mBank SA (MBK) — Cash Flow Reinvestment Rate
Latest as of December 2025:
0.02x
mBank SA (MBK) has a Cash Flow Reinvestment Rate of 0.02x as of December 2025, reinvesting zł242.89 Million (capex zł242.89 Million ) from operating cash flow of zł15.51 Billion. Check MBK cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
0.02x
(Capex + Investments) / Operating CF
Total Reinvested
zł242.89 Million
Capex + Investments
Operating Cash Flow
zł15.51 Billion
PLN
Capital Expenditures
zł242.89 Million
PLN
mBank SA Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for mBank SA across 14 annual periods. Explore mBank SA long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for mBank SA (2003–2025)
Year-by-year capital reinvestment analysis for mBank SA. For live market cap and broader valuation context, see mBank SA market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (PLN) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.22x | zł869.12 Million | zł3.94 Billion | zł869.12 Million | ▼ -94.7% |
| 2024 | 4.13x | zł1.76 Billion | zł425.77 Million | zł903.16 Million | ▲ +2428.0% |
| 2023 | 0.16x | zł1.32 Billion | zł8.09 Billion | zł718.50 Million | ▲ +23.9% |
| 2022 | 0.13x | zł1.06 Billion | zł8.03 Billion | zł563.11 Million | ▲ +29.9% |
| 2021 | 0.10x | zł1.10 Billion | zł10.80 Billion | zł589.40 Million | ▼ -87.9% |
| 2019 | 0.84x | zł950.34 Million | zł1.13 Billion | zł500.76 Million | ▲ +55.5% |
| 2018 | 0.54x | zł613.33 Million | zł1.13 Billion | zł558.57 Million | ▲ +1104.7% |
| 2016 | 0.04x | zł375.63 Million | zł8.36 Billion | zł375.63 Million | ▼ -7.7% |
| 2015 | 0.05x | zł342.94 Million | zł7.05 Billion | zł342.94 Million | ▼ -90.7% |
| 2014 | 0.52x | zł251.30 Million | zł481.92 Million | zł251.30 Million | ▲ +594.0% |
| 2012 | 0.08x | zł266.85 Million | zł3.55 Billion | zł266.85 Million | ▼ -60.9% |
| 2011 | 0.19x | zł306.24 Million | zł1.59 Billion | zł306.24 Million | ▼ -55.1% |
| 2004 | 0.43x | zł203.41 Million | zł475.34 Million | zł203.41 Million | ▲ +506.8% |
| 2003 | 0.07x | zł172.06 Million | zł2.44 Billion | zł172.06 Million | — |
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow