Oportun Financial Corp (OPRT) — Free Cash Flow Generation Index

Latest as of March 2026: 0.94x

Oportun Financial Corp (OPRT) has a Free Cash Flow Generation Index of 0.94x as of March 2026. Free cash flow of $97.22 Million represents 1% of operating cash flow ($103.70 Million). Read OPRT total debt and obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

$97.22 Million
USD

Operating Cash Flow

$103.70 Million
USD

Capital Expenditures

$6.51 Million
USD

Oportun Financial Corp Free Cash Flow Generation Index (2015–2025)

Historical FCF Generation Index trend for Oportun Financial Corp across 11 annual periods. Explore Oportun Financial Corp capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Oportun Financial Corp (2015–2025)

Year-by-year Free Cash Flow Generation Index for Oportun Financial Corp. For the full company profile including market capitalisation, see how much is Oportun Financial Corp worth.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.94x $389.08 Million $413.40 Million $24.33 Million ▼ -1.1%
2024 0.95x $374.33 Million $393.52 Million $19.19 Million ▲ +3.4%
2023 0.92x $361.50 Million $392.76 Million $31.26 Million ▲ +14.7%
2022 0.80x $198.98 Million $247.88 Million $48.89 Million ▼ -4.2%
2021 0.84x $136.97 Million $163.45 Million $26.48 Million ▼ -2.3%
2020 0.86x $131.10 Million $152.87 Million $21.77 Million ▼ -2.5%
2019 0.88x $192.15 Million $218.37 Million $26.22 Million ▲ +1.1%
2018 0.87x $120.43 Million $138.37 Million $17.94 Million ▼ -4.7%
2017 0.91x $127.10 Million $139.12 Million $12.02 Million ▲ +4.4%
2016 0.88x $99.70 Million $113.90 Million $14.20 Million ▲ +5.2%
2015 0.83x $56.28 Million $67.66 Million $11.37 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).