Mechanics Bank (MCHB) — Tangible Net Worth Ratio
Mechanics Bank (MCHB) has a Tangible Net Worth Ratio of 92.6% as of March 2026. This metric is calculated by deducting intangible assets ($205.27 Million) from net assets ($2.79 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check Mechanics Bank earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Mechanics Bank Tangible Net Worth Ratio (2000–2025)
This chart shows how Mechanics Bank's Tangible Net Worth Ratio has changed across 25 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 92.6%, reflecting net assets of $2.79 Billion with intangible assets of $205.27 Million USD. See shareholders equity of Mechanics Bank for net asset value and shareholders' equity analysis.
Annual Tangible Net Worth Ratio for Mechanics Bank (2000–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Mechanics Bank from 2000 to 2025, covering 25 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Mechanics Bank stock valuation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 92.6% | $2.86 Billion | $212.49 Million | $22.47 Billion | ▼ -5.7 pp |
| 2024 | 98.3% | $2.30 Billion | $38.74 Million | $16.53 Billion | ▲ +0.1 pp |
| 2023 | 98.2% | $538.39 Million | $9.64 Million | $9.43 Billion | ▲ +3.5 pp |
| 2022 | 94.7% | $562.15 Million | $29.98 Million | $9.41 Billion | ▼ -0.9 pp |
| 2021 | 95.6% | $715.34 Million | $31.71 Million | $7.23 Billion | ▲ +7.5 pp |
| 2020 | 88.1% | $717.75 Million | $85.74 Million | $7.28 Billion | ▲ +2.4 pp |
| 2019 | 85.6% | $679.72 Million | $97.60 Million | $6.86 Billion | ▼ -0.4 pp |
| 2018 | 86.0% | $739.52 Million | $103.37 Million | $7.07 Billion | ▲ +26.4 pp |
| 2017 | 59.6% | $704.38 Million | $284.65 Million | $6.77 Billion | ▼ -1.3 pp |
| 2016 | 60.9% | $629.28 Million | $245.86 Million | $6.29 Billion | ▼ -2.3 pp |
| 2015 | 63.2% | $465.27 Million | $171.25 Million | $4.93 Billion | ▲ +5.1 pp |
| 2014 | 58.1% | $294.46 Million | $123.32 Million | $3.57 Billion | ▲ +11.5 pp |
| 2013 | 46.6% | $304.25 Million | $162.46 Million | $3.11 Billion | ▼ -21.3 pp |
| 2012 | 67.9% | $297.82 Million | $95.49 Million | $2.67 Billion | ▲ +59.2 pp |
| 2011 | 8.7% | $84.65 Million | $77.28 Million | $2.29 Billion | ▲ +57.1 pp |
| 2010 | -48.4% | $58.79 Million | $87.23 Million | $2.49 Billion | ▼ -63.1 pp |
| 2009 | 14.7% | $91.90 Million | $78.37 Million | $3.21 Billion | ▼ -85.3 pp |
| 2007 | 100.0% | $274.56 Million | $0.00 | $2.71 Billion | ▲ +0.0 pp |
| 2006 | 100.0% | $253.46 Million | $0.00 | $2.76 Billion | ▲ +0.0 pp |
| 2005 | 100.0% | $237.85 Million | $0.00 | $2.64 Billion | ▲ +0.0 pp |
| 2004 | 100.0% | $236.62 Million | $0.00 | $2.47 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | $224.05 Million | $0.00 | $2.27 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | $207.92 Million | $0.00 | $2.09 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | $184.76 Million | $0.00 | $1.90 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | $169.28 Million | $0.00 | $1.74 Billion | — |