Oportun Financial Corp (OPRT) — Defensive Interval Ratio
Oportun Financial Corp (OPRT) has a Defensive Interval Ratio of 103 days as of September 2025. Defensive assets of $8.39 Million (cash $-, short-term investments $-, receivables $8.39 Million) cover 103 days of daily cash needs of $81.26K/day. Check OPRT tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Oportun Financial Corp Defensive Interval Ratio (2016–2024)
This chart shows how Oportun Financial Corp's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at 103 days, meaning defensive assets of $8.39 Million can fund 103 days of operations without new revenue. Also explore Oportun Financial Corp (OPRT) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Oportun Financial Corp (2016–2024)
The table below presents the year-by-year Defensive Interval Ratio for Oportun Financial Corp from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Oportun Financial Corp stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 102 days | $8.39 Million | $82.35K/day | $- | $- | ▲ +92 days |
| 2023 | 10 days | $8.79 Million | $899.85K/day | $- | $13.00K | ▼ -1 days |
| 2022 | 11 days | $11.14 Million | $991.44K/day | $- | $17.00K | ▼ -17 days |
| 2021 | 28 days | $34.20 Million | $1.21 Million/day | $- | $-41.00K | ▼ -3 days |
| 2020 | 31 days | $22.88 Million | $738.26K/day | $- | $- | ▼ -117 days |
| 2019 | 148 days | $33.87 Million | $229.14K/day | $- | $- | ▼ -18 days |
| 2018 | 166 days | $43.54 Million | $262.83K/day | $- | $0.00 | ▲ +129 days |
| 2017 | 37 days | $16.26 Million | $445.23K/day | $- | $0.00 | ▼ -28719 days |
| 2016 | 28755 days | $818.22 Million | $28.45K/day | $- | $0.00 | — |