Carter Bank and Trust (NASDAQ:CARE) — Stock Price
Carter Bank and Trust (NASDAQ:CARE) is currently trading at $31.72 USD, down 3.88% today. Over the past 52 weeks, shares have ranged between $16.96 and $35.72. This page tracks Carter Bank and Trust's live share price on the NASDAQ exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see CARE market cap.
Carter Bank and Trust (CARE) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Carter Bank and Trust's daily closing share price and trading volume on the NASDAQ exchange over the past year, giving a clear view of recent price momentum and liquidity.
Carter Bank and Trust Income Statement — Revenue, Profit & Earnings by Year
Carter Bank and Trust's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $254.63 Million | $239.67 Million | $211.82 Million | $179.15 Million | $156.38 Million |
| Cost of Revenue | $97.57 Million | $102.23 Million | $80.51 Million | $23.18 Million | $24.80 Million |
| Gross Profit | $157.06 Million | $137.45 Million | $131.31 Million | $155.97 Million | $131.58 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $75.36 Million | $64.11 Million | $60.76 Million | $54.41 Million | $56.31 Million |
| Total Operating Expenses | $117.05 Million | $106.58 Million | $102.59 Million | $94.25 Million | $95.89 Million |
| Operating Income | $40.00 Million | $30.87 Million | $28.72 Million | $61.72 Million | $35.70 Million |
| EBITDA | $40.00 Million | $37.92 Million | $34.97 Million | $67.78 Million | $41.93 Million |
| EBIT | — | $30.87 Million | $28.72 Million | $61.72 Million | $35.70 Million |
| Interest Expense | $101.40 Million | $107.27 Million | $74.11 Million | $20.25 Million | $22.71 Million |
| Income Before Tax | $40.00 Million | $30.87 Million | $28.72 Million | $61.72 Million | $35.70 Million |
| Income Tax Expense | $8.64 Million | $6.35 Million | $5.34 Million | $11.60 Million | $4.11 Million |
| Net Income | $31.36 Million | $24.52 Million | $23.38 Million | $50.12 Million | $31.59 Million |
Carter Bank and Trust Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Carter Bank and Trust's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $4.85 Billion | $4.66 Billion | $4.51 Billion | $4.20 Billion | $4.13 Billion |
| Total Current Assets | $105.31 Million | $849.57 Million | $833.53 Million | $883.14 Million | $1.20 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | $654.95 Million | $719.64 Million | $836.27 Million | $922.40 Million |
| Net Receivables | — | $63.45 Million | $59.36 Million | — | — |
| Inventory | — | — | — | $8.39 Million | $10.92 Million |
| Property, Plant & Equipment | — | — | — | $72.11 Million | $75.30 Million |
| Goodwill | $1.19 Million | — | — | — | — |
| Total Liabilities | $4.43 Billion | $4.27 Billion | $4.16 Billion | $3.88 Billion | $3.73 Billion |
| Total Current Liabilities | $1.98 Billion | $4.15 Billion | $3.72 Billion | $3.65 Billion | $3.70 Billion |
| Long-term Debt | — | $70.00 Million | $393.40 Million | $198.42 Million | $7.00 Million |
| Net Debt | $178.50 Million | $-61.17 Million | $338.87 Million | $151.55 Million | $-270.80 Million |
| Total Stockholder Equity | $419.70 Million | $384.31 Million | $351.24 Million | $328.63 Million | $407.60 Million |
| Retained Earnings | $364.97 Million | $333.61 Million | $309.08 Million | $285.59 Million | $235.47 Million |
Carter Bank and Trust Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Carter Bank and Trust generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | $36.94 Million | $46.73 Million | $70.79 Million | $77.54 Million | $7.70 Million |
| Capital Expenditures | $8.13 Million | $9.80 Million | $5.89 Million | $8.48 Million | $10.12 Million |
| Free Cash Flow | $28.80 Million | $36.93 Million | $64.90 Million | $69.05 Million | $-2.42 Million |
| Investing Cash Flow | $-68.40 Million | $-307.01 Million | $-382.07 Million | $-106.36 Million | $-93.27 Million |
| Financing Cash Flow | $108.11 Million | $267.94 Million | $80.35 Million | $64.67 Million | $201.69 Million |
| Dividends Paid | — | — | $0.00 | $0.00 | $3.69 Million |
| Stock-Based Compensation | $1.75 Million | $1.56 Million | $1.31 Million | $1.04 Million | $1.02 Million |
| Depreciation | $7.05 Million | $6.25 Million | $6.06 Million | $6.23 Million | $6.14 Million |
| Change in Cash | $76.64 Million | $7.66 Million | $-230.93 Million | $35.86 Million | $116.13 Million |
Carter Bank and Trust Earnings History — EPS Actual vs. Analyst Estimates
Track Carter Bank and Trust's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Apr 30, 2026 | — | 0.40 | — |
| Jan 29, 2026 | 0.41 | 0.35 | +17.14% |
| Oct 23, 2025 | 0.26 | 0.41 | -36.59% |
| Jul 24, 2025 | 0.41 | 0.32 | +28.13% |
| Apr 24, 2025 | 0.32 | 0.28 | +14.29% |
| Jan 23, 2025 | 0.37 | 0.23 | +60.87% |
| Oct 24, 2024 | 0.24 | 0.22 | +9.09% |
| Jul 25, 2024 | 0.21 | 0.21 | +0.00% |