Isabella Bank Corporation (ISBA) — Free Cash Flow Generation Index
Isabella Bank Corporation (ISBA) has a Free Cash Flow Generation Index of 0.86x as of March 2026. Free cash flow of $3.24 Million represents 1% of operating cash flow ($3.78 Million). Read ISBA total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Isabella Bank Corporation Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for Isabella Bank Corporation across 30 annual periods. Explore Isabella Bank Corporation (ISBA) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Isabella Bank Corporation (1995–2025)
Year-by-year Free Cash Flow Generation Index for Isabella Bank Corporation. For the full company profile including market capitalisation, see Isabella Bank Corporation market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.87x | $23.34 Million | $26.82 Million | $3.48 Million | ▼ -2.5% |
| 2024 | 0.89x | $17.53 Million | $19.64 Million | $2.11 Million | ▲ +7.3% |
| 2023 | 0.83x | $20.12 Million | $24.18 Million | $4.06 Million | ▼ -5.6% |
| 2022 | 0.88x | $23.73 Million | $26.94 Million | $3.21 Million | ▼ -6.0% |
| 2021 | 0.94x | $23.91 Million | $25.50 Million | $1.59 Million | ▲ +0.7% |
| 2020 | 0.93x | $20.48 Million | $22.00 Million | $1.52 Million | ▼ -1.2% |
| 2019 | 0.94x | $21.97 Million | $23.30 Million | $1.33 Million | ▲ +5.3% |
| 2018 | 0.90x | $19.66 Million | $21.96 Million | $2.31 Million | ▼ -0.1% |
| 2017 | 0.90x | $17.63 Million | $19.67 Million | $2.04 Million | ▲ +10.4% |
| 2016 | 0.81x | $16.44 Million | $20.24 Million | $3.80 Million | ▲ +41.0% |
| 2015 | 0.58x | $6.96 Million | $12.09 Million | $5.13 Million | ▼ -31.9% |
| 2014 | 0.85x | $14.85 Million | $17.56 Million | $2.71 Million | ▼ -5.5% |
| 2013 | 0.89x | $21.12 Million | $23.61 Million | $2.49 Million | ▲ +9.6% |
| 2012 | 0.82x | $15.89 Million | $19.46 Million | $3.58 Million | ▼ -5.8% |
| 2011 | 0.87x | $16.34 Million | $18.86 Million | $2.52 Million | ▼ -1.3% |
| 2010 | 0.88x | $23.29 Million | $26.52 Million | $3.23 Million | ▲ +5.4% |
| 2009 | 0.83x | $15.19 Million | $18.23 Million | $3.04 Million | ▼ -2.6% |
| 2008 | 0.86x | $17.67 Million | $20.66 Million | $2.99 Million | ▼ -8.9% |
| 2007 | 0.94x | $56.66 Million | $60.39 Million | $3.72 Million | ▲ +8.0% |
| 2005 | 0.87x | $15.73 Million | $18.11 Million | $2.37 Million | ▲ +31.1% |
| 2004 | 0.66x | $8.44 Million | $12.74 Million | $4.30 Million | ▼ -21.9% |
| 2003 | 0.85x | $16.85 Million | $19.86 Million | $3.02 Million | ▲ +29.3% |
| 2002 | 0.66x | $4.02 Million | $6.12 Million | $2.11 Million | ▲ +179.2% |
| 2001 | -0.83x | $-1.78 Million | $2.15 Million | $3.92 Million | ▼ -217.7% |
| 2000 | 0.70x | $4.81 Million | $6.83 Million | $2.02 Million | ▼ -22.4% |
| 1999 | 0.91x | $10.46 Million | $11.53 Million | $1.07 Million | ▲ +1117.8% |
| 1998 | -0.09x | $-76.00K | $853.00K | $929.00K | ▼ -110.9% |
| 1997 | 0.81x | $3.92 Million | $4.81 Million | $894.00K | ▲ +6.5% |
| 1996 | 0.76x | $4.32 Million | $5.66 Million | $1.33 Million | ▼ -0.3% |
| 1995 | 0.77x | $2.47 Million | $3.23 Million | $754.24K | — |