Mechanics Bank (MCHB) — Financial Flexibility Index
Mechanics Bank (MCHB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $14.77 Million (operating CF $12.13 Million minus capex $2.64 Million) represents 0% of total liabilities ($18.60 Billion). Check MCHB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Mechanics Bank Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Mechanics Bank across 23 annual periods. See Mechanics Bank short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Mechanics Bank (2002–2025)
Year-by-year free cash flow to debt coverage for Mechanics Bank. For the full company profile including market capitalisation, see MCHB market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $200.10 Million | $193.59 Million | $19.61 Billion | ▼ -51.4% |
| 2024 | 0.02x | $298.64 Million | $292.26 Million | $14.23 Billion | ▲ +964.6% |
| 2023 | 0.00x | $17.53 Million | $13.72 Million | $8.89 Billion | ▼ -94.7% |
| 2022 | 0.04x | $327.67 Million | $318.18 Million | $8.85 Billion | ▼ -20.2% |
| 2021 | 0.05x | $302.49 Million | $295.26 Million | $6.52 Billion | ▲ +1467.9% |
| 2020 | 0.00x | $-22.25 Million | $-25.55 Million | $6.56 Billion | ▼ -108.0% |
| 2019 | 0.04x | $261.09 Million | $258.83 Million | $6.18 Billion | ▼ -9.5% |
| 2018 | 0.05x | $295.74 Million | $286.01 Million | $6.33 Billion | ▲ +339.7% |
| 2017 | -0.02x | $-118.22 Million | $-160.50 Million | $6.07 Billion | ▲ +52.1% |
| 2016 | -0.04x | $-230.56 Million | $-255.04 Million | $5.66 Billion | ▼ -378.2% |
| 2015 | 0.01x | $65.38 Million | $44.82 Million | $4.47 Billion | ▼ -65.6% |
| 2014 | 0.04x | $139.22 Million | $119.32 Million | $3.28 Billion | ▲ +1117.8% |
| 2013 | 0.00x | $9.78 Million | $-13.05 Million | $2.80 Billion | ▼ -95.1% |
| 2012 | 0.07x | $169.91 Million | $158.50 Million | $2.37 Billion | ▲ +553.0% |
| 2011 | 0.01x | $24.18 Million | $22.43 Million | $2.20 Billion | ▼ -72.3% |
| 2010 | 0.04x | $96.06 Million | $95.80 Million | $2.43 Billion | ▲ +1077.7% |
| 2009 | 0.00x | $-12.62 Million | $-14.25 Million | $3.12 Billion | ▼ -129.9% |
| 2007 | 0.01x | $32.93 Million | $27.28 Million | $2.43 Billion | ▼ -34.0% |
| 2006 | 0.02x | $51.34 Million | $45.56 Million | $2.50 Billion | ▲ +22.8% |
| 2005 | 0.02x | $40.20 Million | $36.46 Million | $2.41 Billion | ▲ +63.3% |
| 2004 | 0.01x | $22.84 Million | $17.50 Million | $2.23 Billion | ▼ -53.5% |
| 2003 | 0.02x | $45.03 Million | $37.80 Million | $2.05 Billion | ▲ +16.5% |
| 2002 | 0.02x | $35.50 Million | $31.65 Million | $1.88 Billion | — |