Mechanics Bank (MCHB) — Financial Flexibility Index
Mechanics Bank (MCHB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $14.77 Million (operating CF $12.13 Million minus capex $2.64 Million) represents 0% of total liabilities ($18.60 Billion). Check Mechanics Bank cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Mechanics Bank Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Mechanics Bank across 23 annual periods. For the full cash flow conversion analysis, see Mechanics Bank operating cash flow efficiency.
Annual Financial Flexibility Index for Mechanics Bank (2002–2025)
Year-by-year free cash flow to debt coverage for Mechanics Bank. Explore Mechanics Bank (MCHB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $200.10 Million | $193.59 Million | $19.61 Billion | ▼ -51.4% |
| 2024 | 0.02x | $298.64 Million | $292.26 Million | $14.23 Billion | ▲ +964.6% |
| 2023 | 0.00x | $17.53 Million | $13.72 Million | $8.89 Billion | ▼ -94.7% |
| 2022 | 0.04x | $327.67 Million | $318.18 Million | $8.85 Billion | ▼ -20.2% |
| 2021 | 0.05x | $302.49 Million | $295.26 Million | $6.52 Billion | ▲ +1467.9% |
| 2020 | 0.00x | $-22.25 Million | $-25.55 Million | $6.56 Billion | ▼ -108.0% |
| 2019 | 0.04x | $261.09 Million | $258.83 Million | $6.18 Billion | ▼ -9.5% |
| 2018 | 0.05x | $295.74 Million | $286.01 Million | $6.33 Billion | ▲ +339.7% |
| 2017 | -0.02x | $-118.22 Million | $-160.50 Million | $6.07 Billion | ▲ +52.1% |
| 2016 | -0.04x | $-230.56 Million | $-255.04 Million | $5.66 Billion | ▼ -378.2% |
| 2015 | 0.01x | $65.38 Million | $44.82 Million | $4.47 Billion | ▼ -65.6% |
| 2014 | 0.04x | $139.22 Million | $119.32 Million | $3.28 Billion | ▲ +1117.8% |
| 2013 | 0.00x | $9.78 Million | $-13.05 Million | $2.80 Billion | ▼ -95.1% |
| 2012 | 0.07x | $169.91 Million | $158.50 Million | $2.37 Billion | ▲ +553.0% |
| 2011 | 0.01x | $24.18 Million | $22.43 Million | $2.20 Billion | ▼ -72.3% |
| 2010 | 0.04x | $96.06 Million | $95.80 Million | $2.43 Billion | ▲ +1077.7% |
| 2009 | 0.00x | $-12.62 Million | $-14.25 Million | $3.12 Billion | ▼ -129.9% |
| 2007 | 0.01x | $32.93 Million | $27.28 Million | $2.43 Billion | ▼ -34.0% |
| 2006 | 0.02x | $51.34 Million | $45.56 Million | $2.50 Billion | ▲ +22.8% |
| 2005 | 0.02x | $40.20 Million | $36.46 Million | $2.41 Billion | ▲ +63.3% |
| 2004 | 0.01x | $22.84 Million | $17.50 Million | $2.23 Billion | ▼ -53.5% |
| 2003 | 0.02x | $45.03 Million | $37.80 Million | $2.05 Billion | ▲ +16.5% |
| 2002 | 0.02x | $35.50 Million | $31.65 Million | $1.88 Billion | — |