Oportun Financial Corp (OPRT) — Cash Flow-to-Debt Ratio
Oportun Financial Corp (OPRT) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $103.70 Million could theoretically repay 0% of its total liabilities ($2.77 Billion) in one year. See Oportun Financial Corp (OPRT) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Oportun Financial Corp Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Oportun Financial Corp across 10 annual periods. Also explore Oportun Financial Corp net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Oportun Financial Corp (2016–2025)
Year-by-year debt coverage analysis for Oportun Financial Corp. For market capitalisation and broader financial context, see market value of Oportun Financial Corp.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.14x | $413.40 Million | $2.87 Billion | ▲ +5.3% |
| 2024 | 0.14x | $393.52 Million | $2.87 Billion | ▲ +4.9% |
| 2023 | 0.13x | $392.76 Million | $3.01 Billion | ▲ +61.5% |
| 2022 | 0.08x | $247.88 Million | $3.07 Billion | ▲ +15.9% |
| 2021 | 0.07x | $163.45 Million | $2.34 Billion | ▼ -29.6% |
| 2020 | 0.10x | $152.87 Million | $1.54 Billion | ▼ -22.3% |
| 2019 | 0.13x | $218.37 Million | $1.71 Billion | ▲ +28.4% |
| 2018 | 0.10x | $138.37 Million | $1.39 Billion | ▼ -28.7% |
| 2017 | 0.14x | $139.12 Million | $998.31 Million | ▼ -10.1% |
| 2016 | 0.16x | $113.90 Million | $734.61 Million | — |