Mechanics Bank Cash Flow Quality Index
Mechanics Bank cash flow quality index. Mechanics Bank (MCHB) has a Cash Flow Quality Index of 0.28x as of March 2026. Operating cash flow of $12.13 Million is below net income of $44.09 Million, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is Mechanics Bank to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Mechanics Bank (2002–2025)
Cash flow quality index of Mechanics Bank from 2002 to 2025. Historical Cash Flow Quality Index for Mechanics Bank across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Mechanics Bank to assess how comfortably operating cash covers total debt obligations.
Mechanics Bank Cash Flow Quality Index by Year (2002–2025)
Mechanics Bank cash flow quality index by year from 2002 to 2025. Year-by-year earnings quality comparison for Mechanics Bank. For the full cash flow conversion analysis, see Mechanics Bank cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.73x | $193.59 Million | $265.74 Million | ▼ -92.8% |
| 2024 | 10.08x | $292.26 Million | $29.00 Million | ▲ +586.0% |
| 2022 | 1.47x | $318.18 Million | $216.58 Million | ▲ +2.5% |
| 2021 | 1.43x | $295.26 Million | $206.01 Million | ▲ +548.8% |
| 2020 | -0.32x | $-25.55 Million | $79.99 Million | ▼ -104.9% |
| 2019 | 6.46x | $258.83 Million | $40.07 Million | ▼ -40.8% |
| 2018 | 10.91x | $286.01 Million | $26.22 Million | ▲ +568.5% |
| 2017 | -2.33x | $-160.50 Million | $68.95 Million | ▲ +46.9% |
| 2016 | -4.39x | $-255.04 Million | $58.15 Million | ▼ -504.3% |
| 2015 | 1.08x | $44.82 Million | $41.32 Million | ▼ -79.8% |
| 2014 | 5.36x | $119.32 Million | $22.26 Million | ▲ +1077.8% |
| 2013 | -0.55x | $-13.05 Million | $23.81 Million | ▼ -128.4% |
| 2012 | 1.93x | $158.50 Million | $82.13 Million | ▲ +38.7% |
| 2011 | 1.39x | $22.43 Million | $16.12 Million | ▼ -70.2% |
| 2008 | 4.67x | $39.38 Million | $8.43 Million | ▲ +396.7% |
| 2007 | 0.94x | $27.28 Million | $29.01 Million | ▼ -45.3% |
| 2006 | 1.72x | $45.56 Million | $26.50 Million | ▲ +18.4% |
| 2005 | 1.45x | $36.46 Million | $25.11 Million | ▲ +99.9% |
| 2004 | 0.73x | $17.50 Million | $24.11 Million | ▼ -48.4% |
| 2003 | 1.41x | $37.80 Million | $26.84 Million | ▲ +18.4% |
| 2002 | 1.19x | $31.65 Million | $26.62 Million | — |