Isabella Bank Corporation (ISBA) — Capital Reinvestment Ratio
Latest as of March 2026:
0.14x
Isabella Bank Corporation (ISBA) has a Capital Reinvestment Ratio of 0.14x as of March 2026, meaning it reinvests 0% of its operating cash flow ($3.78 Million) in capital expenditures ($536.00K). See Isabella Bank Corporation (ISBA) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.14x
Capex / Operating Cash Flow
Operating Cash Flow
$3.78 Million
USD
Capital Expenditures
$536.00K
USD
Data as of
Mar 2026
Most recent filing
Isabella Bank Corporation Capital Reinvestment Ratio (1995–2025)
This chart tracks Isabella Bank Corporation's Capital Reinvestment Ratio across 30 annual periods.
Annual Capital Reinvestment Ratio for Isabella Bank Corporation (1995–2025)
Year-by-year Capital Reinvestment Ratio for Isabella Bank Corporation from 1995 to 2025. For live market cap and broader valuation context, see Isabella Bank Corporation market cap and net worth.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $26.82 Million | $3.48 Million | ▲ +21.0% |
| 2024 | 0.11x | $19.64 Million | $2.11 Million | ▼ -36.2% |
| 2023 | 0.17x | $24.18 Million | $4.06 Million | ▲ +41.2% |
| 2022 | 0.12x | $26.94 Million | $3.21 Million | ▲ +90.5% |
| 2021 | 0.06x | $25.50 Million | $1.59 Million | ▼ -9.5% |
| 2020 | 0.07x | $22.00 Million | $1.52 Million | ▲ +20.5% |
| 2019 | 0.06x | $23.30 Million | $1.33 Million | ▼ -45.4% |
| 2018 | 0.10x | $21.96 Million | $2.31 Million | ▲ +1.3% |
| 2017 | 0.10x | $19.67 Million | $2.04 Million | ▼ -44.9% |
| 2016 | 0.19x | $20.24 Million | $3.80 Million | ▼ -55.7% |
| 2015 | 0.42x | $12.09 Million | $5.13 Million | ▲ +174.5% |
| 2014 | 0.15x | $17.56 Million | $2.71 Million | ▲ +46.6% |
| 2013 | 0.11x | $23.61 Million | $2.49 Million | ▼ -42.7% |
| 2012 | 0.18x | $19.46 Million | $3.58 Million | ▲ +37.6% |
| 2011 | 0.13x | $18.86 Million | $2.52 Million | ▲ +9.6% |
| 2010 | 0.12x | $26.52 Million | $3.23 Million | ▼ -26.8% |
| 2009 | 0.17x | $18.23 Million | $3.04 Million | ▲ +15.1% |
| 2008 | 0.14x | $20.66 Million | $2.99 Million | ▲ +134.8% |
| 2007 | 0.06x | $60.39 Million | $3.72 Million | ▼ -53.0% |
| 2005 | 0.13x | $18.11 Million | $2.37 Million | ▼ -61.2% |
| 2004 | 0.34x | $12.74 Million | $4.30 Million | ▲ +122.1% |
| 2003 | 0.15x | $19.86 Million | $3.02 Million | ▼ -55.8% |
| 2002 | 0.34x | $6.12 Million | $2.11 Million | ▼ -81.2% |
| 2001 | 1.83x | $2.15 Million | $3.92 Million | ▲ +516.7% |
| 2000 | 0.30x | $6.83 Million | $2.02 Million | ▲ +218.3% |
| 1999 | 0.09x | $11.53 Million | $1.07 Million | ▼ -91.4% |
| 1998 | 1.09x | $853.00K | $929.00K | ▲ +486.5% |
| 1997 | 0.19x | $4.81 Million | $894.00K | ▼ -21.2% |
| 1996 | 0.24x | $5.66 Million | $1.33 Million | ▲ +0.8% |
| 1995 | 0.23x | $3.23 Million | $754.24K | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow