Mechanics Bank (MCHB) - Total Liabilities

Latest as of March 2026: $18.60 Billion USD

Based on the latest financial reports, Mechanics Bank (MCHB) has total liabilities worth $18.60 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Mechanics Bank - Total Liabilities Trend (2000–2025)

This chart illustrates how Mechanics Bank's total liabilities have evolved over time, based on quarterly financial data. See MCHB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Mechanics Bank Competitors by Total Liabilities

The table below lists competitors of Mechanics Bank ranked by their total liabilities.

Company Country Total Liabilities
Denali Therapeutics Inc
NASDAQ:DNLI
USA $339.93 Million
Garden Reach Shipbuilders & Engineers Limited
NSE:GRSE
India Rs86.88 Billion
Huhtamaki Oyj
HE:HUH1V
Finland €2.64 Billion
Southchip Semiconductor Technology (Shanghai) Co. Ltd. A
SHG:688484
China CN¥751.22 Million
Adecco Group AG
F:ADIA
Germany €8.36 Billion
Camurus AB
ST:CAMX
Sweden Skr504.56 Million
Liechtensteinische Landesbank Aktiengesellschaft
STU:LLS1
Germany €25.96 Billion
Xiamen Changelight
SHE:300102
China CN¥2.21 Billion

Liability Composition Analysis (2000–2025)

This chart breaks down Mechanics Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of Mechanics Bank.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 219.81 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.66 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.87 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Mechanics Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Mechanics Bank (2000–2025)

The table below shows the annual total liabilities of Mechanics Bank from 2000 to 2025.

Year Total Liabilities Change
2025-12-31 $19.61 Billion +37.78%
2024-12-31 $14.23 Billion +60.02%
2023-12-31 $8.89 Billion +0.51%
2022-12-31 $8.85 Billion +35.75%
2021-12-31 $6.52 Billion -0.60%
2020-12-31 $6.56 Billion +6.15%
2019-12-31 $6.18 Billion -2.44%
2018-12-31 $6.33 Billion +4.35%
2017-12-31 $6.07 Billion +7.15%
2016-12-31 $5.66 Billion +26.75%
2015-12-31 $4.47 Billion +36.36%
2014-12-31 $3.28 Billion +16.84%
2013-12-31 $2.80 Billion +18.24%
2012-12-31 $2.37 Billion +7.58%
2011-12-31 $2.20 Billion -9.15%
2010-12-31 $2.43 Billion -22.16%
2009-12-31 $3.12 Billion +28.14%
2007-12-31 $2.43 Billion -2.80%
2006-12-31 $2.50 Billion +4.00%
2005-12-31 $2.41 Billion +7.80%
2004-12-31 $2.23 Billion +9.10%
2003-12-31 $2.05 Billion +8.86%
2002-12-31 $1.88 Billion +9.74%
2001-12-31 $1.71 Billion +9.13%
2000-12-31 $1.57 Billion --

About Mechanics Bank

NASDAQ:MCHB USA Banks - Regional
Market Cap
$3.30 Billion
Market Cap Rank
#4754 Global
#1575 in USA
Share Price
$14.96
Change (1 day)
-0.60%
52-Week Range
$14.27 - $15.43
All Time High
$15.43
About

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real esta… Read more