Isabella Bank Corporation (ISBA) — Free Cash Flow Generation Index

Latest as of March 2026: 0.86x

Isabella Bank Corporation (ISBA) has a Free Cash Flow Generation Index of 0.86x as of March 2026. Free cash flow of $3.24 Million represents 1% of operating cash flow ($3.78 Million). See Isabella Bank Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.86x
Free Cash Flow / Operating CF

Free Cash Flow

$3.24 Million
USD

Operating Cash Flow

$3.78 Million
USD

Capital Expenditures

$536.00K
USD

Isabella Bank Corporation Free Cash Flow Generation Index (2009–2025)

Historical FCF Generation Index trend for Isabella Bank Corporation across 17 annual periods. Explore Isabella Bank Corporation cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Isabella Bank Corporation (2009–2025)

Year-by-year Free Cash Flow Generation Index for Isabella Bank Corporation. For the full company profile including market capitalisation, see how much is Isabella Bank Corporation worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.87x $23.34 Million $26.82 Million $3.48 Million ▼ -2.5%
2024 0.89x $17.53 Million $19.64 Million $2.11 Million ▲ +7.3%
2023 0.83x $20.12 Million $24.18 Million $4.06 Million ▼ -5.6%
2022 0.88x $23.73 Million $26.94 Million $3.21 Million ▼ -6.0%
2021 0.94x $23.91 Million $25.50 Million $1.59 Million ▲ +0.7%
2020 0.93x $20.48 Million $22.00 Million $1.52 Million ▼ -1.2%
2019 0.94x $21.97 Million $23.30 Million $1.33 Million ▲ +5.1%
2018 0.90x $19.70 Million $21.96 Million $2.31 Million ▲ +18.0%
2017 0.76x $14.95 Million $19.67 Million $2.04 Million ▼ -36.0%
2016 1.19x $24.04 Million $20.24 Million $3.80 Million ▼ -16.6%
2015 1.42x $17.22 Million $12.09 Million $5.13 Million ▲ +23.1%
2014 1.16x $20.05 Million $17.33 Million $2.71 Million ▲ +4.2%
2013 1.11x $25.23 Million $22.74 Million $2.49 Million ▼ -6.3%
2012 1.18x $23.04 Million $19.46 Million $3.58 Million ▲ +4.4%
2011 1.13x $21.38 Million $18.86 Million $2.52 Million ▲ +1.0%
2010 1.12x $29.75 Million $26.52 Million $3.23 Million ▼ -3.8%
2009 1.17x $21.26 Million $18.23 Million $3.04 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).