Isabella Bank Corporation (ISBA) — Free Cash Flow Generation Index
Isabella Bank Corporation (ISBA) has a Free Cash Flow Generation Index of 1.07x as of June 2026. Free cash flow of $8.24 Million represents 1% of operating cash flow ($7.70 Million). Explore Isabella Bank Corporation (ISBA) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Isabella Bank Corporation Free Cash Flow Generation Index (1995–2025)
Historical FCF Generation Index trend for Isabella Bank Corporation across 30 annual periods. For the full cash flow conversion analysis, see how efficiently does Isabella Bank Corporation generate cash.
Annual Free Cash Flow Generation for Isabella Bank Corporation (1995–2025)
Year-by-year Free Cash Flow Generation Index for Isabella Bank Corporation. Check ISBA total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.87x | $23.34 Million | $26.82 Million | $3.48 Million | ▼ -2.5% |
| 2024 | 0.89x | $17.53 Million | $19.64 Million | $2.11 Million | ▲ +7.3% |
| 2023 | 0.83x | $20.12 Million | $24.18 Million | $4.06 Million | ▼ -5.6% |
| 2022 | 0.88x | $23.73 Million | $26.94 Million | $3.21 Million | ▼ -6.0% |
| 2021 | 0.94x | $23.91 Million | $25.50 Million | $1.59 Million | ▲ +0.7% |
| 2020 | 0.93x | $20.48 Million | $22.00 Million | $1.52 Million | ▼ -1.2% |
| 2019 | 0.94x | $21.97 Million | $23.30 Million | $1.33 Million | ▲ +5.3% |
| 2018 | 0.90x | $19.66 Million | $21.96 Million | $2.31 Million | ▼ -0.1% |
| 2017 | 0.90x | $17.63 Million | $19.67 Million | $2.04 Million | ▲ +10.4% |
| 2016 | 0.81x | $16.44 Million | $20.24 Million | $3.80 Million | ▲ +41.0% |
| 2015 | 0.58x | $6.96 Million | $12.09 Million | $5.13 Million | ▼ -31.9% |
| 2014 | 0.85x | $14.85 Million | $17.56 Million | $2.71 Million | ▼ -5.5% |
| 2013 | 0.89x | $21.12 Million | $23.61 Million | $2.49 Million | ▲ +9.6% |
| 2012 | 0.82x | $15.89 Million | $19.46 Million | $3.58 Million | ▼ -5.8% |
| 2011 | 0.87x | $16.34 Million | $18.86 Million | $2.52 Million | ▼ -1.3% |
| 2010 | 0.88x | $23.29 Million | $26.52 Million | $3.23 Million | ▲ +5.4% |
| 2009 | 0.83x | $15.19 Million | $18.23 Million | $3.04 Million | ▼ -2.6% |
| 2008 | 0.86x | $17.67 Million | $20.66 Million | $2.99 Million | ▼ -8.9% |
| 2007 | 0.94x | $56.66 Million | $60.39 Million | $3.72 Million | ▲ +8.0% |
| 2005 | 0.87x | $15.73 Million | $18.11 Million | $2.37 Million | ▲ +31.1% |
| 2004 | 0.66x | $8.44 Million | $12.74 Million | $4.30 Million | ▼ -21.9% |
| 2003 | 0.85x | $16.85 Million | $19.86 Million | $3.02 Million | ▲ +29.3% |
| 2002 | 0.66x | $4.02 Million | $6.12 Million | $2.11 Million | ▲ +179.2% |
| 2001 | -0.83x | $-1.78 Million | $2.15 Million | $3.92 Million | ▼ -217.7% |
| 2000 | 0.70x | $4.81 Million | $6.83 Million | $2.02 Million | ▼ -22.4% |
| 1999 | 0.91x | $10.46 Million | $11.53 Million | $1.07 Million | ▲ +1117.8% |
| 1998 | -0.09x | $-76.00K | $853.00K | $929.00K | ▼ -110.9% |
| 1997 | 0.81x | $3.92 Million | $4.81 Million | $894.00K | ▲ +6.5% |
| 1996 | 0.76x | $4.32 Million | $5.66 Million | $1.33 Million | ▼ -0.3% |
| 1995 | 0.77x | $2.47 Million | $3.23 Million | $754.24K | — |