mBank SA Financial Flexibility Index
mBank SA financial flexibility index. mBank SA (MBK) has a Financial Flexibility Index of -0.02x as of June 2026. Free cash flow of zł-5.83 Billion (operating CF zł-6.02 Billion minus capex zł183.00 Million) represents 0% of total liabilities (zł281.04 Billion). See mBank SA (MBK) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of mBank SA (2002–2025)
Financial flexibility index of mBank SA from 2002 to 2025. Historical Financial Flexibility Index trend for mBank SA across 24 annual periods. Check MBK cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
mBank SA Financial Flexibility Index by Year (2002–2025)
mBank SA financial flexibility index by year from 2002 to 2025. Year-by-year free cash flow to debt coverage for mBank SA. For the full cash flow conversion analysis, see mBank SA (MBK) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | zł3.60 Billion | zł2.73 Billion | zł258.54 Billion | ▲ +602.9% |
| 2024 | 0.00x | zł-631.00 Million | zł-1.53 Billion | zł228.19 Billion | ▼ -102.9% |
| 2023 | 0.09x | zł20.22 Billion | zł19.50 Billion | zł213.24 Billion | ▲ +118.7% |
| 2022 | 0.04x | zł8.55 Billion | zł7.99 Billion | zł197.18 Billion | ▼ -29.7% |
| 2021 | 0.06x | zł11.39 Billion | zł10.80 Billion | zł184.66 Billion | ▲ +432.2% |
| 2020 | 0.01x | zł1.88 Billion | zł1.33 Billion | zł162.20 Billion | ▲ +469.5% |
| 2019 | 0.00x | zł-417.70 Million | zł-723.62 Million | zł133.11 Billion | ▼ -124.2% |
| 2018 | 0.01x | zł1.69 Billion | zł1.13 Billion | zł130.61 Billion | ▲ +163.5% |
| 2017 | -0.02x | zł-2.39 Billion | zł-2.86 Billion | zł117.33 Billion | ▼ -128.2% |
| 2016 | 0.07x | zł8.73 Billion | zł8.36 Billion | zł120.69 Billion | ▲ +9.8% |
| 2015 | 0.07x | zł7.33 Billion | zł6.99 Billion | zł111.25 Billion | ▲ +861.1% |
| 2014 | 0.01x | zł733.22 Million | zł481.92 Million | zł106.91 Billion | ▲ +198.4% |
| 2013 | -0.01x | zł-655.04 Million | zł-871.52 Million | zł94.03 Billion | ▼ -116.9% |
| 2012 | 0.04x | zł3.82 Billion | zł3.55 Billion | zł92.53 Billion | ▲ +97.1% |
| 2011 | 0.02x | zł1.90 Billion | zł1.59 Billion | zł90.80 Billion | ▲ +223.9% |
| 2010 | -0.02x | zł-1.40 Billion | zł-1.64 Billion | zł82.96 Billion | ▼ -215.4% |
| 2009 | -0.01x | zł-411.18 Million | zł-670.75 Million | zł76.75 Billion | ▲ +94.4% |
| 2008 | -0.10x | zł-7.53 Billion | zł-7.91 Billion | zł78.56 Billion | ▲ +16.0% |
| 2007 | -0.11x | zł-5.17 Billion | zł-5.46 Billion | zł45.33 Billion | ▼ -111.2% |
| 2006 | -0.05x | zł-1.86 Billion | zł-1.94 Billion | zł34.51 Billion | ▲ +23.5% |
| 2005 | -0.07x | zł-2.16 Billion | zł-2.16 Billion | zł30.64 Billion | ▼ -420.5% |
| 2004 | 0.02x | zł678.75 Million | zł475.34 Million | zł30.80 Billion | ▼ -75.7% |
| 2003 | 0.09x | zł2.61 Billion | zł2.44 Billion | zł28.84 Billion | ▲ +270.6% |
| 2002 | -0.05x | zł-1.37 Billion | zł-1.56 Billion | zł25.73 Billion | — |