Oportun Financial Corp (OPRT) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.06x

Oportun Financial Corp (OPRT) has a Cash Flow Reinvestment Rate of 0.06x as of March 2026, reinvesting $6.51 Million (capex $6.51 Million ) from operating cash flow of $103.70 Million. Check OPRT cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.06x
(Capex + Investments) / Operating CF

Total Reinvested

$6.51 Million
Capex + Investments

Operating Cash Flow

$103.70 Million
USD

Capital Expenditures

$6.51 Million
USD

Oportun Financial Corp Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for Oportun Financial Corp across 11 annual periods. Explore Oportun Financial Corp (OPRT) long-term investment share to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Oportun Financial Corp (2015–2025)

Year-by-year capital reinvestment analysis for Oportun Financial Corp. For live market cap and broader valuation context, see Oportun Financial Corp (OPRT) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.06x $24.33 Million $413.40 Million $24.33 Million ▼ -89.1%
2024 0.54x $212.88 Million $393.52 Million $19.19 Million ▼ -55.4%
2023 1.21x $476.30 Million $392.76 Million $31.26 Million ▼ -74.2%
2022 4.70x $1.17 Billion $247.88 Million $48.89 Million ▼ -15.7%
2021 5.58x $911.28 Million $163.45 Million $26.48 Million ▲ +1216.3%
2020 0.42x $64.75 Million $152.87 Million $21.77 Million ▼ -82.3%
2019 2.40x $523.90 Million $218.37 Million $26.22 Million ▼ -32.2%
2018 3.54x $489.37 Million $138.37 Million $17.94 Million ▲ +38.4%
2017 2.55x $355.41 Million $139.12 Million $12.02 Million ▼ -10.2%
2016 2.84x $323.96 Million $113.90 Million $14.20 Million ▲ +1592.1%
2015 0.17x $11.37 Million $67.66 Million $11.37 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow