Oportun Financial Corp (OPRT) — Capital Reinvestment Ratio
Oportun Financial Corp (OPRT) has a Capital Reinvestment Ratio of 0.06x as of December 2025, meaning it reinvests 0% of its operating cash flow ($108.90 Million) in capital expenditures ($6.20 Million). See Oportun Financial Corp balance sheet independence to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Oportun Financial Corp Capital Reinvestment Ratio (2015–2025)
This chart tracks Oportun Financial Corp's Capital Reinvestment Ratio across 11 annual periods. Check Oportun Financial Corp (OPRT) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Oportun Financial Corp (2015–2025)
Year-by-year Capital Reinvestment Ratio for Oportun Financial Corp from 2015 to 2025. For live market cap and broader valuation context, see OPRT market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $413.40 Million | $24.33 Million | ▲ +20.7% |
| 2024 | 0.05x | $393.52 Million | $19.19 Million | ▼ -38.7% |
| 2023 | 0.08x | $392.76 Million | $31.26 Million | ▼ -59.6% |
| 2022 | 0.20x | $247.88 Million | $48.89 Million | ▲ +21.8% |
| 2021 | 0.16x | $163.45 Million | $26.48 Million | ▲ +13.7% |
| 2020 | 0.14x | $152.87 Million | $21.77 Million | ▲ +18.6% |
| 2019 | 0.12x | $218.37 Million | $26.22 Million | ▼ -7.4% |
| 2018 | 0.13x | $138.37 Million | $17.94 Million | ▲ +50.1% |
| 2017 | 0.09x | $139.12 Million | $12.02 Million | ▼ -30.7% |
| 2016 | 0.12x | $113.90 Million | $14.20 Million | ▼ -25.8% |
| 2015 | 0.17x | $67.66 Million | $11.37 Million | — |