mBank SA (MBK) — Cash Flow Reinvestment Rate
Latest as of March 2026:
0.12x
mBank SA (MBK) has a Cash Flow Reinvestment Rate of 0.12x as of March 2026, reinvesting zł288.00 Million (capex zł288.00 Million ) from operating cash flow of zł2.38 Billion. See mBank SA free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
0.12x
(Capex + Investments) / Operating CF
Total Reinvested
zł288.00 Million
Capex + Investments
Operating Cash Flow
zł2.38 Billion
PLN
Capital Expenditures
zł288.00 Million
PLN
mBank SA Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for mBank SA across 13 annual periods. For the full cash flow conversion analysis, see mBank SA (MBK) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for mBank SA (2003–2025)
Year-by-year capital reinvestment analysis for mBank SA. See how financially flexible is mBank SA to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (PLN) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.32x | zł869.12 Million | zł2.73 Billion | zł869.12 Million | ▲ +370.4% |
| 2023 | 0.07x | zł1.32 Billion | zł19.50 Billion | zł718.50 Million | ▼ -48.9% |
| 2022 | 0.13x | zł1.06 Billion | zł7.99 Billion | zł563.11 Million | ▲ +30.5% |
| 2021 | 0.10x | zł1.10 Billion | zł10.80 Billion | zł589.40 Million | ▼ -83.8% |
| 2020 | 0.63x | zł831.32 Million | zł1.33 Billion | zł552.49 Million | ▲ +15.6% |
| 2018 | 0.54x | zł613.33 Million | zł1.13 Billion | zł558.57 Million | ▲ +1104.7% |
| 2016 | 0.04x | zł375.63 Million | zł8.36 Billion | zł375.63 Million | ▼ -8.4% |
| 2015 | 0.05x | zł342.94 Million | zł6.99 Billion | zł342.94 Million | ▼ -90.6% |
| 2014 | 0.52x | zł251.30 Million | zł481.92 Million | zł251.30 Million | ▲ +594.0% |
| 2012 | 0.08x | zł266.85 Million | zł3.55 Billion | zł266.85 Million | ▼ -60.9% |
| 2011 | 0.19x | zł306.24 Million | zł1.59 Billion | zł306.24 Million | ▼ -55.1% |
| 2004 | 0.43x | zł203.41 Million | zł475.34 Million | zł203.41 Million | ▲ +506.8% |
| 2003 | 0.07x | zł172.06 Million | zł2.44 Billion | zł172.06 Million | — |
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow