Mechanics Bank Net Asset Quality Index
Mechanics Bank net asset quality index. Mechanics Bank (MCHB) has a Net Asset Quality Index of 13.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $21.39 Billion minus total liabilities of $18.60 Billion yields net assets of $2.79 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See net assets of Mechanics Bank for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Mechanics Bank (2000–2025)
Net asset quality index of Mechanics Bank from 2000 to 2025. This chart shows how Mechanics Bank's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2025. As of March 2026, the index stands at 13.1%, representing net assets of $2.79 Billion against total assets of $21.39 Billion USD. Check Mechanics Bank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Mechanics Bank Net Asset Quality Index by Year (2000–2025)
Mechanics Bank net asset quality index by year from 2000 to 2025. The table below presents the year-by-year Net Asset Quality Index for Mechanics Bank from 2000 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see how much is Mechanics Bank worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.7% | $2.86 Billion | $22.47 Billion | $19.61 Billion | ▼ -1.2 pp |
| 2024 | 13.9% | $2.30 Billion | $16.53 Billion | $14.23 Billion | ▲ +8.2 pp |
| 2023 | 5.7% | $538.39 Million | $9.43 Billion | $8.89 Billion | ▼ -0.3 pp |
| 2022 | 6.0% | $562.15 Million | $9.41 Billion | $8.85 Billion | ▼ -3.9 pp |
| 2021 | 9.9% | $715.34 Million | $7.23 Billion | $6.52 Billion | ▲ +0.0 pp |
| 2020 | 9.9% | $717.75 Million | $7.28 Billion | $6.56 Billion | ▼ 0.0 pp |
| 2019 | 9.9% | $679.72 Million | $6.86 Billion | $6.18 Billion | ▼ -0.5 pp |
| 2018 | 10.5% | $739.52 Million | $7.07 Billion | $6.33 Billion | ▲ +0.1 pp |
| 2017 | 10.4% | $704.38 Million | $6.77 Billion | $6.07 Billion | ▲ +0.4 pp |
| 2016 | 10.0% | $629.28 Million | $6.29 Billion | $5.66 Billion | ▲ +0.6 pp |
| 2015 | 9.4% | $465.27 Million | $4.93 Billion | $4.47 Billion | ▲ +1.2 pp |
| 2014 | 8.2% | $294.46 Million | $3.57 Billion | $3.28 Billion | ▼ -1.5 pp |
| 2013 | 9.8% | $304.25 Million | $3.11 Billion | $2.80 Billion | ▼ -1.4 pp |
| 2012 | 11.2% | $297.82 Million | $2.67 Billion | $2.37 Billion | ▲ +7.5 pp |
| 2011 | 3.7% | $84.65 Million | $2.29 Billion | $2.20 Billion | ▲ +1.3 pp |
| 2010 | 2.4% | $58.79 Million | $2.49 Billion | $2.43 Billion | ▼ -0.5 pp |
| 2009 | 2.9% | $91.90 Million | $3.21 Billion | $3.12 Billion | ▼ -7.3 pp |
| 2007 | 10.1% | $274.56 Million | $2.71 Billion | $2.43 Billion | ▲ +0.9 pp |
| 2006 | 9.2% | $253.46 Million | $2.76 Billion | $2.50 Billion | ▲ +0.2 pp |
| 2005 | 9.0% | $237.85 Million | $2.64 Billion | $2.41 Billion | ▼ -0.6 pp |
| 2004 | 9.6% | $236.62 Million | $2.47 Billion | $2.23 Billion | ▼ -0.3 pp |
| 2003 | 9.9% | $224.05 Million | $2.27 Billion | $2.05 Billion | ▼ -0.1 pp |
| 2002 | 10.0% | $207.92 Million | $2.09 Billion | $1.88 Billion | ▲ +0.2 pp |
| 2001 | 9.7% | $184.76 Million | $1.90 Billion | $1.71 Billion | ▲ +0.0 pp |
| 2000 | 9.7% | $169.28 Million | $1.74 Billion | $1.57 Billion | — |