Oportun Financial Corp Tangible Net Worth Ratio

Latest as of June 2026: 83.6%

Oportun Financial Corp tangible net worth ratio. Oportun Financial Corp (OPRT) has a Tangible Net Worth Ratio of 83.6% as of June 2026. This metric is calculated by deducting intangible assets ($66.90 Million) from net assets ($407.10 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check OPRT capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Tangible NW Ratio

83.6%
Tangible equity / total equity

Net Assets (Equity)

$407.10 Million
USD

Intangible Assets

$66.90 Million
Goodwill, patents, brand value

Total Assets

$3.13 Billion
USD

Tangible Net Worth Ratio of Oportun Financial Corp (2016–2025)

Tangible net worth ratio of Oportun Financial Corp from 2016 to 2025. This chart shows how Oportun Financial Corp's Tangible Net Worth Ratio has changed across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 83.6%, reflecting net assets of $407.10 Million with intangible assets of $66.90 Million USD. See how liquid is Oportun Financial Corp's working capital to evaluate short-term liquidity relative to the company's equity base.

Oportun Financial Corp Tangible Net Worth Ratio by Year (2016–2025)

Oportun Financial Corp tangible net worth ratio by year from 2016 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see OPRT market cap overview.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 81.6% $390.10 Million $71.70 Million $3.26 Billion ▲ +6.1 pp
2024 75.5% $353.81 Million $86.59 Million $3.23 Billion ▲ +3.9 pp
2023 71.6% $404.40 Million $114.73 Million $3.41 Billion ▼ -2.8 pp
2022 74.5% $547.60 Million $139.80 Million $3.61 Billion ▼ -3.8 pp
2021 78.3% $603.88 Million $131.18 Million $2.95 Billion ▼ -15.8 pp
2020 94.1% $466.63 Million $27.48 Million $2.01 Billion ▼ -2.1 pp
2019 96.2% $488.77 Million $18.34 Million $2.20 Billion ▼ -2.2 pp
2018 98.4% $346.55 Million $5.49 Million $1.74 Billion ▲ +1.0 pp
2017 97.4% $216.73 Million $5.66 Million $1.22 Billion ▼ -2.6 pp
2016 100.0% $223.56 Million $0.00 $958.17 Million —
pp = percentage points