mBank SA Working Capital to Net Assets Ratio
mBank SA working capital to net assets ratio. mBank SA (MBK) has a Working Capital to Net Assets ratio of 95.0% as of March 2026. Working capital of zł21.22 Billion (current assets of zł23.54 Billion minus current liabilities of zł2.32 Billion) is measured against net assets of zł22.33 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check mBank SA tangible net worth ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of mBank SA (2004–2025)
Working capital to net assets ratio of mBank SA from 2004 to 2025. This chart shows how mBank SA's Working Capital to Net Assets ratio has evolved across 20 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 95.0%, reflecting working capital of zł21.22 Billion against net assets of zł22.33 Billion PLN. See MBK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
mBank SA Working Capital to Net Assets Ratio by Year (2004–2025)
mBank SA working capital to net assets ratio by year from 2004 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for mBank SA from 2004 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see mBank SA (MBK) total assets.
| Year | WC/NA Ratio | Working Capital (PLN) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 250.3% | zł54.35 Billion | zł21.71 Billion | zł57.95 Billion | zł3.60 Billion | ▲ +1124.1 pp |
| 2024 | -873.8% | zł-155.25 Billion | zł17.77 Billion | zł45.89 Billion | zł201.14 Billion | ▲ +148.9 pp |
| 2023 | -1022.7% | zł-140.49 Billion | zł13.74 Billion | zł45.33 Billion | zł185.82 Billion | ▲ +154.8 pp |
| 2022 | -1177.5% | zł-149.72 Billion | zł12.72 Billion | zł24.73 Billion | zł174.45 Billion | ▼ -72.0 pp |
| 2021 | -1105.6% | zł-151.66 Billion | zł13.72 Billion | zł13.90 Billion | zł165.56 Billion | ▼ -352.1 pp |
| 2020 | -753.5% | zł-125.65 Billion | zł16.68 Billion | zł9.52 Billion | zł135.17 Billion | ▼ -136.5 pp |
| 2019 | -617.0% | zł-99.43 Billion | zł16.12 Billion | zł15.18 Billion | zł114.61 Billion | ▼ -26.7 pp |
| 2018 | -590.4% | zł-89.56 Billion | zł15.17 Billion | zł11.00 Billion | zł100.57 Billion | ▲ +58.3 pp |
| 2017 | -648.6% | zł-90.59 Billion | zł13.97 Billion | zł7.93 Billion | zł98.52 Billion | ▼ -76.0 pp |
| 2016 | -572.7% | zł-74.74 Billion | zł13.05 Billion | zł12.01 Billion | zł86.74 Billion | ▲ +3.8 pp |
| 2015 | -576.5% | zł-70.76 Billion | zł12.27 Billion | zł6.98 Billion | zł77.74 Billion | ▼ -27.5 pp |
| 2014 | -548.9% | zł-60.78 Billion | zł11.07 Billion | zł5.08 Billion | zł65.86 Billion | ▼ -33.5 pp |
| 2013 | -515.4% | zł-52.86 Billion | zł10.26 Billion | zł3.80 Billion | zł56.66 Billion | ▼ -18.2 pp |
| 2012 | -497.2% | zł-47.83 Billion | zł9.62 Billion | zł7.82 Billion | zł55.64 Billion | ▲ +511.9 pp |
| 2011 | -1009.1% | zł-80.60 Billion | zł7.99 Billion | zł1.04 Billion | zł81.64 Billion | ▲ +29.7 pp |
| 2010 | -1038.8% | zł-73.52 Billion | zł7.08 Billion | zł2.36 Billion | zł75.88 Billion | ▲ +460.2 pp |
| 2009 | -1499.0% | zł-64.02 Billion | zł4.27 Billion | zł3.79 Billion | zł67.81 Billion | ▲ +50.6 pp |
| 2008 | -1549.6% | zł-62.73 Billion | zł4.05 Billion | zł2.51 Billion | zł65.24 Billion | ▼ -1273.0 pp |
| 2006 | -276.6% | zł-6.51 Billion | zł2.35 Billion | zł24.61 Billion | zł31.12 Billion | ▼ -346.3 pp |
| 2004 | 69.7% | zł1.34 Billion | zł1.92 Billion | zł21.95 Billion | zł20.60 Billion | — |