Isabella Bank Corporation (ISBA) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Isabella Bank Corporation (ISBA) has a cash flow conversion efficiency ratio of 0.016x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.78 Million) by net assets ($233.96 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Isabella Bank Corporation balance sheet independence to measure how much of total assets are equity-financed.
Isabella Bank Corporation - Cash Flow Conversion Efficiency Trend (1995–2025)
This chart illustrates how Isabella Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Isabella Bank Corporation (ISBA) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Isabella Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Isabella Bank Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Transcontinental Inc
TO:TCL-A
|
-0.095x |
|
Shenzhen Capol International & Associates Co Ltd
SHE:002949
|
0.064x |
|
India Nippon Electricals Limited
NSE:INDNIPPON
|
0.001x |
|
Seah Steel Corp
KO:003030
|
0.060x |
|
BlackRock Municipal Income Quality Closed Fund
NYSE:BYM
|
-0.052x |
|
T3EX Global Holdings Corp
TW:2636
|
-0.023x |
|
Ainsworth Game Technology Ltd
AU:AGI
|
-0.022x |
|
Intellian Technologies Inc
KQ:189300
|
0.061x |
Annual Cash Flow Conversion Efficiency for Isabella Bank Corporation (1995–2025)
The table below shows the annual cash flow conversion efficiency of Isabella Bank Corporation from 1995 to 2025. For the full company profile with market capitalisation and key ratios, see how much is Isabella Bank Corporation worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $231.40 Million | $26.82 Million | 0.116x | +24.10% |
| 2024-12-31 | $210.28 Million | $19.64 Million | 0.093x | -21.84% |
| 2023-12-31 | $202.40 Million | $24.18 Million | 0.119x | -17.41% |
| 2022-12-31 | $186.21 Million | $26.94 Million | 0.145x | +19.72% |
| 2021-12-31 | $211.05 Million | $25.50 Million | 0.121x | +20.07% |
| 2020-12-31 | $218.59 Million | $22.00 Million | 0.101x | -9.23% |
| 2019-12-31 | $210.18 Million | $23.30 Million | 0.111x | -1.30% |
| 2018-12-31 | $195.52 Million | $21.96 Million | 0.112x | +11.32% |
| 2017-12-31 | $194.91 Million | $19.67 Million | 0.101x | -6.32% |
| 2016-12-31 | $187.90 Million | $20.24 Million | 0.108x | +63.91% |
| 2015-12-31 | $183.97 Million | $12.09 Million | 0.066x | -34.67% |
| 2014-12-31 | $174.59 Million | $17.56 Million | 0.101x | -31.57% |
| 2013-12-31 | $160.61 Million | $23.61 Million | 0.147x | +24.22% |
| 2012-12-31 | $164.49 Million | $19.46 Million | 0.118x | -2.89% |
| 2011-12-31 | $154.78 Million | $18.86 Million | 0.122x | -33.31% |
| 2010-12-31 | $145.16 Million | $26.52 Million | 0.183x | +41.15% |
| 2009-12-31 | $140.80 Million | $18.23 Million | 0.129x | -15.75% |
| 2008-12-31 | $134.48 Million | $20.66 Million | 0.154x | -68.69% |
| 2007-12-31 | $123.08 Million | $60.39 Million | 0.491x | +3274.41% |
| 2006-12-31 | $115.75 Million | $-1.79 Million | -0.015x | -106.91% |
| 2005-12-31 | $80.90 Million | $18.11 Million | 0.224x | +27.52% |
| 2004-12-31 | $72.59 Million | $12.74 Million | 0.176x | -39.09% |
| 2003-12-31 | $68.94 Million | $19.86 Million | 0.288x | +198.58% |
| 2002-12-31 | $63.46 Million | $6.12 Million | 0.097x | +155.68% |
| 2001-12-31 | $56.83 Million | $2.15 Million | 0.038x | -71.31% |
| 2000-12-31 | $51.93 Million | $6.83 Million | 0.132x | -46.26% |
| 1999-12-31 | $47.11 Million | $11.53 Million | 0.245x | +890.87% |
| 1998-12-31 | $34.52 Million | $853.00K | 0.025x | -84.11% |
| 1997-12-31 | $30.96 Million | $4.81 Million | 0.156x | -23.05% |
| 1996-12-31 | $28.00 Million | $5.66 Million | 0.202x | +61.53% |
| 1995-12-31 | $25.81 Million | $3.23 Million | 0.125x | -- |
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfo… Read more