Mechanics Bank (MCHB) — Defensive Interval Ratio
Mechanics Bank (MCHB) has a Defensive Interval Ratio of 78087 days as of March 2026. Defensive assets of $17.63 Billion (cash $-, short-term investments $3.93 Billion, receivables $13.70 Billion) cover 78087 days of daily cash needs of $225.76K/day. See what is Mechanics Bank's book value for net asset value and shareholders' equity analysis.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Mechanics Bank Defensive Interval Ratio (2002–2025)
This chart shows how Mechanics Bank's Defensive Interval Ratio has evolved across 22 annual periods from 2002 to 2025. As of March 2026, the ratio stands at 78087 days, meaning defensive assets of $17.63 Billion can fund 78087 days of operations without new revenue. Explore Mechanics Bank operating cash flow efficiency to assess how effectively this company generates cash.
Annual Defensive Interval Ratio for Mechanics Bank (2002–2025)
The table below presents the year-by-year Defensive Interval Ratio for Mechanics Bank from 2002 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Mechanics Bank.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 271 days | $102.62 Million | $378.44K/day | $- | $49.52 Million | ▲ +119 days |
| 2024 | 153 days | $3.10 Billion | $20.31 Million/day | $- | $3.07 Billion | ▲ +128 days |
| 2023 | 24 days | $53.60 Million | $2.21 Million/day | $- | $24.70 Million | ▼ -165 days |
| 2022 | 190 days | $45.90 Million | $241.99K/day | $- | $19.00 Million | ▼ -21394 days |
| 2021 | 21583 days | $6.03 Billion | $279.52K/day | $- | $6.02 Billion | ▲ +16507 days |
| 2020 | 5076 days | $5.33 Billion | $1.05 Million/day | $- | $5.31 Billion | ▲ +4517 days |
| 2019 | 559 days | $829.52 Million | $1.48 Million/day | $- | $604.36 Million | ▼ -1289 days |
| 2018 | 1848 days | $96.18 Million | $52.05K/day | $- | $44.39 Million | ▲ +1828 days |
| 2017 | 19 days | $54.21 Million | $2.81 Million/day | $- | $9.92 Million | ▼ -42 days |
| 2016 | 62 days | $782.12 Million | $12.66 Million/day | $- | $704.39 Million | ▲ +62 days |
| 2015 | 0 days | $0.00 | $2.64 Million/day | $- | $0.00 | ▼ -59 days |
| 2014 | 59 days | $105.01 Million | $1.77 Million/day | $- | $0.00 | ▲ +40 days |
| 2013 | 19 days | $122.24 Million | $6.27 Million/day | $- | $- | ▼ -71 days |
| 2012 | 90 days | $505.14 Million | $5.61 Million/day | $- | $416.33 Million | ▲ +31 days |
| 2011 | 60 days | $335.76 Million | $5.64 Million/day | $- | $329.05 Million | ▲ +58 days |
| 2010 | 1 days | $7.27 Million | $5.83 Million/day | $- | $- | ▼ 0 days |
| 2009 | 2 days | $9.77 Million | $6.39 Million/day | $- | $- | ▼ -323 days |
| 2006 | 325 days | $45.95 Million | $141.41K/day | $- | $- | ▼ -260 days |
| 2005 | 585 days | $43.39 Million | $74.17K/day | $- | $- | ▼ -100 days |
| 2004 | 685 days | $40.15 Million | $58.57K/day | $- | $- | ▼ -163 days |
| 2003 | 848 days | $50.34 Million | $59.34K/day | $- | $- | ▼ -1681 days |
| 2002 | 2529 days | $161.41 Million | $63.82K/day | $- | $109.00 Million | — |