Oportun Financial Corp (OPRT) — Defensive Interval Ratio
Oportun Financial Corp (OPRT) has a Defensive Interval Ratio of 103 days as of September 2025. Defensive assets of $8.39 Million (cash $-, short-term investments $-, receivables $8.39 Million) cover 103 days of daily cash needs of $81.26K/day. See Oportun Financial Corp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Oportun Financial Corp Defensive Interval Ratio (2016–2024)
This chart shows how Oportun Financial Corp's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 103 days, meaning defensive assets of $8.39 Million can fund 103 days of operations without new revenue. See Oportun Financial Corp balance sheet independence to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Oportun Financial Corp (2016–2024)
The table below presents the year-by-year Defensive Interval Ratio for Oportun Financial Corp from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see OPRT company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 102 days | $8.39 Million | $82.35K/day | $- | $- | ▲ +92 days |
| 2023 | 10 days | $8.79 Million | $899.85K/day | $- | $13.00K | ▼ -1 days |
| 2022 | 11 days | $11.14 Million | $991.44K/day | $- | $17.00K | ▼ -17 days |
| 2021 | 28 days | $34.20 Million | $1.21 Million/day | $- | $-41.00K | ▼ -3 days |
| 2020 | 31 days | $22.88 Million | $738.26K/day | $- | $- | ▼ -117 days |
| 2019 | 148 days | $33.87 Million | $229.14K/day | $- | $- | ▼ -18 days |
| 2018 | 166 days | $43.54 Million | $262.83K/day | $- | $0.00 | ▲ +129 days |
| 2017 | 37 days | $16.26 Million | $445.23K/day | $- | $0.00 | ▼ -28719 days |
| 2016 | 28755 days | $818.22 Million | $28.45K/day | $- | $0.00 | — |