mBank SA Net Asset Quality Index

Latest as of June 2026: 7.7%

mBank SA net asset quality index. mBank SA (MBK) has a Net Asset Quality Index of 7.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł304.40 Billion minus total liabilities of zł281.04 Billion yields net assets of zł23.36 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See MBK book value for net asset value and shareholders' equity analysis.

Quality Index

7.7%
Equity / Total Assets

Net Assets

zł23.36 Billion
PLN

Total Assets

zł304.40 Billion
PLN

Total Liabilities

zł281.04 Billion
PLN

Net Asset Quality Index of mBank SA (2002–2025)

Net asset quality index of mBank SA from 2002 to 2025. This chart shows how mBank SA's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 7.7%, representing net assets of zł23.36 Billion against total assets of zł304.40 Billion PLN. Check strategic asset allocation of mBank SA to assess the company's strategic physical and investment asset allocation.

mBank SA Net Asset Quality Index by Year (2002–2025)

mBank SA net asset quality index by year from 2002 to 2025. The table below presents the year-by-year Net Asset Quality Index for mBank SA from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see MBK market cap.

Year Quality Index Net Assets (PLN) Total Assets Total Liabilities Change (pp)
2025 7.7% zł21.71 Billion zł280.25 Billion zł258.54 Billion ▲ +0.5 pp
2024 7.2% zł17.77 Billion zł245.96 Billion zł228.19 Billion ▲ +1.2 pp
2023 6.1% zł13.74 Billion zł226.98 Billion zł213.24 Billion ▼ 0.0 pp
2022 6.1% zł12.72 Billion zł209.89 Billion zł197.18 Billion ▼ -0.9 pp
2021 6.9% zł13.72 Billion zł198.37 Billion zł184.66 Billion ▼ -2.4 pp
2020 9.3% zł16.68 Billion zł178.87 Billion zł162.20 Billion ▼ -1.5 pp
2019 10.8% zł16.12 Billion zł149.23 Billion zł133.11 Billion ▲ +0.4 pp
2018 10.4% zł15.17 Billion zł145.78 Billion zł130.61 Billion ▼ -0.2 pp
2017 10.6% zł13.97 Billion zł131.30 Billion zł117.33 Billion ▲ +0.9 pp
2016 9.8% zł13.05 Billion zł133.74 Billion zł120.69 Billion ▼ -0.2 pp
2015 9.9% zł12.27 Billion zł123.52 Billion zł111.25 Billion ▲ +0.6 pp
2014 9.4% zł11.07 Billion zł117.99 Billion zł106.91 Billion ▼ -0.5 pp
2013 9.8% zł10.26 Billion zł104.28 Billion zł94.03 Billion ▲ +0.4 pp
2012 9.4% zł9.62 Billion zł102.14 Billion zł92.53 Billion ▲ +1.3 pp
2011 8.1% zł7.99 Billion zł98.79 Billion zł90.80 Billion ▲ +0.2 pp
2010 7.9% zł7.08 Billion zł90.04 Billion zł82.96 Billion ▲ +2.6 pp
2009 5.3% zł4.27 Billion zł81.02 Billion zł76.75 Billion ▲ +0.4 pp
2008 4.9% zł4.05 Billion zł82.61 Billion zł78.56 Billion ▼ -1.5 pp
2007 6.4% zł3.08 Billion zł48.41 Billion zł45.33 Billion ▼ 0.0 pp
2006 6.4% zł2.35 Billion zł36.86 Billion zł34.51 Billion ▼ -0.1 pp
2005 6.4% zł2.11 Billion zł32.74 Billion zł30.64 Billion ▲ +0.6 pp
2004 5.9% zł1.92 Billion zł32.72 Billion zł30.80 Billion ▲ +0.3 pp
2003 5.6% zł1.70 Billion zł30.54 Billion zł28.84 Billion ▼ -0.7 pp
2002 6.2% zł1.70 Billion zł27.43 Billion zł25.73 Billion —
pp = percentage points