Mechanics Bank (MCHB) — Working Capital to Net Assets Ratio
Mechanics Bank (MCHB) has a Working Capital to Net Assets ratio of 645.9% as of March 2026. Working capital of $18.03 Billion (current assets of $18.11 Billion minus current liabilities of $82.40 Million) is measured against net assets of $2.79 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Read MCHB current and long-term liabilities for a breakdown of total debt and financial obligations.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Mechanics Bank Working Capital to Net Assets (2002–2025)
This chart shows how Mechanics Bank's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2002 to 2025. As of March 2026, the ratio stands at 645.9%, reflecting working capital of $18.03 Billion against net assets of $2.79 Billion USD. See MCHB FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Annual Working Capital to Net Assets for Mechanics Bank (2002–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Mechanics Bank from 2002 to 2025, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of Mechanics Bank.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 34.7% | $994.47 Million | $2.86 Billion | $1.13 Billion | $138.13 Million | ▲ +311.9 pp |
| 2024 | -277.2% | $-6.38 Billion | $2.30 Billion | $1.03 Billion | $7.41 Billion | ▼ -177.4 pp |
| 2023 | -99.8% | $-537.17 Million | $538.39 Million | $269.26 Million | $806.43 Million | ▼ -105.2 pp |
| 2022 | 5.4% | $30.40 Million | $562.15 Million | $118.72 Million | $88.33 Million | ▲ +8.1 pp |
| 2021 | -2.7% | $-19.01 Million | $715.34 Million | $83.01 Million | $102.03 Million | ▲ +39.8 pp |
| 2020 | -42.4% | $-304.39 Million | $717.75 Million | $79.25 Million | $383.64 Million | ▲ +28.8 pp |
| 2019 | -71.2% | $-483.92 Million | $679.72 Million | $57.88 Million | $541.80 Million | ▼ -76.5 pp |
| 2018 | 5.4% | $39.59 Million | $739.52 Million | $58.59 Million | $19.00 Million | ▲ +140.2 pp |
| 2017 | -134.9% | $-949.97 Million | $704.38 Million | $73.92 Million | $1.02 Billion | ▲ +590.5 pp |
| 2016 | -725.4% | $-4.56 Billion | $629.28 Million | $56.33 Million | $4.62 Billion | ▼ -526.1 pp |
| 2015 | -199.3% | $-927.08 Million | $465.27 Million | $35.08 Million | $962.16 Million | ▲ +9.5 pp |
| 2014 | -208.7% | $-614.69 Million | $294.46 Million | $32.90 Million | $647.59 Million | ▲ +531.6 pp |
| 2013 | -740.3% | $-2.25 Billion | $304.25 Million | $36.31 Million | $2.29 Billion | ▼ -62.5 pp |
| 2012 | -677.9% | $-2.02 Billion | $297.82 Million | $27.68 Million | $2.05 Billion | ▲ +1431.7 pp |
| 2011 | -2109.5% | $-1.79 Billion | $84.65 Million | $273.11 Million | $2.06 Billion | ▲ +1370.6 pp |
| 2010 | -3480.1% | $-2.05 Billion | $58.79 Million | $83.81 Million | $2.13 Billion | ▼ -1193.0 pp |
| 2009 | -2287.1% | $-2.10 Billion | $91.90 Million | $230.57 Million | $2.33 Billion | ▼ -1513.0 pp |
| 2007 | -774.1% | $-2.13 Billion | $274.56 Million | $170.72 Million | $2.30 Billion | ▼ -796.8 pp |
| 2006 | 22.7% | $57.47 Million | $253.46 Million | $109.08 Million | $51.61 Million | ▼ -8.2 pp |
| 2005 | 30.8% | $73.37 Million | $237.85 Million | $100.44 Million | $27.07 Million | ▲ +1.5 pp |
| 2004 | 29.4% | $69.45 Million | $236.62 Million | $90.83 Million | $21.38 Million | ▼ -10.9 pp |
| 2003 | 40.2% | $90.11 Million | $224.05 Million | $111.77 Million | $21.66 Million | ▼ -4.9 pp |
| 2002 | 45.1% | $93.74 Million | $207.92 Million | $117.03 Million | $23.30 Million | — |