mBank SA Cash Flow Reinvestment Rate

Latest as of March 2026: 0.12x

mBank SA cash flow reinvestment rate. mBank SA (MBK) has a Cash Flow Reinvestment Rate of 0.12x as of March 2026, reinvesting zł288.00 Million (capex zł288.00 Million ) from operating cash flow of zł2.38 Billion. Explore mBank SA debt service capacity to assess how comfortably operating cash covers total debt obligations.

Reinvestment Rate

0.12x
(Capex + Investments) / Operating CF

Total Reinvested

zł288.00 Million
Capex + Investments

Operating Cash Flow

zł2.38 Billion
PLN

Capital Expenditures

zł288.00 Million
PLN

Cash Flow Reinvestment Rate of mBank SA (2003–2025)

Cash flow reinvestment rate of mBank SA from 2003 to 2025. Historical reinvestment intensity for mBank SA across 13 annual periods. Explore MBK capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.

mBank SA Cash Flow Reinvestment Rate by Year (2003–2025)

mBank SA cash flow reinvestment rate by year from 2003 to 2025. Year-by-year capital reinvestment analysis for mBank SA. For the full cash flow conversion analysis, see how efficiently does mBank SA generate cash.

Year Reinvestment Rate Total Reinvested (PLN) Operating CF Capex YoY Change
2025 0.32x zł869.12 Million zł2.73 Billion zł869.12 Million ▲ +370.4%
2023 0.07x zł1.32 Billion zł19.50 Billion zł718.50 Million ▼ -48.9%
2022 0.13x zł1.06 Billion zł7.99 Billion zł563.11 Million ▲ +30.5%
2021 0.10x zł1.10 Billion zł10.80 Billion zł589.40 Million ▼ -83.8%
2020 0.63x zł831.32 Million zł1.33 Billion zł552.49 Million ▲ +15.6%
2018 0.54x zł613.33 Million zł1.13 Billion zł558.57 Million ▲ +1104.7%
2016 0.04x zł375.63 Million zł8.36 Billion zł375.63 Million ▼ -8.4%
2015 0.05x zł342.94 Million zł6.99 Billion zł342.94 Million ▼ -90.6%
2014 0.52x zł251.30 Million zł481.92 Million zł251.30 Million ▲ +594.0%
2012 0.08x zł266.85 Million zł3.55 Billion zł266.85 Million ▼ -60.9%
2011 0.19x zł306.24 Million zł1.59 Billion zł306.24 Million ▼ -55.1%
2004 0.43x zł203.41 Million zł475.34 Million zł203.41 Million ▲ +506.8%
2003 0.07x zł172.06 Million zł2.44 Billion zł172.06 Million —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow