Oportun Financial Corp (OPRT) — Cash Flow Quality Index
Oportun Financial Corp (OPRT) has a Cash Flow Quality Index of 45.09x as of March 2026. Operating cash flow of $103.70 Million exceeds net income of $2.30 Million, indicating high earnings quality where cash backs reported profits. Explore OPRT cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Oportun Financial Corp Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Oportun Financial Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Oportun Financial Corp to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Oportun Financial Corp (2015–2025)
Year-by-year earnings quality comparison for Oportun Financial Corp. For live market cap and the full company financial profile, see Oportun Financial Corp stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 16.40x | $413.40 Million | $25.20 Million | ▲ +375.9% |
| 2021 | 3.45x | $163.45 Million | $47.41 Million | ▼ -2.8% |
| 2019 | 3.55x | $218.37 Million | $61.60 Million | ▲ +216.1% |
| 2018 | 1.12x | $138.37 Million | $123.39 Million | ▼ -49.9% |
| 2016 | 2.24x | $113.90 Million | $50.86 Million | ▼ -72.2% |
| 2015 | 8.06x | $67.66 Million | $8.39 Million | — |