Oportun Financial Corp (OPRT) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.04x

Oportun Financial Corp (OPRT) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $103.70 Million could theoretically repay 0% of its total liabilities ($2.77 Billion) in one year. Explore investment intensity of Oportun Financial Corp to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.04x
Operating CF / Total Liabilities

Operating Cash Flow

$103.70 Million
USD

Total Liabilities

$2.77 Billion
USD

Data as of

Mar 2026
Most recent filing

Oportun Financial Corp Cash Flow-to-Debt Ratio (2016–2025)

Historical debt coverage capacity for Oportun Financial Corp across 10 annual periods. Also explore Oportun Financial Corp (OPRT) total assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Oportun Financial Corp (2016–2025)

Year-by-year debt coverage analysis for Oportun Financial Corp. For market capitalisation and broader financial context, see Oportun Financial Corp market cap and net worth.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.14x $413.40 Million $2.87 Billion ▲ +5.3%
2024 0.14x $393.52 Million $2.87 Billion ▲ +4.9%
2023 0.13x $392.76 Million $3.01 Billion ▲ +61.5%
2022 0.08x $247.88 Million $3.07 Billion ▲ +15.9%
2021 0.07x $163.45 Million $2.34 Billion ▼ -29.6%
2020 0.10x $152.87 Million $1.54 Billion ▼ -22.3%
2019 0.13x $218.37 Million $1.71 Billion ▲ +28.4%
2018 0.10x $138.37 Million $1.39 Billion ▼ -28.7%
2017 0.14x $139.12 Million $998.31 Million ▼ -10.1%
2016 0.16x $113.90 Million $734.61 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.