211.05 Million | $25.50 Million | 0.121x | +20.07% |
| 2020-12-31 | $218.59 Million | $22.00 Million | 0.101x | -9.23% |
| 2019-12-31 | $210.18 Million | $23.30 Million | 0.111x | -1.30% |
| 2018-12-31 | $195.52 Million | $21.96 Million | 0.112x | +11.32% |
| 2017-12-31 | $194.91 Million | $19.67 Million | 0.101x | -6.32% |
| 2016-12-31 | $187.90 Million | $20.24 Million | 0.108x | +63.91% |
| 2015-12-31 | $183.97 Million | $12.09 Million | 0.066x | -33.81% |
| 2014-12-31 | $174.59 Million | $17.33 Million | 0.099x | -29.88% |
| 2013-12-31 | $160.61 Million | $22.74 Million | 0.142x | +19.66% |
| 2012-12-31 | $164.49 Million | $19.46 Million | 0.118x | -2.89% |
| 2011-12-31 | $154.78 Million | $18.86 Million | 0.122x | -33.31% |
| 2010-12-31 | $145.16 Million | $26.52 Million | 0.183x | +41.15% |
| 2009-12-31 | $140.80 Million | $18.23 Million | 0.129x | -- |
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfo… Read more