mBank SA (MBK) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.02x

mBank SA (MBK) has a Cash Flow Reinvestment Rate of 0.02x as of December 2025, reinvesting zł242.89 Million (capex zł242.89 Million ) from operating cash flow of zł15.51 Billion. Explore reinvestment intensity of mBank SA to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.02x
(Capex + Investments) / Operating CF

Total Reinvested

zł242.89 Million
Capex + Investments

Operating Cash Flow

zł15.51 Billion
PLN

Capital Expenditures

zł242.89 Million
PLN

mBank SA Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for mBank SA across 14 annual periods. Also explore mBank SA asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for mBank SA (2003–2025)

Year-by-year capital reinvestment analysis for mBank SA. For live market cap and broader valuation context, see MBK stock market capitalisation.

Year Reinvestment Rate Total Reinvested (PLN) Operating CF Capex YoY Change
2025 0.22x zł869.12 Million zł3.94 Billion zł869.12 Million ▼ -94.7%
2024 4.13x zł1.76 Billion zł425.77 Million zł903.16 Million ▲ +2428.0%
2023 0.16x zł1.32 Billion zł8.09 Billion zł718.50 Million ▲ +23.9%
2022 0.13x zł1.06 Billion zł8.03 Billion zł563.11 Million ▲ +29.9%
2021 0.10x zł1.10 Billion zł10.80 Billion zł589.40 Million ▼ -87.9%
2019 0.84x zł950.34 Million zł1.13 Billion zł500.76 Million ▲ +55.5%
2018 0.54x zł613.33 Million zł1.13 Billion zł558.57 Million ▲ +1104.7%
2016 0.04x zł375.63 Million zł8.36 Billion zł375.63 Million ▼ -7.7%
2015 0.05x zł342.94 Million zł7.05 Billion zł342.94 Million ▼ -90.7%
2014 0.52x zł251.30 Million zł481.92 Million zł251.30 Million ▲ +594.0%
2012 0.08x zł266.85 Million zł3.55 Billion zł266.85 Million ▼ -60.9%
2011 0.19x zł306.24 Million zł1.59 Billion zł306.24 Million ▼ -55.1%
2004 0.43x zł203.41 Million zł475.34 Million zł203.41 Million ▲ +506.8%
2003 0.07x zł172.06 Million zł2.44 Billion zł172.06 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow