mBank SA (MBK) — Financial Flexibility Index
mBank SA (MBK) has a Financial Flexibility Index of -0.06x as of March 2026. Free cash flow of zł-16.20 Billion (operating CF zł-16.49 Billion minus capex zł288.00 Million) represents 0% of total liabilities (zł268.22 Billion). Also explore mBank SA equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
mBank SA Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for mBank SA across 24 annual periods. Check MBK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for mBank SA (2002–2025)
Year-by-year free cash flow to debt coverage for mBank SA. For the full company profile including market capitalisation, see market value of mBank SA.
| Year | Flexibility Index | Free Cash Flow (PLN) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | zł4.81 Billion | zł3.94 Billion | zł258.84 Billion | ▲ +218.9% |
| 2024 | 0.01x | zł1.33 Billion | zł425.77 Million | zł228.19 Billion | ▼ -85.9% |
| 2023 | 0.04x | zł8.81 Billion | zł8.09 Billion | zł213.24 Billion | ▼ -5.2% |
| 2022 | 0.04x | zł8.59 Billion | zł8.03 Billion | zł197.18 Billion | ▼ -28.9% |
| 2021 | 0.06x | zł11.39 Billion | zł10.80 Billion | zł185.82 Billion | ▲ +508.9% |
| 2020 | -0.01x | zł-2.33 Billion | zł-2.74 Billion | zł155.54 Billion | ▼ -231.2% |
| 2019 | 0.01x | zł1.63 Billion | zł1.13 Billion | zł142.57 Billion | ▼ -11.8% |
| 2018 | 0.01x | zł1.69 Billion | zł1.13 Billion | zł130.53 Billion | ▲ +163.4% |
| 2017 | -0.02x | zł-2.39 Billion | zł-2.86 Billion | zł117.13 Billion | ▼ -128.2% |
| 2016 | 0.07x | zł8.73 Billion | zł8.36 Billion | zł120.69 Billion | ▲ +9.0% |
| 2015 | 0.07x | zł7.39 Billion | zł7.05 Billion | zł111.25 Billion | ▲ +868.4% |
| 2014 | 0.01x | zł733.22 Million | zł481.92 Million | zł106.91 Billion | ▲ +198.4% |
| 2013 | -0.01x | zł-655.04 Million | zł-871.52 Million | zł94.03 Billion | ▼ -116.9% |
| 2012 | 0.04x | zł3.82 Billion | zł3.55 Billion | zł92.53 Billion | ▲ +97.1% |
| 2011 | 0.02x | zł1.90 Billion | zł1.59 Billion | zł90.80 Billion | ▲ +223.9% |
| 2010 | -0.02x | zł-1.40 Billion | zł-1.64 Billion | zł82.97 Billion | ▼ -215.3% |
| 2009 | -0.01x | zł-411.21 Million | zł-670.77 Million | zł76.75 Billion | ▲ +94.4% |
| 2008 | -0.10x | zł-7.53 Billion | zł-7.91 Billion | zł78.56 Billion | ▼ -1.9% |
| 2007 | -0.09x | zł-4.26 Billion | zł-4.46 Billion | zł45.33 Billion | ▼ -74.1% |
| 2006 | -0.05x | zł-1.86 Billion | zł-1.94 Billion | zł34.51 Billion | ▲ +23.5% |
| 2005 | -0.07x | zł-2.16 Billion | zł-2.16 Billion | zł30.64 Billion | ▼ -420.5% |
| 2004 | 0.02x | zł678.75 Million | zł475.34 Million | zł30.80 Billion | ▼ -75.7% |
| 2003 | 0.09x | zł2.61 Billion | zł2.44 Billion | zł28.84 Billion | ▲ +270.6% |
| 2002 | -0.05x | zł-1.37 Billion | zł-1.56 Billion | zł25.73 Billion | — |