mBank SA (MBK) — Net Asset Quality Index
mBank SA (MBK) has a Net Asset Quality Index of 7.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł304.40 Billion minus total liabilities of zł281.04 Billion yields net assets of zł23.36 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read how much debt does mBank SA carry for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
mBank SA Net Asset Quality Index Over Time (2002–2025)
This chart shows how mBank SA's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 7.7%, representing net assets of zł23.36 Billion against total assets of zł304.40 Billion PLN. For live market cap and overall valuation, see mBank SA market cap and net worth.
Annual Net Asset Quality Index for mBank SA (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for mBank SA from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check MBK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.7% | zł21.71 Billion | zł280.25 Billion | zł258.54 Billion | ▲ +0.5 pp |
| 2024 | 7.2% | zł17.77 Billion | zł245.96 Billion | zł228.19 Billion | ▲ +1.2 pp |
| 2023 | 6.1% | zł13.74 Billion | zł226.98 Billion | zł213.24 Billion | ▼ 0.0 pp |
| 2022 | 6.1% | zł12.72 Billion | zł209.89 Billion | zł197.18 Billion | ▼ -0.9 pp |
| 2021 | 6.9% | zł13.72 Billion | zł198.37 Billion | zł184.66 Billion | ▼ -2.4 pp |
| 2020 | 9.3% | zł16.68 Billion | zł178.87 Billion | zł162.20 Billion | ▼ -1.5 pp |
| 2019 | 10.8% | zł16.12 Billion | zł149.23 Billion | zł133.11 Billion | ▲ +0.4 pp |
| 2018 | 10.4% | zł15.17 Billion | zł145.78 Billion | zł130.61 Billion | ▼ -0.2 pp |
| 2017 | 10.6% | zł13.97 Billion | zł131.30 Billion | zł117.33 Billion | ▲ +0.9 pp |
| 2016 | 9.8% | zł13.05 Billion | zł133.74 Billion | zł120.69 Billion | ▼ -0.2 pp |
| 2015 | 9.9% | zł12.27 Billion | zł123.52 Billion | zł111.25 Billion | ▲ +0.6 pp |
| 2014 | 9.4% | zł11.07 Billion | zł117.99 Billion | zł106.91 Billion | ▼ -0.5 pp |
| 2013 | 9.8% | zł10.26 Billion | zł104.28 Billion | zł94.03 Billion | ▲ +0.4 pp |
| 2012 | 9.4% | zł9.62 Billion | zł102.14 Billion | zł92.53 Billion | ▲ +1.3 pp |
| 2011 | 8.1% | zł7.99 Billion | zł98.79 Billion | zł90.80 Billion | ▲ +0.2 pp |
| 2010 | 7.9% | zł7.08 Billion | zł90.04 Billion | zł82.96 Billion | ▲ +2.6 pp |
| 2009 | 5.3% | zł4.27 Billion | zł81.02 Billion | zł76.75 Billion | ▲ +0.4 pp |
| 2008 | 4.9% | zł4.05 Billion | zł82.61 Billion | zł78.56 Billion | ▼ -1.5 pp |
| 2007 | 6.4% | zł3.08 Billion | zł48.41 Billion | zł45.33 Billion | ▼ 0.0 pp |
| 2006 | 6.4% | zł2.35 Billion | zł36.86 Billion | zł34.51 Billion | ▼ -0.1 pp |
| 2005 | 6.4% | zł2.11 Billion | zł32.74 Billion | zł30.64 Billion | ▲ +0.6 pp |
| 2004 | 5.9% | zł1.92 Billion | zł32.72 Billion | zł30.80 Billion | ▲ +0.3 pp |
| 2003 | 5.6% | zł1.70 Billion | zł30.54 Billion | zł28.84 Billion | ▼ -0.7 pp |
| 2002 | 6.2% | zł1.70 Billion | zł27.43 Billion | zł25.73 Billion | — |