mBank SA (MBK) — Capital Reinvestment Ratio
mBank SA (MBK) has a Capital Reinvestment Ratio of 0.02x as of December 2025, meaning it reinvests 0% of its operating cash flow (zł15.51 Billion) in capital expenditures (zł242.89 Million). See mBank SA balance sheet independence to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
mBank SA Capital Reinvestment Ratio (2003–2025)
This chart tracks mBank SA's Capital Reinvestment Ratio across 14 annual periods. Check how aggressively does mBank SA reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for mBank SA (2003–2025)
Year-by-year Capital Reinvestment Ratio for mBank SA from 2003 to 2025. For live market cap and broader valuation context, see mBank SA stock valuation.
| Year | Reinvestment Ratio | Operating CF (PLN) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.22x | zł3.94 Billion | zł869.12 Million | ▼ -89.6% |
| 2024 | 2.12x | zł425.77 Million | zł903.16 Million | ▲ +2287.6% |
| 2023 | 0.09x | zł8.09 Billion | zł718.50 Million | ▲ +26.6% |
| 2022 | 0.07x | zł8.03 Billion | zł563.11 Million | ▲ +28.6% |
| 2021 | 0.05x | zł10.80 Billion | zł589.40 Million | ▼ -87.7% |
| 2019 | 0.44x | zł1.13 Billion | zł500.76 Million | ▼ -10.1% |
| 2018 | 0.49x | zł1.13 Billion | zł558.57 Million | ▲ +997.2% |
| 2016 | 0.04x | zł8.36 Billion | zł375.63 Million | ▼ -7.7% |
| 2015 | 0.05x | zł7.05 Billion | zł342.94 Million | ▼ -90.7% |
| 2014 | 0.52x | zł481.92 Million | zł251.30 Million | ▲ +594.0% |
| 2012 | 0.08x | zł3.55 Billion | zł266.85 Million | ▼ -60.9% |
| 2011 | 0.19x | zł1.59 Billion | zł306.24 Million | ▼ -55.1% |
| 2004 | 0.43x | zł475.34 Million | zł203.41 Million | ▲ +506.8% |
| 2003 | 0.07x | zł2.44 Billion | zł172.06 Million | — |