Isabella Bank Corporation (ISBA) — Cash Flow Reinvestment Rate
Isabella Bank Corporation (ISBA) has a Cash Flow Reinvestment Rate of 0.07x as of June 2026, reinvesting $536.00K (capex $536.00K ) from operating cash flow of $7.70 Million. See ISBA free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Isabella Bank Corporation Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for Isabella Bank Corporation across 30 annual periods. For the full cash flow conversion analysis, see Isabella Bank Corporation cash flow conversion.
Annual Cash Flow Reinvestment Rate for Isabella Bank Corporation (1995–2025)
Year-by-year capital reinvestment analysis for Isabella Bank Corporation. See Isabella Bank Corporation (ISBA) flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.24x | $6.49 Million | $26.82 Million | $3.48 Million | ▼ -89.0% |
| 2024 | 2.20x | $43.21 Million | $19.64 Million | $2.11 Million | ▲ +78.3% |
| 2023 | 1.23x | $29.84 Million | $24.18 Million | $4.06 Million | ▼ -76.8% |
| 2022 | 5.33x | $143.53 Million | $26.94 Million | $3.21 Million | ▼ -17.1% |
| 2021 | 6.43x | $163.98 Million | $25.50 Million | $1.59 Million | ▲ +44.1% |
| 2020 | 4.46x | $98.13 Million | $22.00 Million | $1.52 Million | ▲ +36.0% |
| 2019 | 3.28x | $76.42 Million | $23.30 Million | $1.33 Million | ▲ +44.1% |
| 2018 | 2.28x | $49.98 Million | $21.96 Million | $2.31 Million | ▲ +788.1% |
| 2017 | 0.26x | $5.04 Million | $19.67 Million | $2.04 Million | ▼ -92.9% |
| 2016 | 3.59x | $72.64 Million | $20.24 Million | $3.80 Million | ▼ -56.4% |
| 2015 | 8.23x | $99.49 Million | $12.09 Million | $5.13 Million | ▲ +196.6% |
| 2014 | 2.77x | $48.73 Million | $17.56 Million | $2.71 Million | ▲ +2532.5% |
| 2013 | 0.11x | $2.49 Million | $23.61 Million | $2.49 Million | ▼ -42.7% |
| 2012 | 0.18x | $3.58 Million | $19.46 Million | $3.58 Million | ▲ +37.6% |
| 2011 | 0.13x | $2.52 Million | $18.86 Million | $2.52 Million | ▲ +9.6% |
| 2010 | 0.12x | $3.23 Million | $26.52 Million | $3.23 Million | ▼ -26.8% |
| 2009 | 0.17x | $3.04 Million | $18.23 Million | $3.04 Million | ▲ +15.1% |
| 2008 | 0.14x | $2.99 Million | $20.66 Million | $2.99 Million | ▲ +134.8% |
| 2007 | 0.06x | $3.72 Million | $60.39 Million | $3.72 Million | ▼ -53.0% |
| 2005 | 0.13x | $2.37 Million | $18.11 Million | $2.37 Million | ▼ -61.2% |
| 2004 | 0.34x | $4.30 Million | $12.74 Million | $4.30 Million | ▲ +122.1% |
| 2003 | 0.15x | $3.02 Million | $19.86 Million | $3.02 Million | ▼ -55.8% |
| 2002 | 0.34x | $2.11 Million | $6.12 Million | $2.11 Million | ▼ -81.2% |
| 2001 | 1.83x | $3.92 Million | $2.15 Million | $3.92 Million | ▲ +516.7% |
| 2000 | 0.30x | $2.02 Million | $6.83 Million | $2.02 Million | ▲ +218.3% |
| 1999 | 0.09x | $1.07 Million | $11.53 Million | $1.07 Million | ▼ -91.4% |
| 1998 | 1.09x | $929.00K | $853.00K | $929.00K | ▲ +486.5% |
| 1997 | 0.19x | $894.00K | $4.81 Million | $894.00K | ▼ -21.2% |
| 1996 | 0.24x | $1.33 Million | $5.66 Million | $1.33 Million | ▲ +0.8% |
| 1995 | 0.23x | $754.24K | $3.23 Million | $754.24K | — |