mBank SA Free Cash Flow Generation Index

Latest as of March 2026: 0.88x

mBank SA free cash flow generation index. mBank SA (MBK) has a Free Cash Flow Generation Index of 0.88x as of March 2026. Free cash flow of zł2.09 Billion represents 1% of operating cash flow (zł2.38 Billion).

FCF Generation Index

0.88x
Free Cash Flow / Operating CF

Free Cash Flow

zł2.09 Billion
PLN

Operating Cash Flow

zł2.38 Billion
PLN

Capital Expenditures

zł288.00 Million
PLN

Free Cash Flow Generation Index of mBank SA (2003–2025)

Free cash flow generation index of mBank SA from 2003 to 2025. Historical FCF Generation Index trend for mBank SA across 13 annual periods. See MBK financial flexibility index to measure the company's free cash flow as a share of total liabilities.

mBank SA Free Cash Flow Generation Index by Year (2003–2025)

mBank SA free cash flow generation index by year from 2003 to 2025. Year-by-year Free Cash Flow Generation Index for mBank SA. For the full cash flow conversion analysis, see mBank SA cash conversion from operations.

Year FCG Index Free Cash Flow (PLN) Operating CF Capital Expenditures YoY Change
2025 0.68x zł1.86 Billion zł2.73 Billion zł869.12 Million ▼ -29.3%
2023 0.96x zł18.78 Billion zł19.50 Billion zł718.50 Million ▲ +3.6%
2022 0.93x zł7.42 Billion zł7.99 Billion zł563.11 Million ▼ -1.7%
2021 0.95x zł10.21 Billion zł10.80 Billion zł589.40 Million ▲ +61.9%
2020 0.58x zł775.52 Million zł1.33 Billion zł552.49 Million ▲ +15.2%
2018 0.51x zł574.17 Million zł1.13 Billion zł558.57 Million ▼ -46.9%
2016 0.96x zł7.98 Billion zł8.36 Billion zł375.63 Million ▲ +0.4%
2015 0.95x zł6.65 Billion zł6.99 Billion zł342.94 Million ▲ +98.7%
2014 0.48x zł230.62 Million zł481.92 Million zł251.30 Million ▼ -48.3%
2012 0.92x zł3.28 Billion zł3.55 Billion zł266.85 Million ▲ +14.5%
2011 0.81x zł1.29 Billion zł1.59 Billion zł306.24 Million ▲ +41.2%
2004 0.57x zł271.92 Million zł475.34 Million zł203.41 Million ▼ -38.5%
2003 0.93x zł2.27 Billion zł2.44 Billion zł172.06 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).