Mechanics Bank (MCHB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Mechanics Bank (MCHB) has a cash flow conversion efficiency ratio of 0.004x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($12.13 Million) by net assets ($2.79 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See net asset quality index of Mechanics Bank to measure how much of total assets are equity-financed.
Mechanics Bank - Cash Flow Conversion Efficiency Trend (2002–2025)
This chart illustrates how Mechanics Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Mechanics Bank's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Mechanics Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Mechanics Bank ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Walsin Technology Corp
TW:2492
|
0.043x |
|
Avient Corp
NYSE:AVNT
|
-0.014x |
|
Shenzhen Huaqiang Industry Co Ltd
SHE:000062
|
-0.118x |
|
Fermi Inc.
NASDAQ:FRMI
|
0.073x |
|
Jiangsu Pacific Quartz Co Ltd
SHG:603688
|
-0.008x |
|
ATHENS INTERNATIONAL AIRPORT S.
AT:AIA
|
N/A |
|
Qingdao Hanhe Cable Co Ltd
SHE:002498
|
0.031x |
|
Olympic Circuit Technology Co Ltd
SHG:603920
|
0.050x |
Annual Cash Flow Conversion Efficiency for Mechanics Bank (2002–2025)
The table below shows the annual cash flow conversion efficiency of Mechanics Bank from 2002 to 2025. For the full company profile with market capitalisation and key ratios, see MCHB market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.86 Billion | $193.59 Million | 0.068x | -46.73% |
| 2024-12-31 | $2.30 Billion | $292.26 Million | 0.127x | +398.27% |
| 2023-12-31 | $538.39 Million | $13.72 Million | 0.025x | -95.50% |
| 2022-12-31 | $562.15 Million | $318.18 Million | 0.566x | +37.13% |
| 2021-12-31 | $715.34 Million | $295.26 Million | 0.413x | +1259.72% |
| 2020-12-31 | $717.75 Million | $-25.55 Million | -0.036x | -109.35% |
| 2019-12-31 | $679.72 Million | $258.83 Million | 0.381x | -1.54% |
| 2018-12-31 | $739.52 Million | $286.01 Million | 0.387x | +269.73% |
| 2017-12-31 | $704.38 Million | $-160.50 Million | -0.228x | +43.78% |
| 2016-12-31 | $629.28 Million | $-255.04 Million | -0.405x | -520.73% |
| 2015-12-31 | $465.27 Million | $44.82 Million | 0.096x | -76.23% |
| 2014-12-31 | $294.46 Million | $119.32 Million | 0.405x | +1044.54% |
| 2013-12-31 | $304.25 Million | $-13.05 Million | -0.043x | -108.06% |
| 2012-12-31 | $297.82 Million | $158.50 Million | 0.532x | +100.87% |
| 2011-12-31 | $84.65 Million | $22.43 Million | 0.265x | -83.74% |
| 2010-12-31 | $58.79 Million | $95.80 Million | 1.630x | +1150.96% |
| 2009-12-31 | $91.90 Million | $-14.25 Million | -0.155x | -256.04% |
| 2007-12-31 | $274.56 Million | $27.28 Million | 0.099x | -44.72% |
| 2006-12-31 | $253.46 Million | $45.56 Million | 0.180x | +17.28% |
| 2005-12-31 | $237.85 Million | $36.46 Million | 0.153x | +107.18% |
| 2004-12-31 | $236.62 Million | $17.50 Million | 0.074x | -56.15% |
| 2003-12-31 | $224.05 Million | $37.80 Million | 0.169x | +10.82% |
| 2002-12-31 | $207.92 Million | $31.65 Million | 0.152x | -- |
About Mechanics Bank
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real esta… Read more