Mechanics Bank (MCHB) - Total Assets
Based on the latest financial reports, Mechanics Bank (MCHB) holds total assets worth $21.39 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore MCHB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Mechanics Bank - Total Assets Trend (2000–2025)
This chart illustrates how Mechanics Bank's total assets have evolved over time, based on quarterly financial data. See Mechanics Bank book value and equity for net asset value and shareholders' equity analysis.
Mechanics Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Mechanics Bank's total assets of $21.39 Billion consist of 5.0% current assets and 95.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.6% |
| Accounts Receivable | $53.10 Million | 0.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $212.49 Million | 1.0% |
| Goodwill | $843.30 Million | 3.8% |
Asset Composition Trend (2000–2025)
This chart illustrates how Mechanics Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see MCHB stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Mechanics Bank's current assets represent 5.0% of total assets in 2025, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 4.6% of total assets in 2025, up from 3.6% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2000.
- Asset Diversification: The largest asset category is goodwill at 3.8% of total assets.
Mechanics Bank Competitors by Total Assets
Key competitors of Mechanics Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
SCB X Public Company Limited
BK:SCB
|
Thailand | ฿3.47 Trillion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Ameris Bancorp
NASDAQ:ABCB
|
USA | $27.10 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
Mechanics Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 219.81 | 0.31 | 0.97 |
| Quick Ratio | 219.81 | 0.31 | 0.97 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $18.03 Billion | $-9.60 Billion | $-2.86 Million |
Mechanics Bank - Advanced Valuation Insights
This section examines the relationship between Mechanics Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.18 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 35.9% |
| Total Assets | $22.47 Billion |
| Market Capitalization | $3.33 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Mechanics Bank's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Mechanics Bank's assets grew by 35.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Mechanics Bank (2000–2025)
The table below shows the annual total assets of Mechanics Bank from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $22.47 Billion | +35.91% |
| 2024-12-31 | $16.53 Billion | +75.29% |
| 2023-12-31 | $9.43 Billion | +0.23% |
| 2022-12-31 | $9.41 Billion | +30.10% |
| 2021-12-31 | $7.23 Billion | -0.57% |
| 2020-12-31 | $7.28 Billion | +6.09% |
| 2019-12-31 | $6.86 Billion | -3.03% |
| 2018-12-31 | $7.07 Billion | +4.42% |
| 2017-12-31 | $6.77 Billion | +7.63% |
| 2016-12-31 | $6.29 Billion | +27.55% |
| 2015-12-31 | $4.93 Billion | +38.14% |
| 2014-12-31 | $3.57 Billion | +14.88% |
| 2013-12-31 | $3.11 Billion | +16.45% |
| 2012-12-31 | $2.67 Billion | +16.61% |
| 2011-12-31 | $2.29 Billion | -7.89% |
| 2010-12-31 | $2.49 Billion | -22.55% |
| 2009-12-31 | $3.21 Billion | +18.54% |
| 2007-12-31 | $2.71 Billion | -1.78% |
| 2006-12-31 | $2.76 Billion | +4.23% |
| 2005-12-31 | $2.64 Billion | +7.11% |
| 2004-12-31 | $2.47 Billion | +8.76% |
| 2003-12-31 | $2.27 Billion | +8.75% |
| 2002-12-31 | $2.09 Billion | +10.01% |
| 2001-12-31 | $1.90 Billion | +9.13% |
| 2000-12-31 | $1.74 Billion | -- |
About Mechanics Bank
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real esta… Read more