Mechanics Bank (MCHB) — Net Asset Quality Index
Mechanics Bank (MCHB) has a Net Asset Quality Index of 13.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $21.39 Billion minus total liabilities of $18.60 Billion yields net assets of $2.79 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check MCHB cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Mechanics Bank Net Asset Quality Index Over Time (2000–2025)
This chart shows how Mechanics Bank's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2025. As of March 2026, the index stands at 13.1%, representing net assets of $2.79 Billion against total assets of $21.39 Billion USD. Explore reinvestment intensity of Mechanics Bank to see what proportion of operating cash flow is directed to capital expenditures.
Annual Net Asset Quality Index for Mechanics Bank (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Mechanics Bank from 2000 to 2025, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Mechanics Bank (MCHB) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.7% | $2.86 Billion | $22.47 Billion | $19.61 Billion | ▼ -1.2 pp |
| 2024 | 13.9% | $2.30 Billion | $16.53 Billion | $14.23 Billion | ▲ +8.2 pp |
| 2023 | 5.7% | $538.39 Million | $9.43 Billion | $8.89 Billion | ▼ -0.3 pp |
| 2022 | 6.0% | $562.15 Million | $9.41 Billion | $8.85 Billion | ▼ -3.9 pp |
| 2021 | 9.9% | $715.34 Million | $7.23 Billion | $6.52 Billion | ▲ +0.0 pp |
| 2020 | 9.9% | $717.75 Million | $7.28 Billion | $6.56 Billion | ▼ 0.0 pp |
| 2019 | 9.9% | $679.72 Million | $6.86 Billion | $6.18 Billion | ▼ -0.5 pp |
| 2018 | 10.5% | $739.52 Million | $7.07 Billion | $6.33 Billion | ▲ +0.1 pp |
| 2017 | 10.4% | $704.38 Million | $6.77 Billion | $6.07 Billion | ▲ +0.4 pp |
| 2016 | 10.0% | $629.28 Million | $6.29 Billion | $5.66 Billion | ▲ +0.6 pp |
| 2015 | 9.4% | $465.27 Million | $4.93 Billion | $4.47 Billion | ▲ +1.2 pp |
| 2014 | 8.2% | $294.46 Million | $3.57 Billion | $3.28 Billion | ▼ -1.5 pp |
| 2013 | 9.8% | $304.25 Million | $3.11 Billion | $2.80 Billion | ▼ -1.4 pp |
| 2012 | 11.2% | $297.82 Million | $2.67 Billion | $2.37 Billion | ▲ +7.5 pp |
| 2011 | 3.7% | $84.65 Million | $2.29 Billion | $2.20 Billion | ▲ +1.3 pp |
| 2010 | 2.4% | $58.79 Million | $2.49 Billion | $2.43 Billion | ▼ -0.5 pp |
| 2009 | 2.9% | $91.90 Million | $3.21 Billion | $3.12 Billion | ▼ -7.3 pp |
| 2007 | 10.1% | $274.56 Million | $2.71 Billion | $2.43 Billion | ▲ +0.9 pp |
| 2006 | 9.2% | $253.46 Million | $2.76 Billion | $2.50 Billion | ▲ +0.2 pp |
| 2005 | 9.0% | $237.85 Million | $2.64 Billion | $2.41 Billion | ▼ -0.6 pp |
| 2004 | 9.6% | $236.62 Million | $2.47 Billion | $2.23 Billion | ▼ -0.3 pp |
| 2003 | 9.9% | $224.05 Million | $2.27 Billion | $2.05 Billion | ▼ -0.1 pp |
| 2002 | 10.0% | $207.92 Million | $2.09 Billion | $1.88 Billion | ▲ +0.2 pp |
| 2001 | 9.7% | $184.76 Million | $1.90 Billion | $1.71 Billion | ▲ +0.0 pp |
| 2000 | 9.7% | $169.28 Million | $1.74 Billion | $1.57 Billion | — |