Mechanics Bank Cash Flow-to-Debt Ratio
Mechanics Bank cash flow-to-debt ratio. Mechanics Bank (MCHB) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $12.13 Million could theoretically repay 0% of its total liabilities ($18.60 Billion) in one year. Check Mechanics Bank (MCHB) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Mechanics Bank (2002–2025)
Cash flow-to-debt ratio of Mechanics Bank from 2002 to 2025. Historical debt coverage capacity for Mechanics Bank across 23 annual periods. Check Mechanics Bank (MCHB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Mechanics Bank Cash Flow-to-Debt Ratio by Year (2002–2025)
Mechanics Bank cash flow-to-debt ratio by year from 2002 to 2025. Year-by-year debt coverage analysis for Mechanics Bank. For the full cash flow conversion analysis, see Mechanics Bank (MCHB) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $193.59 Million | $19.61 Billion | ▼ -51.9% |
| 2024 | 0.02x | $292.26 Million | $14.23 Billion | ▲ +1231.3% |
| 2023 | 0.00x | $13.72 Million | $8.89 Billion | ▼ -95.7% |
| 2022 | 0.04x | $318.18 Million | $8.85 Billion | ▼ -20.6% |
| 2021 | 0.05x | $295.26 Million | $6.52 Billion | ▲ +1262.8% |
| 2020 | 0.00x | $-25.55 Million | $6.56 Billion | ▼ -109.3% |
| 2019 | 0.04x | $258.83 Million | $6.18 Billion | ▼ -7.2% |
| 2018 | 0.05x | $286.01 Million | $6.33 Billion | ▲ +270.8% |
| 2017 | -0.03x | $-160.50 Million | $6.07 Billion | ▲ +41.3% |
| 2016 | -0.05x | $-255.04 Million | $5.66 Billion | ▼ -549.0% |
| 2015 | 0.01x | $44.82 Million | $4.47 Billion | ▼ -72.5% |
| 2014 | 0.04x | $119.32 Million | $3.28 Billion | ▲ +882.4% |
| 2013 | 0.00x | $-13.05 Million | $2.80 Billion | ▼ -107.0% |
| 2012 | 0.07x | $158.50 Million | $2.37 Billion | ▲ +557.0% |
| 2011 | 0.01x | $22.43 Million | $2.20 Billion | ▼ -74.2% |
| 2010 | 0.04x | $95.80 Million | $2.43 Billion | ▲ +963.7% |
| 2009 | 0.00x | $-14.25 Million | $3.12 Billion | ▼ -140.8% |
| 2007 | 0.01x | $27.28 Million | $2.43 Billion | ▼ -38.4% |
| 2006 | 0.02x | $45.56 Million | $2.50 Billion | ▲ +20.2% |
| 2005 | 0.02x | $36.46 Million | $2.41 Billion | ▲ +93.2% |
| 2004 | 0.01x | $17.50 Million | $2.23 Billion | ▼ -57.6% |
| 2003 | 0.02x | $37.80 Million | $2.05 Billion | ▲ +9.7% |
| 2002 | 0.02x | $31.65 Million | $1.88 Billion | — |