mBank SA (MBK) — Net Asset Quality Index
mBank SA (MBK) has a Net Asset Quality Index of 7.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł290.55 Billion minus total liabilities of zł268.22 Billion yields net assets of zł22.33 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check mBank SA liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
mBank SA Net Asset Quality Index Over Time (2002–2025)
This chart shows how mBank SA's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of March 2026, the index stands at 7.7%, representing net assets of zł22.33 Billion against total assets of zł290.55 Billion PLN. See mBank SA (MBK) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for mBank SA (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for mBank SA from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see mBank SA (MBK) market capitalisation.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.6% | zł21.41 Billion | zł280.25 Billion | zł258.84 Billion | ▲ +0.4 pp |
| 2024 | 7.2% | zł17.77 Billion | zł245.96 Billion | zł228.19 Billion | ▲ +1.2 pp |
| 2023 | 6.1% | zł13.74 Billion | zł226.98 Billion | zł213.24 Billion | ▼ 0.0 pp |
| 2022 | 6.1% | zł12.72 Billion | zł209.89 Billion | zł197.18 Billion | ▼ -0.8 pp |
| 2021 | 6.9% | zł13.72 Billion | zł199.54 Billion | zł185.82 Billion | ▼ -2.7 pp |
| 2020 | 9.6% | zł16.47 Billion | zł172.01 Billion | zł155.54 Billion | ▼ -0.6 pp |
| 2019 | 10.2% | zł16.15 Billion | zł158.72 Billion | zł142.57 Billion | ▼ -0.3 pp |
| 2018 | 10.4% | zł15.22 Billion | zł145.75 Billion | zł130.53 Billion | ▼ -0.4 pp |
| 2017 | 10.9% | zł14.29 Billion | zł131.42 Billion | zł117.13 Billion | ▲ +1.1 pp |
| 2016 | 9.8% | zł13.05 Billion | zł133.74 Billion | zł120.69 Billion | ▼ -0.2 pp |
| 2015 | 9.9% | zł12.27 Billion | zł123.52 Billion | zł111.25 Billion | ▲ +0.6 pp |
| 2014 | 9.4% | zł11.07 Billion | zł117.99 Billion | zł106.91 Billion | ▼ -0.5 pp |
| 2013 | 9.8% | zł10.26 Billion | zł104.28 Billion | zł94.03 Billion | ▲ +0.3 pp |
| 2012 | 9.5% | zł9.71 Billion | zł102.24 Billion | zł92.53 Billion | ▲ +1.3 pp |
| 2011 | 8.2% | zł8.07 Billion | zł98.88 Billion | zł90.80 Billion | ▲ +0.3 pp |
| 2010 | 7.9% | zł7.08 Billion | zł90.04 Billion | zł82.97 Billion | ▲ +2.6 pp |
| 2009 | 5.3% | zł4.27 Billion | zł81.02 Billion | zł76.75 Billion | ▲ +0.5 pp |
| 2008 | 4.7% | zł3.89 Billion | zł82.45 Billion | zł78.56 Billion | ▼ -1.6 pp |
| 2007 | 6.4% | zł3.08 Billion | zł48.41 Billion | zł45.33 Billion | ▼ 0.0 pp |
| 2006 | 6.4% | zł2.35 Billion | zł36.86 Billion | zł34.51 Billion | ▼ -0.1 pp |
| 2005 | 6.4% | zł2.11 Billion | zł32.74 Billion | zł30.64 Billion | ▲ +0.6 pp |
| 2004 | 5.9% | zł1.92 Billion | zł32.72 Billion | zł30.80 Billion | ▲ +0.3 pp |
| 2003 | 5.6% | zł1.70 Billion | zł30.54 Billion | zł28.84 Billion | ▼ -0.7 pp |
| 2002 | 6.2% | zł1.70 Billion | zł27.43 Billion | zł25.73 Billion | — |