Oportun Financial Corp (OPRT) — Free Cash Flow Generation Index

Latest as of June 2026: 1.06x

Oportun Financial Corp (OPRT) has a Free Cash Flow Generation Index of 1.06x as of June 2026. Free cash flow of $115.81 Million represents 1% of operating cash flow ($109.30 Million). Explore OPRT capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.06x
Free Cash Flow / Operating CF

Free Cash Flow

$115.81 Million
USD

Operating Cash Flow

$109.30 Million
USD

Capital Expenditures

$6.51 Million
USD

Oportun Financial Corp Free Cash Flow Generation Index (2015–2025)

Historical FCF Generation Index trend for Oportun Financial Corp across 11 annual periods. For the full cash flow conversion analysis, see Oportun Financial Corp cash flow conversion.

Annual Free Cash Flow Generation for Oportun Financial Corp (2015–2025)

Year-by-year Free Cash Flow Generation Index for Oportun Financial Corp. Check OPRT cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.94x $389.08 Million $413.40 Million $24.33 Million ▼ -1.1%
2024 0.95x $374.33 Million $393.52 Million $19.19 Million ▲ +3.4%
2023 0.92x $361.50 Million $392.76 Million $31.26 Million ▲ +14.7%
2022 0.80x $198.98 Million $247.88 Million $48.89 Million ▼ -4.2%
2021 0.84x $136.97 Million $163.45 Million $26.48 Million ▼ -2.3%
2020 0.86x $131.10 Million $152.87 Million $21.77 Million ▼ -2.5%
2019 0.88x $192.15 Million $218.37 Million $26.22 Million ▲ +1.1%
2018 0.87x $120.43 Million $138.37 Million $17.94 Million ▼ -4.7%
2017 0.91x $127.10 Million $139.12 Million $12.02 Million ▲ +4.4%
2016 0.88x $99.70 Million $113.90 Million $14.20 Million ▲ +5.2%
2015 0.83x $56.28 Million $67.66 Million $11.37 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).