Isabella Bank Corporation (ISBA) — Capital Reinvestment Ratio
Isabella Bank Corporation (ISBA) has a Capital Reinvestment Ratio of 0.14x as of March 2026, meaning it reinvests 0% of its operating cash flow ($3.78 Million) in capital expenditures ($536.00K). See ISBA equity to assets ratio to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Isabella Bank Corporation Capital Reinvestment Ratio (2009–2025)
This chart tracks Isabella Bank Corporation's Capital Reinvestment Ratio across 17 annual periods. Check total reinvestment intensity of Isabella Bank Corporation to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Isabella Bank Corporation (2009–2025)
Year-by-year Capital Reinvestment Ratio for Isabella Bank Corporation from 2009 to 2025. For live market cap and broader valuation context, see Isabella Bank Corporation stock valuation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $26.82 Million | $3.48 Million | ▲ +21.0% |
| 2024 | 0.11x | $19.64 Million | $2.11 Million | ▼ -36.2% |
| 2023 | 0.17x | $24.18 Million | $4.06 Million | ▲ +41.2% |
| 2022 | 0.12x | $26.94 Million | $3.21 Million | ▲ +90.5% |
| 2021 | 0.06x | $25.50 Million | $1.59 Million | ▼ -9.5% |
| 2020 | 0.07x | $22.00 Million | $1.52 Million | ▲ +20.5% |
| 2019 | 0.06x | $23.30 Million | $1.33 Million | ▼ -45.4% |
| 2018 | 0.10x | $21.96 Million | $2.31 Million | ▲ +1.3% |
| 2017 | 0.10x | $19.67 Million | $2.04 Million | ▼ -44.9% |
| 2016 | 0.19x | $20.24 Million | $3.80 Million | ▼ -55.7% |
| 2015 | 0.42x | $12.09 Million | $5.13 Million | ▲ +170.9% |
| 2014 | 0.16x | $17.33 Million | $2.71 Million | ▲ +43.1% |
| 2013 | 0.11x | $22.74 Million | $2.49 Million | ▼ -40.5% |
| 2012 | 0.18x | $19.46 Million | $3.58 Million | ▲ +37.6% |
| 2011 | 0.13x | $18.86 Million | $2.52 Million | ▲ +9.6% |
| 2010 | 0.12x | $26.52 Million | $3.23 Million | ▼ -26.8% |
| 2009 | 0.17x | $18.23 Million | $3.04 Million | — |