Mechanics Bank Cash Flow Conversion Efficiency
Mechanics Bank cash flow conversion efficiency. Based on the latest financial reports, Mechanics Bank (MCHB) has a cash flow conversion efficiency ratio of 0.004x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($12.13 Million) by net assets ($2.79 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Mechanics Bank (2002–2025)
Cash flow conversion efficiency of Mechanics Bank from 2002 to 2025. This chart illustrates how Mechanics Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Mechanics Bank (MCHB) share price today for real-time trading data and today's change.
Mechanics Bank Cash Flow Conversion Ratio Explained
Mechanics Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Mechanics Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Mechanics Bank ranked by their cash flow conversion efficiency. Also see Mechanics Bank stock valuation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Topco Scientific Co Ltd
TW:5434
|
0.023x |
|
Zhejiang Weiming Environment Protection Co Ltd
SHG:603568
|
0.059x |
|
Amylyx Pharmaceuticals Inc
NASDAQ:AMLX
|
-0.131x |
|
Seacoast Banking Corporation of Florida
NASDAQ:SBCF
|
0.010x |
|
Wynn Macau Limited
F:8WY
|
N/A |
|
Bank of Queensland Ltd
AU:BOQ
|
0.082x |
|
China World Trade Center Co Ltd
SHG:600007
|
0.055x |
|
Tegna Inc
NYSE:TGNA
|
0.034x |
Annual Cash Flow Conversion Efficiency for Mechanics Bank (2002–2025)
The table below shows the annual cash flow conversion efficiency of Mechanics Bank from 2002 to 2025. Review Mechanics Bank (MCHB) free cash flow to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.86 Billion | $193.59 Million | 0.068x | -46.73% |
| 2024-12-31 | $2.30 Billion | $292.26 Million | 0.127x | +398.27% |
| 2023-12-31 | $538.39 Million | $13.72 Million | 0.025x | -95.50% |
| 2022-12-31 | $562.15 Million | $318.18 Million | 0.566x | +37.13% |
| 2021-12-31 | $715.34 Million | $295.26 Million | 0.413x | +1259.72% |
| 2020-12-31 | $717.75 Million | $-25.55 Million | -0.036x | -109.35% |
| 2019-12-31 | $679.72 Million | $258.83 Million | 0.381x | -1.54% |
| 2018-12-31 | $739.52 Million | $286.01 Million | 0.387x | +269.73% |
| 2017-12-31 | $704.38 Million | $-160.50 Million | -0.228x | +43.78% |
| 2016-12-31 | $629.28 Million | $-255.04 Million | -0.405x | -520.73% |
| 2015-12-31 | $465.27 Million | $44.82 Million | 0.096x | -76.23% |
| 2014-12-31 | $294.46 Million | $119.32 Million | 0.405x | +1044.54% |
| 2013-12-31 | $304.25 Million | $-13.05 Million | -0.043x | -108.06% |
| 2012-12-31 | $297.82 Million | $158.50 Million | 0.532x | +100.87% |
| 2011-12-31 | $84.65 Million | $22.43 Million | 0.265x | -83.74% |
| 2010-12-31 | $58.79 Million | $95.80 Million | 1.630x | +1150.96% |
| 2009-12-31 | $91.90 Million | $-14.25 Million | -0.155x | -256.04% |
| 2007-12-31 | $274.56 Million | $27.28 Million | 0.099x | -44.72% |
| 2006-12-31 | $253.46 Million | $45.56 Million | 0.180x | +17.28% |
| 2005-12-31 | $237.85 Million | $36.46 Million | 0.153x | +107.18% |
| 2004-12-31 | $236.62 Million | $17.50 Million | 0.074x | -56.15% |
| 2003-12-31 | $224.05 Million | $37.80 Million | 0.169x | +10.82% |
| 2002-12-31 | $207.92 Million | $31.65 Million | 0.152x | -- |
About Mechanics Bank
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real esta… Read more