Mechanics Bank (MCHB) — Free Cash Flow Generation Index
Mechanics Bank (MCHB) has a Free Cash Flow Generation Index of 0.78x as of March 2026. Free cash flow of $9.49 Million represents 1% of operating cash flow ($12.13 Million). See MCHB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Mechanics Bank Free Cash Flow Generation Index (2002–2025)
Historical FCF Generation Index trend for Mechanics Bank across 19 annual periods. Explore debt repayment capacity of Mechanics Bank to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Mechanics Bank (2002–2025)
Year-by-year Free Cash Flow Generation Index for Mechanics Bank. For the full company profile including market capitalisation, see Mechanics Bank (MCHB) total market value.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.97x | $187.08 Million | $193.59 Million | $6.51 Million | ▼ -1.2% |
| 2024 | 0.98x | $285.89 Million | $292.26 Million | $6.37 Million | ▲ +35.4% |
| 2023 | 0.72x | $9.91 Million | $13.72 Million | $3.81 Million | ▼ -25.6% |
| 2022 | 0.97x | $308.70 Million | $318.18 Million | $9.49 Million | ▼ -0.5% |
| 2021 | 0.98x | $288.02 Million | $295.26 Million | $7.24 Million | ▼ -1.6% |
| 2019 | 0.99x | $256.57 Million | $258.83 Million | $2.26 Million | ▲ +2.6% |
| 2018 | 0.97x | $276.29 Million | $286.01 Million | $9.72 Million | ▲ +78.5% |
| 2015 | 0.54x | $24.26 Million | $44.82 Million | $20.56 Million | ▼ -35.0% |
| 2014 | 0.83x | $99.42 Million | $119.32 Million | $19.90 Million | ▼ -10.2% |
| 2012 | 0.93x | $147.10 Million | $158.50 Million | $11.40 Million | ▲ +0.7% |
| 2011 | 0.92x | $20.67 Million | $22.43 Million | $1.76 Million | ▼ -7.6% |
| 2010 | 1.00x | $95.54 Million | $95.80 Million | $260.00K | ▲ +4.5% |
| 2008 | 0.95x | $37.60 Million | $39.38 Million | $1.78 Million | ▲ +20.4% |
| 2007 | 0.79x | $21.64 Million | $27.28 Million | $5.65 Million | ▼ -9.2% |
| 2006 | 0.87x | $39.78 Million | $45.56 Million | $5.78 Million | ▼ -2.7% |
| 2005 | 0.90x | $32.71 Million | $36.46 Million | $3.74 Million | ▲ +29.1% |
| 2004 | 0.70x | $12.17 Million | $17.50 Million | $5.33 Million | ▼ -14.0% |
| 2003 | 0.81x | $30.56 Million | $37.80 Million | $7.24 Million | ▼ -7.9% |
| 2002 | 0.88x | $27.79 Million | $31.65 Million | $3.86 Million | — |