mBank SA (MBK) — Working Capital to Net Assets Ratio
mBank SA (MBK) has a Working Capital to Net Assets ratio of -892.7% as of June 2025. Working capital of zł-174.19 Billion (current assets of zł31.79 Billion minus current liabilities of zł205.98 Billion) is measured against net assets of zł19.51 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See net asset quality index of mBank SA to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
mBank SA Working Capital to Net Assets (2004–2024)
This chart shows how mBank SA's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2004 to 2024. As of June 2025, the ratio stands at -892.7%, reflecting working capital of zł-174.19 Billion against net assets of zł19.51 Billion PLN. Check tangible equity quality of mBank SA to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for mBank SA (2004–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for mBank SA from 2004 to 2024, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of mBank SA.
| Year | WC/NA Ratio | Working Capital (PLN) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -715.8% | zł-127.18 Billion | zł17.77 Billion | zł43.70 Billion | zł170.88 Billion | ▼ -1012.4 pp |
| 2023 | 296.6% | zł40.74 Billion | zł13.74 Billion | zł43.00 Billion | zł2.26 Billion | ▲ +112.2 pp |
| 2022 | 184.4% | zł23.44 Billion | zł12.72 Billion | zł24.70 Billion | zł1.25 Billion | ▲ +55.8 pp |
| 2021 | 128.6% | zł17.64 Billion | zł13.72 Billion | zł18.85 Billion | zł1.21 Billion | ▲ +76.6 pp |
| 2020 | 52.0% | zł8.56 Billion | zł16.47 Billion | zł9.58 Billion | zł1.02 Billion | ▲ +3.2 pp |
| 2019 | 48.8% | zł7.87 Billion | zł16.15 Billion | zł8.84 Billion | zł968.57 Million | ▼ -11.4 pp |
| 2018 | 60.1% | zł9.15 Billion | zł15.22 Billion | zł10.63 Billion | zł1.48 Billion | ▲ +1.3 pp |
| 2017 | 58.8% | zł8.41 Billion | zł14.29 Billion | zł9.14 Billion | zł730.12 Million | ▼ -28.5 pp |
| 2016 | 87.4% | zł11.40 Billion | zł13.05 Billion | zł12.01 Billion | zł604.40 Million | ▲ +32.0 pp |
| 2015 | 55.3% | zł6.79 Billion | zł12.27 Billion | zł7.35 Billion | zł561.83 Million | ▲ +17.4 pp |
| 2014 | 37.9% | zł4.19 Billion | zł11.07 Billion | zł4.52 Billion | zł323.81 Million | ▲ +0.9 pp |
| 2013 | 37.0% | zł3.79 Billion | zł10.26 Billion | zł4.07 Billion | zł273.83 Million | ▼ -38.9 pp |
| 2012 | 75.9% | zł7.37 Billion | zł9.71 Billion | zł7.82 Billion | zł444.46 Million | ▲ +6.2 pp |
| 2004 | 69.7% | zł1.34 Billion | zł1.92 Billion | zł21.95 Billion | zł20.60 Billion | — |