Isabella Bank Corporation (ISBA) — Cash Flow Reinvestment Rate
Isabella Bank Corporation (ISBA) has a Cash Flow Reinvestment Rate of 1.24x as of March 2026, reinvesting $4.67 Million (capex $536.00K plus investments $4.13 Million) from operating cash flow of $3.78 Million. Check Isabella Bank Corporation earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Isabella Bank Corporation Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for Isabella Bank Corporation across 30 annual periods. Explore investment intensity of Isabella Bank Corporation to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Isabella Bank Corporation (1995–2025)
Year-by-year capital reinvestment analysis for Isabella Bank Corporation. For live market cap and broader valuation context, see ISBA market cap overview.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.24x | $6.49 Million | $26.82 Million | $3.48 Million | ▼ -89.0% |
| 2024 | 2.20x | $43.21 Million | $19.64 Million | $2.11 Million | ▲ +78.3% |
| 2023 | 1.23x | $29.84 Million | $24.18 Million | $4.06 Million | ▼ -76.8% |
| 2022 | 5.33x | $143.53 Million | $26.94 Million | $3.21 Million | ▼ -17.1% |
| 2021 | 6.43x | $163.98 Million | $25.50 Million | $1.59 Million | ▲ +44.1% |
| 2020 | 4.46x | $98.13 Million | $22.00 Million | $1.52 Million | ▲ +36.0% |
| 2019 | 3.28x | $76.42 Million | $23.30 Million | $1.33 Million | ▲ +44.1% |
| 2018 | 2.28x | $49.98 Million | $21.96 Million | $2.31 Million | ▲ +788.1% |
| 2017 | 0.26x | $5.04 Million | $19.67 Million | $2.04 Million | ▼ -92.9% |
| 2016 | 3.59x | $72.64 Million | $20.24 Million | $3.80 Million | ▼ -56.4% |
| 2015 | 8.23x | $99.49 Million | $12.09 Million | $5.13 Million | ▲ +196.6% |
| 2014 | 2.77x | $48.73 Million | $17.56 Million | $2.71 Million | ▲ +2532.5% |
| 2013 | 0.11x | $2.49 Million | $23.61 Million | $2.49 Million | ▼ -42.7% |
| 2012 | 0.18x | $3.58 Million | $19.46 Million | $3.58 Million | ▲ +37.6% |
| 2011 | 0.13x | $2.52 Million | $18.86 Million | $2.52 Million | ▲ +9.6% |
| 2010 | 0.12x | $3.23 Million | $26.52 Million | $3.23 Million | ▼ -26.8% |
| 2009 | 0.17x | $3.04 Million | $18.23 Million | $3.04 Million | ▲ +15.1% |
| 2008 | 0.14x | $2.99 Million | $20.66 Million | $2.99 Million | ▲ +134.8% |
| 2007 | 0.06x | $3.72 Million | $60.39 Million | $3.72 Million | ▼ -53.0% |
| 2005 | 0.13x | $2.37 Million | $18.11 Million | $2.37 Million | ▼ -61.2% |
| 2004 | 0.34x | $4.30 Million | $12.74 Million | $4.30 Million | ▲ +122.1% |
| 2003 | 0.15x | $3.02 Million | $19.86 Million | $3.02 Million | ▼ -55.8% |
| 2002 | 0.34x | $2.11 Million | $6.12 Million | $2.11 Million | ▼ -81.2% |
| 2001 | 1.83x | $3.92 Million | $2.15 Million | $3.92 Million | ▲ +516.7% |
| 2000 | 0.30x | $2.02 Million | $6.83 Million | $2.02 Million | ▲ +218.3% |
| 1999 | 0.09x | $1.07 Million | $11.53 Million | $1.07 Million | ▼ -91.4% |
| 1998 | 1.09x | $929.00K | $853.00K | $929.00K | ▲ +486.5% |
| 1997 | 0.19x | $894.00K | $4.81 Million | $894.00K | ▼ -21.2% |
| 1996 | 0.24x | $1.33 Million | $5.66 Million | $1.33 Million | ▲ +0.8% |
| 1995 | 0.23x | $754.24K | $3.23 Million | $754.24K | — |