Oportun Financial Corp Working Capital to Net Assets Ratio
Oportun Financial Corp working capital to net assets ratio. Oportun Financial Corp (OPRT) has a Working Capital to Net Assets ratio of 49.2% as of June 2026. Working capital of $200.40 Million (current assets of $212.40 Million minus current liabilities of $12.00 Million) is measured against net assets of $407.10 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Oportun Financial Corp (OPRT) tangible equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Oportun Financial Corp (2016–2025)
Working capital to net assets ratio of Oportun Financial Corp from 2016 to 2025. This chart shows how Oportun Financial Corp's Working Capital to Net Assets ratio has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 49.2%, reflecting working capital of $200.40 Million against net assets of $407.10 Million USD. See operational self-sufficiency of Oportun Financial Corp to measure how many days the company can operate on defensive assets alone.
Oportun Financial Corp Working Capital to Net Assets Ratio by Year (2016–2025)
Oportun Financial Corp working capital to net assets ratio by year from 2016 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see how large is Oportun Financial Corp's balance sheet.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 24.1% | $94.00 Million | $390.10 Million | $105.50 Million | $11.50 Million | ▲ +10.0 pp |
| 2024 | 14.1% | $49.93 Million | $353.81 Million | $79.98 Million | $30.06 Million | ▲ +66.7 pp |
| 2023 | -52.6% | $-212.72 Million | $404.40 Million | $115.73 Million | $328.44 Million | ▼ -11.0 pp |
| 2022 | -41.6% | $-227.77 Million | $547.60 Million | $134.11 Million | $361.88 Million | ▲ +0.0 pp |
| 2021 | -41.6% | $-251.41 Million | $603.88 Million | $190.56 Million | $441.97 Million | ▼ -21.7 pp |
| 2020 | -20.0% | $-93.15 Million | $466.63 Million | $176.31 Million | $269.46 Million | ▼ -27.0 pp |
| 2019 | 7.1% | $34.63 Million | $488.77 Million | $118.26 Million | $83.64 Million | ▲ +1.9 pp |
| 2018 | 5.2% | $18.08 Million | $346.55 Million | $114.02 Million | $95.93 Million | ▲ +50.4 pp |
| 2017 | -45.2% | $-97.90 Million | $216.73 Million | $64.61 Million | $162.51 Million | ▼ -74.1 pp |
| 2016 | 28.9% | $64.58 Million | $223.56 Million | $74.96 Million | $10.39 Million | — |