Mechanics Bank (MCHB) — Cash Flow Reinvestment Rate
Mechanics Bank (MCHB) has a Cash Flow Reinvestment Rate of 4.60x as of March 2026, reinvesting $55.81 Million (capex $2.64 Million plus investments $53.17 Million) from operating cash flow of $12.13 Million. See MCHB cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Mechanics Bank Cash Flow Reinvestment Rate (2002–2025)
Historical reinvestment intensity for Mechanics Bank across 19 annual periods. For the full cash flow conversion analysis, see Mechanics Bank (MCHB) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Mechanics Bank (2002–2025)
Year-by-year capital reinvestment analysis for Mechanics Bank. See Mechanics Bank financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.29x | $250.57 Million | $193.59 Million | $6.51 Million | ▼ -21.6% |
| 2024 | 1.65x | $482.58 Million | $292.26 Million | $6.37 Million | ▼ -98.6% |
| 2023 | 122.25x | $1.68 Billion | $13.72 Million | $3.81 Million | ▲ +14439.2% |
| 2022 | 0.84x | $267.54 Million | $318.18 Million | $9.49 Million | ▼ -70.2% |
| 2021 | 2.82x | $832.96 Million | $295.26 Million | $7.24 Million | ▼ -48.1% |
| 2019 | 5.43x | $1.41 Billion | $258.83 Million | $2.26 Million | ▲ +804.0% |
| 2018 | 0.60x | $171.94 Million | $286.01 Million | $9.72 Million | ▼ -80.9% |
| 2015 | 3.15x | $141.17 Million | $44.82 Million | $20.56 Million | ▲ +119.5% |
| 2014 | 1.43x | $171.20 Million | $119.32 Million | $19.90 Million | ▲ +1894.6% |
| 2012 | 0.07x | $11.40 Million | $158.50 Million | $11.40 Million | ▼ -8.2% |
| 2011 | 0.08x | $1.76 Million | $22.43 Million | $1.76 Million | ▲ +2788.3% |
| 2010 | 0.00x | $260.00K | $95.80 Million | $260.00K | ▼ -94.0% |
| 2008 | 0.05x | $1.78 Million | $39.38 Million | $1.78 Million | ▼ -78.1% |
| 2007 | 0.21x | $5.65 Million | $27.28 Million | $5.65 Million | ▲ +63.2% |
| 2006 | 0.13x | $5.78 Million | $45.56 Million | $5.78 Million | ▲ +23.6% |
| 2005 | 0.10x | $3.74 Million | $36.46 Million | $3.74 Million | ▼ -66.3% |
| 2004 | 0.30x | $5.33 Million | $17.50 Million | $5.33 Million | ▲ +59.2% |
| 2003 | 0.19x | $7.24 Million | $37.80 Million | $7.24 Million | ▲ +57.1% |
| 2002 | 0.12x | $3.86 Million | $31.65 Million | $3.86 Million | — |