Isabella Bank Corporation (ISBA) — Working Capital to Net Assets Ratio
Isabella Bank Corporation (ISBA) has a Working Capital to Net Assets ratio of -821.9% as of March 2026. Working capital of $-1.92 Billion (current assets of $50.47 Million minus current liabilities of $1.97 Billion) is measured against net assets of $233.96 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Read Isabella Bank Corporation balance sheet liabilities for a breakdown of total debt and financial obligations.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Isabella Bank Corporation Working Capital to Net Assets (2014–2025)
This chart shows how Isabella Bank Corporation's Working Capital to Net Assets ratio has evolved across 12 annual periods from 2014 to 2025. As of March 2026, the ratio stands at -821.9%, reflecting working capital of $-1.92 Billion against net assets of $233.96 Million USD. See Isabella Bank Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Annual Working Capital to Net Assets for Isabella Bank Corporation (2014–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Isabella Bank Corporation from 2014 to 2025, covering 12 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see ISBA company net worth.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -717.7% | $-1.66 Billion | $231.40 Million | $226.85 Million | $1.89 Billion | ▲ +18.3 pp |
| 2024 | -736.0% | $-1.55 Billion | $210.28 Million | $253.03 Million | $1.80 Billion | ▼ -156.2 pp |
| 2023 | -579.8% | $-1.17 Billion | $202.40 Million | $596.95 Million | $1.77 Billion | ▲ +44.1 pp |
| 2022 | -623.9% | $-1.16 Billion | $186.21 Million | $652.99 Million | $1.81 Billion | ▲ +136.6 pp |
| 2021 | -760.5% | $-1.61 Billion | $211.05 Million | $105.33 Million | $1.71 Billion | ▼ -102.3 pp |
| 2020 | -658.2% | $-1.44 Billion | $218.59 Million | $256.79 Million | $1.70 Billion | ▼ -24.4 pp |
| 2019 | -633.8% | $-1.33 Billion | $210.18 Million | $68.50 Million | $1.40 Billion | ▲ +57.9 pp |
| 2018 | -691.7% | $-1.35 Billion | $195.52 Million | $81.44 Million | $1.43 Billion | ▲ +1.3 pp |
| 2017 | -693.0% | $-1.35 Billion | $194.91 Million | $40.05 Million | $1.39 Billion | ▼ -0.4 pp |
| 2016 | -692.7% | $-1.30 Billion | $187.90 Million | $31.77 Million | $1.33 Billion | ▼ -10.3 pp |
| 2015 | -682.4% | $-1.26 Billion | $183.97 Million | $29.45 Million | $1.28 Billion | ▼ -26.5 pp |
| 2014 | -655.9% | $-1.15 Billion | $174.59 Million | $27.54 Million | $1.17 Billion | — |