Isabella Bank Corporation (ISBA) — Capital Reinvestment Ratio
Isabella Bank Corporation (ISBA) has a Capital Reinvestment Ratio of 0.07x as of June 2026, meaning it reinvests 0% of its operating cash flow ($7.70 Million) in capital expenditures ($536.00K). Check Isabella Bank Corporation (ISBA) tangible net worth to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Isabella Bank Corporation Capital Reinvestment Ratio (1995–2025)
This chart tracks Isabella Bank Corporation's Capital Reinvestment Ratio across 30 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Isabella Bank Corporation.
Annual Capital Reinvestment Ratio for Isabella Bank Corporation (1995–2025)
Year-by-year Capital Reinvestment Ratio for Isabella Bank Corporation from 1995 to 2025. See Isabella Bank Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $26.82 Million | $3.48 Million | ▲ +21.0% |
| 2024 | 0.11x | $19.64 Million | $2.11 Million | ▼ -36.2% |
| 2023 | 0.17x | $24.18 Million | $4.06 Million | ▲ +41.2% |
| 2022 | 0.12x | $26.94 Million | $3.21 Million | ▲ +90.5% |
| 2021 | 0.06x | $25.50 Million | $1.59 Million | ▼ -9.5% |
| 2020 | 0.07x | $22.00 Million | $1.52 Million | ▲ +20.5% |
| 2019 | 0.06x | $23.30 Million | $1.33 Million | ▼ -45.4% |
| 2018 | 0.10x | $21.96 Million | $2.31 Million | ▲ +1.3% |
| 2017 | 0.10x | $19.67 Million | $2.04 Million | ▼ -44.9% |
| 2016 | 0.19x | $20.24 Million | $3.80 Million | ▼ -55.7% |
| 2015 | 0.42x | $12.09 Million | $5.13 Million | ▲ +174.5% |
| 2014 | 0.15x | $17.56 Million | $2.71 Million | ▲ +46.6% |
| 2013 | 0.11x | $23.61 Million | $2.49 Million | ▼ -42.7% |
| 2012 | 0.18x | $19.46 Million | $3.58 Million | ▲ +37.6% |
| 2011 | 0.13x | $18.86 Million | $2.52 Million | ▲ +9.6% |
| 2010 | 0.12x | $26.52 Million | $3.23 Million | ▼ -26.8% |
| 2009 | 0.17x | $18.23 Million | $3.04 Million | ▲ +15.1% |
| 2008 | 0.14x | $20.66 Million | $2.99 Million | ▲ +134.8% |
| 2007 | 0.06x | $60.39 Million | $3.72 Million | ▼ -53.0% |
| 2005 | 0.13x | $18.11 Million | $2.37 Million | ▼ -61.2% |
| 2004 | 0.34x | $12.74 Million | $4.30 Million | ▲ +122.1% |
| 2003 | 0.15x | $19.86 Million | $3.02 Million | ▼ -55.8% |
| 2002 | 0.34x | $6.12 Million | $2.11 Million | ▼ -81.2% |
| 2001 | 1.83x | $2.15 Million | $3.92 Million | ▲ +516.7% |
| 2000 | 0.30x | $6.83 Million | $2.02 Million | ▲ +218.3% |
| 1999 | 0.09x | $11.53 Million | $1.07 Million | ▼ -91.4% |
| 1998 | 1.09x | $853.00K | $929.00K | ▲ +486.5% |
| 1997 | 0.19x | $4.81 Million | $894.00K | ▼ -21.2% |
| 1996 | 0.24x | $5.66 Million | $1.33 Million | ▲ +0.8% |
| 1995 | 0.23x | $3.23 Million | $754.24K | — |