Oportun Financial Corp (OPRT) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.06x

Oportun Financial Corp (OPRT) has a Cash Flow Reinvestment Rate of 0.06x as of June 2026, reinvesting $6.51 Million (capex $6.51 Million ) from operating cash flow of $109.30 Million. See Oportun Financial Corp (OPRT) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.06x
(Capex + Investments) / Operating CF

Total Reinvested

$6.51 Million
Capex + Investments

Operating Cash Flow

$109.30 Million
USD

Capital Expenditures

$6.51 Million
USD

Oportun Financial Corp Cash Flow Reinvestment Rate (2015–2025)

Historical reinvestment intensity for Oportun Financial Corp across 11 annual periods. For the full cash flow conversion analysis, see Oportun Financial Corp (OPRT) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for Oportun Financial Corp (2015–2025)

Year-by-year capital reinvestment analysis for Oportun Financial Corp. See Oportun Financial Corp free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.06x $24.33 Million $413.40 Million $24.33 Million ▼ -89.1%
2024 0.54x $212.88 Million $393.52 Million $19.19 Million ▼ -55.4%
2023 1.21x $476.30 Million $392.76 Million $31.26 Million ▼ -74.2%
2022 4.70x $1.17 Billion $247.88 Million $48.89 Million ▼ -15.7%
2021 5.58x $911.28 Million $163.45 Million $26.48 Million ▲ +1216.3%
2020 0.42x $64.75 Million $152.87 Million $21.77 Million ▼ -82.3%
2019 2.40x $523.90 Million $218.37 Million $26.22 Million ▼ -32.2%
2018 3.54x $489.37 Million $138.37 Million $17.94 Million ▲ +38.4%
2017 2.55x $355.41 Million $139.12 Million $12.02 Million ▼ -10.2%
2016 2.84x $323.96 Million $113.90 Million $14.20 Million ▲ +1592.1%
2015 0.17x $11.37 Million $67.66 Million $11.37 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow