Oportun Financial Corp Financial Flexibility Index
Oportun Financial Corp financial flexibility index. Oportun Financial Corp (OPRT) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $115.81 Million (operating CF $109.30 Million minus capex $6.51 Million) represents 0% of total liabilities ($2.72 Billion). See Oportun Financial Corp free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Oportun Financial Corp (2016–2025)
Financial flexibility index of Oportun Financial Corp from 2016 to 2025. Historical Financial Flexibility Index trend for Oportun Financial Corp across 10 annual periods. Check Oportun Financial Corp cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Oportun Financial Corp Financial Flexibility Index by Year (2016–2025)
Oportun Financial Corp financial flexibility index by year from 2016 to 2025. Year-by-year free cash flow to debt coverage for Oportun Financial Corp. For the full cash flow conversion analysis, see Oportun Financial Corp (OPRT) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.15x | $437.73 Million | $413.40 Million | $2.87 Billion | ▲ +6.3% |
| 2024 | 0.14x | $412.71 Million | $393.52 Million | $2.87 Billion | ▲ +1.9% |
| 2023 | 0.14x | $424.03 Million | $392.76 Million | $3.01 Billion | ▲ +45.7% |
| 2022 | 0.10x | $296.77 Million | $247.88 Million | $3.07 Billion | ▲ +19.4% |
| 2021 | 0.08x | $189.92 Million | $163.45 Million | $2.34 Billion | ▼ -28.4% |
| 2020 | 0.11x | $174.64 Million | $152.87 Million | $1.54 Billion | ▼ -20.7% |
| 2019 | 0.14x | $244.60 Million | $218.37 Million | $1.71 Billion | ▲ +27.3% |
| 2018 | 0.11x | $156.32 Million | $138.37 Million | $1.39 Billion | ▼ -25.9% |
| 2017 | 0.15x | $151.14 Million | $139.12 Million | $998.31 Million | ▼ -13.2% |
| 2016 | 0.17x | $128.10 Million | $113.90 Million | $734.61 Million | — |