mBank SA (MBK) — Cash Flow-to-Debt Ratio
Latest as of March 2026:
-0.06x
mBank SA (MBK) has a Cash Flow-to-Debt Ratio of -0.06x as of March 2026, meaning its operating cash flow of zł-16.49 Billion could theoretically repay 0% of its total liabilities (zł268.22 Billion) in one year. Explore MBK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
-0.06x
Operating CF / Total Liabilities
Operating Cash Flow
zł-16.49 Billion
PLN
Total Liabilities
zł268.22 Billion
PLN
Data as of
Mar 2026
Most recent filing
mBank SA Cash Flow-to-Debt Ratio (2002–2025)
Historical debt coverage capacity for mBank SA across 24 annual periods. Also explore MBK total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for mBank SA (2002–2025)
Year-by-year debt coverage analysis for mBank SA. For market capitalisation and broader financial context, see market value of mBank SA.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | zł3.94 Billion | zł258.84 Billion | ▲ +715.3% |
| 2024 | 0.00x | zł425.77 Million | zł228.19 Billion | ▼ -95.1% |
| 2023 | 0.04x | zł8.09 Billion | zł213.24 Billion | ▼ -6.8% |
| 2022 | 0.04x | zł8.03 Billion | zł197.18 Billion | ▼ -30.0% |
| 2021 | 0.06x | zł10.80 Billion | zł185.82 Billion | ▲ +430.5% |
| 2020 | -0.02x | zł-2.74 Billion | zł155.54 Billion | ▼ -322.1% |
| 2019 | 0.01x | zł1.13 Billion | zł142.57 Billion | ▼ -8.7% |
| 2018 | 0.01x | zł1.13 Billion | zł130.53 Billion | ▲ +135.6% |
| 2017 | -0.02x | zł-2.86 Billion | zł117.13 Billion | ▼ -135.2% |
| 2016 | 0.07x | zł8.36 Billion | zł120.69 Billion | ▲ +9.3% |
| 2015 | 0.06x | zł7.05 Billion | zł111.25 Billion | ▲ +1305.0% |
| 2014 | 0.00x | zł481.92 Million | zł106.91 Billion | ▲ +148.6% |
| 2013 | -0.01x | zł-871.52 Million | zł94.03 Billion | ▼ -124.1% |
| 2012 | 0.04x | zł3.55 Billion | zł92.53 Billion | ▲ +118.5% |
| 2011 | 0.02x | zł1.59 Billion | zł90.80 Billion | ▲ +188.8% |
| 2010 | -0.02x | zł-1.64 Billion | zł82.97 Billion | ▼ -126.4% |
| 2009 | -0.01x | zł-670.77 Million | zł76.75 Billion | ▲ +91.3% |
| 2008 | -0.10x | zł-7.91 Billion | zł78.56 Billion | ▼ -2.3% |
| 2007 | -0.10x | zł-4.46 Billion | zł45.33 Billion | ▼ -75.2% |
| 2006 | -0.06x | zł-1.94 Billion | zł34.51 Billion | ▲ +20.4% |
| 2005 | -0.07x | zł-2.16 Billion | zł30.64 Billion | ▼ -557.6% |
| 2004 | 0.02x | zł475.34 Million | zł30.80 Billion | ▼ -81.8% |
| 2003 | 0.08x | zł2.44 Billion | zł28.84 Billion | ▲ +239.7% |
| 2002 | -0.06x | zł-1.56 Billion | zł25.73 Billion | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.