Mechanics Bank (MCHB) — Cash Flow Reinvestment Rate

Latest as of March 2026: 4.60x

Mechanics Bank (MCHB) has a Cash Flow Reinvestment Rate of 4.60x as of March 2026, reinvesting $55.81 Million (capex $2.64 Million plus investments $53.17 Million) from operating cash flow of $12.13 Million. Check Mechanics Bank cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

4.60x
(Capex + Investments) / Operating CF

Total Reinvested

$55.81 Million
Capex + Investments

Operating Cash Flow

$12.13 Million
USD

Capital Expenditures

$2.64 Million
USD

Mechanics Bank Cash Flow Reinvestment Rate (2002–2025)

Historical reinvestment intensity for Mechanics Bank across 19 annual periods. Explore MCHB long-term investments to assets to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Mechanics Bank (2002–2025)

Year-by-year capital reinvestment analysis for Mechanics Bank. For live market cap and broader valuation context, see MCHB stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.29x $250.57 Million $193.59 Million $6.51 Million ▼ -21.6%
2024 1.65x $482.58 Million $292.26 Million $6.37 Million ▼ -98.6%
2023 122.25x $1.68 Billion $13.72 Million $3.81 Million ▲ +14439.2%
2022 0.84x $267.54 Million $318.18 Million $9.49 Million ▼ -70.2%
2021 2.82x $832.96 Million $295.26 Million $7.24 Million ▼ -48.1%
2019 5.43x $1.41 Billion $258.83 Million $2.26 Million ▲ +804.0%
2018 0.60x $171.94 Million $286.01 Million $9.72 Million ▼ -80.9%
2015 3.15x $141.17 Million $44.82 Million $20.56 Million ▲ +119.5%
2014 1.43x $171.20 Million $119.32 Million $19.90 Million ▲ +1894.6%
2012 0.07x $11.40 Million $158.50 Million $11.40 Million ▼ -8.2%
2011 0.08x $1.76 Million $22.43 Million $1.76 Million ▲ +2788.3%
2010 0.00x $260.00K $95.80 Million $260.00K ▼ -94.0%
2008 0.05x $1.78 Million $39.38 Million $1.78 Million ▼ -78.1%
2007 0.21x $5.65 Million $27.28 Million $5.65 Million ▲ +63.2%
2006 0.13x $5.78 Million $45.56 Million $5.78 Million ▲ +23.6%
2005 0.10x $3.74 Million $36.46 Million $3.74 Million ▼ -66.3%
2004 0.30x $5.33 Million $17.50 Million $5.33 Million ▲ +59.2%
2003 0.19x $7.24 Million $37.80 Million $7.24 Million ▲ +57.1%
2002 0.12x $3.86 Million $31.65 Million $3.86 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow