mBank SA Cash Flow-to-Debt Ratio
mBank SA cash flow-to-debt ratio. mBank SA (MBK) has a Cash Flow-to-Debt Ratio of -0.02x as of June 2026, meaning its operating cash flow of zł-6.02 Billion could theoretically repay 0% of its total liabilities (zł281.04 Billion) in one year. Check mBank SA (MBK) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of mBank SA (2002–2025)
Cash flow-to-debt ratio of mBank SA from 2002 to 2025. Historical debt coverage capacity for mBank SA across 24 annual periods. Check MBK capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
mBank SA Cash Flow-to-Debt Ratio by Year (2002–2025)
mBank SA cash flow-to-debt ratio by year from 2002 to 2025. Year-by-year debt coverage analysis for mBank SA. For the full cash flow conversion analysis, see MBK cash flow metrics.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | zł2.73 Billion | zł258.54 Billion | ▲ +256.8% |
| 2024 | -0.01x | zł-1.53 Billion | zł228.19 Billion | ▼ -107.4% |
| 2023 | 0.09x | zł19.50 Billion | zł213.24 Billion | ▲ +125.8% |
| 2022 | 0.04x | zł7.99 Billion | zł197.18 Billion | ▼ -30.8% |
| 2021 | 0.06x | zł10.80 Billion | zł184.66 Billion | ▲ +614.6% |
| 2020 | 0.01x | zł1.33 Billion | zł162.20 Billion | ▲ +250.6% |
| 2019 | -0.01x | zł-723.62 Million | zł133.11 Billion | ▼ -162.7% |
| 2018 | 0.01x | zł1.13 Billion | zł130.61 Billion | ▲ +135.6% |
| 2017 | -0.02x | zł-2.86 Billion | zł117.33 Billion | ▼ -135.1% |
| 2016 | 0.07x | zł8.36 Billion | zł120.69 Billion | ▲ +10.2% |
| 2015 | 0.06x | zł6.99 Billion | zł111.25 Billion | ▲ +1293.9% |
| 2014 | 0.00x | zł481.92 Million | zł106.91 Billion | ▲ +148.6% |
| 2013 | -0.01x | zł-871.52 Million | zł94.03 Billion | ▼ -124.1% |
| 2012 | 0.04x | zł3.55 Billion | zł92.53 Billion | ▲ +118.5% |
| 2011 | 0.02x | zł1.59 Billion | zł90.80 Billion | ▲ +188.8% |
| 2010 | -0.02x | zł-1.64 Billion | zł82.96 Billion | ▼ -126.4% |
| 2009 | -0.01x | zł-670.75 Million | zł76.75 Billion | ▲ +91.3% |
| 2008 | -0.10x | zł-7.91 Billion | zł78.56 Billion | ▲ +16.4% |
| 2007 | -0.12x | zł-5.46 Billion | zł45.33 Billion | ▼ -114.3% |
| 2006 | -0.06x | zł-1.94 Billion | zł34.51 Billion | ▲ +20.4% |
| 2005 | -0.07x | zł-2.16 Billion | zł30.64 Billion | ▼ -557.6% |
| 2004 | 0.02x | zł475.34 Million | zł30.80 Billion | ▼ -81.8% |
| 2003 | 0.08x | zł2.44 Billion | zł28.84 Billion | ▲ +239.7% |
| 2002 | -0.06x | zł-1.56 Billion | zł25.73 Billion | — |