Mechanics Bank Financial Flexibility Index
Mechanics Bank financial flexibility index. Mechanics Bank (MCHB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $14.77 Million (operating CF $12.13 Million minus capex $2.64 Million) represents 0% of total liabilities ($18.60 Billion). See MCHB free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Mechanics Bank (2002–2025)
Financial flexibility index of Mechanics Bank from 2002 to 2025. Historical Financial Flexibility Index trend for Mechanics Bank across 23 annual periods. Check earnings quality score of Mechanics Bank to evaluate the quality of earnings relative to operating cash generation.
Mechanics Bank Financial Flexibility Index by Year (2002–2025)
Mechanics Bank financial flexibility index by year from 2002 to 2025. Year-by-year free cash flow to debt coverage for Mechanics Bank. For the full cash flow conversion analysis, see Mechanics Bank cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $200.10 Million | $193.59 Million | $19.61 Billion | ▼ -51.4% |
| 2024 | 0.02x | $298.64 Million | $292.26 Million | $14.23 Billion | ▲ +964.6% |
| 2023 | 0.00x | $17.53 Million | $13.72 Million | $8.89 Billion | ▼ -94.7% |
| 2022 | 0.04x | $327.67 Million | $318.18 Million | $8.85 Billion | ▼ -20.2% |
| 2021 | 0.05x | $302.49 Million | $295.26 Million | $6.52 Billion | ▲ +1467.9% |
| 2020 | 0.00x | $-22.25 Million | $-25.55 Million | $6.56 Billion | ▼ -108.0% |
| 2019 | 0.04x | $261.09 Million | $258.83 Million | $6.18 Billion | ▼ -9.5% |
| 2018 | 0.05x | $295.74 Million | $286.01 Million | $6.33 Billion | ▲ +339.7% |
| 2017 | -0.02x | $-118.22 Million | $-160.50 Million | $6.07 Billion | ▲ +52.1% |
| 2016 | -0.04x | $-230.56 Million | $-255.04 Million | $5.66 Billion | ▼ -378.2% |
| 2015 | 0.01x | $65.38 Million | $44.82 Million | $4.47 Billion | ▼ -65.6% |
| 2014 | 0.04x | $139.22 Million | $119.32 Million | $3.28 Billion | ▲ +1117.8% |
| 2013 | 0.00x | $9.78 Million | $-13.05 Million | $2.80 Billion | ▼ -95.1% |
| 2012 | 0.07x | $169.91 Million | $158.50 Million | $2.37 Billion | ▲ +553.0% |
| 2011 | 0.01x | $24.18 Million | $22.43 Million | $2.20 Billion | ▼ -72.3% |
| 2010 | 0.04x | $96.06 Million | $95.80 Million | $2.43 Billion | ▲ +1077.7% |
| 2009 | 0.00x | $-12.62 Million | $-14.25 Million | $3.12 Billion | ▼ -129.9% |
| 2007 | 0.01x | $32.93 Million | $27.28 Million | $2.43 Billion | ▼ -34.0% |
| 2006 | 0.02x | $51.34 Million | $45.56 Million | $2.50 Billion | ▲ +22.8% |
| 2005 | 0.02x | $40.20 Million | $36.46 Million | $2.41 Billion | ▲ +63.3% |
| 2004 | 0.01x | $22.84 Million | $17.50 Million | $2.23 Billion | ▼ -53.5% |
| 2003 | 0.02x | $45.03 Million | $37.80 Million | $2.05 Billion | ▲ +16.5% |
| 2002 | 0.02x | $35.50 Million | $31.65 Million | $1.88 Billion | — |