Isabella Bank Corporation (ISBA) — Cash Flow Quality Index
Isabella Bank Corporation (ISBA) has a Cash Flow Quality Index of 0.76x as of March 2026. Operating cash flow of $3.78 Million is below net income of $4.99 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Isabella Bank Corporation long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Isabella Bank Corporation Cash Flow Quality Index (2009–2025)
Historical Cash Flow Quality Index for Isabella Bank Corporation across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Isabella Bank Corporation tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Isabella Bank Corporation (2009–2025)
Year-by-year earnings quality comparison for Isabella Bank Corporation. For live market cap and the full company financial profile, see ISBA company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.42x | $26.82 Million | $18.91 Million | ▲ +0.3% |
| 2024 | 1.41x | $19.64 Million | $13.89 Million | ▲ +6.2% |
| 2023 | 1.33x | $24.18 Million | $18.17 Million | ▲ +9.9% |
| 2022 | 1.21x | $26.94 Million | $22.24 Million | ▼ -7.4% |
| 2021 | 1.31x | $25.50 Million | $19.50 Million | ▼ -35.3% |
| 2020 | 2.02x | $22.00 Million | $10.88 Million | ▲ +12.9% |
| 2019 | 1.79x | $23.30 Million | $13.02 Million | ▲ +14.2% |
| 2018 | 1.57x | $21.96 Million | $14.02 Million | ▲ +5.4% |
| 2017 | 1.49x | $19.67 Million | $13.24 Million | ▲ +1.3% |
| 2016 | 1.47x | $20.24 Million | $13.80 Million | ▲ +83.6% |
| 2015 | 0.80x | $12.09 Million | $15.13 Million | ▼ -36.7% |
| 2014 | 1.26x | $17.33 Million | $13.72 Million | ▼ -30.5% |
| 2013 | 1.82x | $22.74 Million | $12.51 Million | ▲ +14.0% |
| 2012 | 1.59x | $19.46 Million | $12.21 Million | ▼ -13.7% |
| 2011 | 1.85x | $18.86 Million | $10.21 Million | ▼ -37.0% |
| 2010 | 2.93x | $26.52 Million | $9.04 Million | ▲ +25.5% |
| 2009 | 2.34x | $18.23 Million | $7.80 Million | — |