Isabella Bank Corporation Free Cash Flow Generation Index

Latest as of June 2026: 1.07x

Isabella Bank Corporation free cash flow generation index. Isabella Bank Corporation (ISBA) has a Free Cash Flow Generation Index of 1.07x as of June 2026. Free cash flow of $8.24 Million represents 1% of operating cash flow ($7.70 Million).

FCF Generation Index

1.07x
Free Cash Flow / Operating CF

Free Cash Flow

$8.24 Million
USD

Operating Cash Flow

$7.70 Million
USD

Capital Expenditures

$536.00K
USD

Free Cash Flow Generation Index of Isabella Bank Corporation (1995–2025)

Free cash flow generation index of Isabella Bank Corporation from 1995 to 2025. Historical FCF Generation Index trend for Isabella Bank Corporation across 30 annual periods. See financial agility of Isabella Bank Corporation to measure the company's free cash flow as a share of total liabilities.

Isabella Bank Corporation Free Cash Flow Generation Index by Year (1995–2025)

Isabella Bank Corporation free cash flow generation index by year from 1995 to 2025. Year-by-year Free Cash Flow Generation Index for Isabella Bank Corporation. For the full cash flow conversion analysis, see how efficiently does Isabella Bank Corporation generate cash.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.87x $23.34 Million $26.82 Million $3.48 Million ▼ -2.5%
2024 0.89x $17.53 Million $19.64 Million $2.11 Million ▲ +7.3%
2023 0.83x $20.12 Million $24.18 Million $4.06 Million ▼ -5.6%
2022 0.88x $23.73 Million $26.94 Million $3.21 Million ▼ -6.0%
2021 0.94x $23.91 Million $25.50 Million $1.59 Million ▲ +0.7%
2020 0.93x $20.48 Million $22.00 Million $1.52 Million ▼ -1.2%
2019 0.94x $21.97 Million $23.30 Million $1.33 Million ▲ +5.3%
2018 0.90x $19.66 Million $21.96 Million $2.31 Million ▼ -0.1%
2017 0.90x $17.63 Million $19.67 Million $2.04 Million ▲ +10.4%
2016 0.81x $16.44 Million $20.24 Million $3.80 Million ▲ +41.0%
2015 0.58x $6.96 Million $12.09 Million $5.13 Million ▼ -31.9%
2014 0.85x $14.85 Million $17.56 Million $2.71 Million ▼ -5.5%
2013 0.89x $21.12 Million $23.61 Million $2.49 Million ▲ +9.6%
2012 0.82x $15.89 Million $19.46 Million $3.58 Million ▼ -5.8%
2011 0.87x $16.34 Million $18.86 Million $2.52 Million ▼ -1.3%
2010 0.88x $23.29 Million $26.52 Million $3.23 Million ▲ +5.4%
2009 0.83x $15.19 Million $18.23 Million $3.04 Million ▼ -2.6%
2008 0.86x $17.67 Million $20.66 Million $2.99 Million ▼ -8.9%
2007 0.94x $56.66 Million $60.39 Million $3.72 Million ▲ +8.0%
2005 0.87x $15.73 Million $18.11 Million $2.37 Million ▲ +31.1%
2004 0.66x $8.44 Million $12.74 Million $4.30 Million ▼ -21.9%
2003 0.85x $16.85 Million $19.86 Million $3.02 Million ▲ +29.3%
2002 0.66x $4.02 Million $6.12 Million $2.11 Million ▲ +179.2%
2001 -0.83x $-1.78 Million $2.15 Million $3.92 Million ▼ -217.7%
2000 0.70x $4.81 Million $6.83 Million $2.02 Million ▼ -22.4%
1999 0.91x $10.46 Million $11.53 Million $1.07 Million ▲ +1117.8%
1998 -0.09x $-76.00K $853.00K $929.00K ▼ -110.9%
1997 0.81x $3.92 Million $4.81 Million $894.00K ▲ +6.5%
1996 0.76x $4.32 Million $5.66 Million $1.33 Million ▼ -0.3%
1995 0.77x $2.47 Million $3.23 Million $754.24K —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).