Oportun Financial Corp Cash Flow-to-Debt Ratio
Oportun Financial Corp cash flow-to-debt ratio. Oportun Financial Corp (OPRT) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of $109.30 Million could theoretically repay 0% of its total liabilities ($2.72 Billion) in one year. Check Oportun Financial Corp earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Oportun Financial Corp (2016–2025)
Cash flow-to-debt ratio of Oportun Financial Corp from 2016 to 2025. Historical debt coverage capacity for Oportun Financial Corp across 10 annual periods. Check how aggressively does Oportun Financial Corp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Oportun Financial Corp Cash Flow-to-Debt Ratio by Year (2016–2025)
Oportun Financial Corp cash flow-to-debt ratio by year from 2016 to 2025. Year-by-year debt coverage analysis for Oportun Financial Corp. For the full cash flow conversion analysis, see Oportun Financial Corp (OPRT) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.14x | $413.40 Million | $2.87 Billion | ▲ +5.3% |
| 2024 | 0.14x | $393.52 Million | $2.87 Billion | ▲ +4.9% |
| 2023 | 0.13x | $392.76 Million | $3.01 Billion | ▲ +61.5% |
| 2022 | 0.08x | $247.88 Million | $3.07 Billion | ▲ +15.9% |
| 2021 | 0.07x | $163.45 Million | $2.34 Billion | ▼ -29.6% |
| 2020 | 0.10x | $152.87 Million | $1.54 Billion | ▼ -22.3% |
| 2019 | 0.13x | $218.37 Million | $1.71 Billion | ▲ +28.4% |
| 2018 | 0.10x | $138.37 Million | $1.39 Billion | ▼ -28.7% |
| 2017 | 0.14x | $139.12 Million | $998.31 Million | ▼ -10.1% |
| 2016 | 0.16x | $113.90 Million | $734.61 Million | — |