Oportun Financial Corp (OPRT) — Financial Flexibility Index
Oportun Financial Corp (OPRT) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $110.21 Million (operating CF $103.70 Million minus capex $6.51 Million) represents 0% of total liabilities ($2.77 Billion). Check Oportun Financial Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Oportun Financial Corp Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for Oportun Financial Corp across 10 annual periods. See Oportun Financial Corp (OPRT) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Oportun Financial Corp (2016–2025)
Year-by-year free cash flow to debt coverage for Oportun Financial Corp. For the full company profile including market capitalisation, see OPRT market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.15x | $437.73 Million | $413.40 Million | $2.87 Billion | ▲ +6.3% |
| 2024 | 0.14x | $412.71 Million | $393.52 Million | $2.87 Billion | ▲ +1.9% |
| 2023 | 0.14x | $424.03 Million | $392.76 Million | $3.01 Billion | ▲ +45.7% |
| 2022 | 0.10x | $296.77 Million | $247.88 Million | $3.07 Billion | ▲ +19.4% |
| 2021 | 0.08x | $189.92 Million | $163.45 Million | $2.34 Billion | ▼ -28.4% |
| 2020 | 0.11x | $174.64 Million | $152.87 Million | $1.54 Billion | ▼ -20.7% |
| 2019 | 0.14x | $244.60 Million | $218.37 Million | $1.71 Billion | ▲ +27.3% |
| 2018 | 0.11x | $156.32 Million | $138.37 Million | $1.39 Billion | ▼ -25.9% |
| 2017 | 0.15x | $151.14 Million | $139.12 Million | $998.31 Million | ▼ -13.2% |
| 2016 | 0.17x | $128.10 Million | $113.90 Million | $734.61 Million | — |