Oportun Financial Corp Cash Flow Quality Index
Oportun Financial Corp cash flow quality index. Oportun Financial Corp (OPRT) has a Cash Flow Quality Index of 12.71x as of June 2026. Operating cash flow of $109.30 Million exceeds net income of $8.60 Million, indicating high earnings quality where cash backs reported profits. See OPRT financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Oportun Financial Corp (2015–2025)
Cash flow quality index of Oportun Financial Corp from 2015 to 2025. Historical Cash Flow Quality Index for Oportun Financial Corp across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Oportun Financial Corp cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Oportun Financial Corp Cash Flow Quality Index by Year (2015–2025)
Oportun Financial Corp cash flow quality index by year from 2015 to 2025. Year-by-year earnings quality comparison for Oportun Financial Corp. For the full cash flow conversion analysis, see cash efficiency ratio of Oportun Financial Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 16.40x | $413.40 Million | $25.20 Million | ▲ +375.9% |
| 2021 | 3.45x | $163.45 Million | $47.41 Million | ▼ -2.8% |
| 2019 | 3.55x | $218.37 Million | $61.60 Million | ▲ +216.1% |
| 2018 | 1.12x | $138.37 Million | $123.39 Million | ▼ -49.9% |
| 2016 | 2.24x | $113.90 Million | $50.86 Million | ▼ -72.2% |
| 2015 | 8.06x | $67.66 Million | $8.39 Million | — |