Mechanics Bank (MCHB) — Cash Flow Quality Index
Mechanics Bank (MCHB) has a Cash Flow Quality Index of 0.28x as of March 2026. Operating cash flow of $12.13 Million is below net income of $44.09 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Mechanics Bank long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Mechanics Bank Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Mechanics Bank across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Mechanics Bank tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Mechanics Bank (2002–2025)
Year-by-year earnings quality comparison for Mechanics Bank. For live market cap and the full company financial profile, see Mechanics Bank market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.73x | $193.59 Million | $265.74 Million | ▼ -92.8% |
| 2024 | 10.08x | $292.26 Million | $29.00 Million | ▲ +586.0% |
| 2022 | 1.47x | $318.18 Million | $216.58 Million | ▲ +2.5% |
| 2021 | 1.43x | $295.26 Million | $206.01 Million | ▲ +548.8% |
| 2020 | -0.32x | $-25.55 Million | $79.99 Million | ▼ -104.9% |
| 2019 | 6.46x | $258.83 Million | $40.07 Million | ▼ -40.8% |
| 2018 | 10.91x | $286.01 Million | $26.22 Million | ▲ +568.5% |
| 2017 | -2.33x | $-160.50 Million | $68.95 Million | ▲ +46.9% |
| 2016 | -4.39x | $-255.04 Million | $58.15 Million | ▼ -504.3% |
| 2015 | 1.08x | $44.82 Million | $41.32 Million | ▼ -79.8% |
| 2014 | 5.36x | $119.32 Million | $22.26 Million | ▲ +1077.8% |
| 2013 | -0.55x | $-13.05 Million | $23.81 Million | ▼ -128.4% |
| 2012 | 1.93x | $158.50 Million | $82.13 Million | ▲ +38.7% |
| 2011 | 1.39x | $22.43 Million | $16.12 Million | ▼ -70.2% |
| 2008 | 4.67x | $39.38 Million | $8.43 Million | ▲ +396.7% |
| 2007 | 0.94x | $27.28 Million | $29.01 Million | ▼ -45.3% |
| 2006 | 1.72x | $45.56 Million | $26.50 Million | ▲ +18.4% |
| 2005 | 1.45x | $36.46 Million | $25.11 Million | ▲ +99.9% |
| 2004 | 0.73x | $17.50 Million | $24.11 Million | ▼ -48.4% |
| 2003 | 1.41x | $37.80 Million | $26.84 Million | ▲ +18.4% |
| 2002 | 1.19x | $31.65 Million | $26.62 Million | — |