Oportun Financial Corp Net Asset Quality Index

Latest as of June 2026: 13.0%

Oportun Financial Corp net asset quality index. Oportun Financial Corp (OPRT) has a Net Asset Quality Index of 13.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.13 Billion minus total liabilities of $2.72 Billion yields net assets of $407.10 Million. A higher index indicates a stronger, lower-leverage balance sheet. See what is Oportun Financial Corp's book value for net asset value and shareholders' equity analysis.

Quality Index

13.0%
Equity / Total Assets

Net Assets

$407.10 Million
USD

Total Assets

$3.13 Billion
USD

Total Liabilities

$2.72 Billion
USD

Net Asset Quality Index of Oportun Financial Corp (2016–2025)

Net asset quality index of Oportun Financial Corp from 2016 to 2025. This chart shows how Oportun Financial Corp's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the index stands at 13.0%, representing net assets of $407.10 Million against total assets of $3.13 Billion USD. Check asset allocation strategy of Oportun Financial Corp to assess the company's strategic physical and investment asset allocation.

Oportun Financial Corp Net Asset Quality Index by Year (2016–2025)

Oportun Financial Corp net asset quality index by year from 2016 to 2025. The table below presents the year-by-year Net Asset Quality Index for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Oportun Financial Corp (OPRT) market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 12.0% $390.10 Million $3.26 Billion $2.87 Billion ▲ +1.0 pp
2024 11.0% $353.81 Million $3.23 Billion $2.87 Billion ▼ -0.9 pp
2023 11.9% $404.40 Million $3.41 Billion $3.01 Billion ▼ -3.3 pp
2022 15.2% $547.60 Million $3.61 Billion $3.07 Billion ▼ -5.3 pp
2021 20.5% $603.88 Million $2.95 Billion $2.34 Billion ▼ -2.7 pp
2020 23.2% $466.63 Million $2.01 Billion $1.54 Billion ▲ +1.0 pp
2019 22.2% $488.77 Million $2.20 Billion $1.71 Billion ▲ +2.3 pp
2018 19.9% $346.55 Million $1.74 Billion $1.39 Billion ▲ +2.1 pp
2017 17.8% $216.73 Million $1.22 Billion $998.31 Million ▼ -5.5 pp
2016 23.3% $223.56 Million $958.17 Million $734.61 Million —
pp = percentage points