Oportun Financial Corp (OPRT) — Tangible Net Worth Ratio
Oportun Financial Corp (OPRT) has a Tangible Net Worth Ratio of 83.6% as of June 2026. This metric is calculated by deducting intangible assets ($66.90 Million) from net assets ($407.10 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Oportun Financial Corp net asset momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Oportun Financial Corp Tangible Net Worth Ratio (2016–2025)
This chart shows how Oportun Financial Corp's Tangible Net Worth Ratio has changed across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 83.6%, reflecting net assets of $407.10 Million with intangible assets of $66.90 Million USD. For live market cap and overall valuation, see market cap of Oportun Financial Corp.
Annual Tangible Net Worth Ratio for Oportun Financial Corp (2016–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Oportun Financial Corp capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 81.6% | $390.10 Million | $71.70 Million | $3.26 Billion | ▲ +6.1 pp |
| 2024 | 75.5% | $353.81 Million | $86.59 Million | $3.23 Billion | ▲ +3.9 pp |
| 2023 | 71.6% | $404.40 Million | $114.73 Million | $3.41 Billion | ▼ -2.8 pp |
| 2022 | 74.5% | $547.60 Million | $139.80 Million | $3.61 Billion | ▼ -3.8 pp |
| 2021 | 78.3% | $603.88 Million | $131.18 Million | $2.95 Billion | ▼ -15.8 pp |
| 2020 | 94.1% | $466.63 Million | $27.48 Million | $2.01 Billion | ▼ -2.1 pp |
| 2019 | 96.2% | $488.77 Million | $18.34 Million | $2.20 Billion | ▼ -2.2 pp |
| 2018 | 98.4% | $346.55 Million | $5.49 Million | $1.74 Billion | ▲ +1.0 pp |
| 2017 | 97.4% | $216.73 Million | $5.66 Million | $1.22 Billion | ▼ -2.6 pp |
| 2016 | 100.0% | $223.56 Million | $0.00 | $958.17 Million | — |