Oportun Financial Corp (OPRT) — Net Asset Quality Index
Oportun Financial Corp (OPRT) has a Net Asset Quality Index of 12.5% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.17 Billion minus total liabilities of $2.77 Billion yields net assets of $396.20 Million. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Oportun Financial Corp to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Oportun Financial Corp Net Asset Quality Index Over Time (2016–2025)
This chart shows how Oportun Financial Corp's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the index stands at 12.5%, representing net assets of $396.20 Million against total assets of $3.17 Billion USD. Explore cash flow conversion of Oportun Financial Corp to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Oportun Financial Corp (2016–2025)
The table below presents the year-by-year Net Asset Quality Index for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Oportun Financial Corp stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.0% | $390.10 Million | $3.26 Billion | $2.87 Billion | ▲ +1.0 pp |
| 2024 | 11.0% | $353.81 Million | $3.23 Billion | $2.87 Billion | ▼ -0.9 pp |
| 2023 | 11.9% | $404.40 Million | $3.41 Billion | $3.01 Billion | ▼ -3.3 pp |
| 2022 | 15.2% | $547.60 Million | $3.61 Billion | $3.07 Billion | ▼ -5.3 pp |
| 2021 | 20.5% | $603.88 Million | $2.95 Billion | $2.34 Billion | ▼ -2.7 pp |
| 2020 | 23.2% | $466.63 Million | $2.01 Billion | $1.54 Billion | ▲ +1.0 pp |
| 2019 | 22.2% | $488.77 Million | $2.20 Billion | $1.71 Billion | ▲ +2.3 pp |
| 2018 | 19.9% | $346.55 Million | $1.74 Billion | $1.39 Billion | ▲ +2.1 pp |
| 2017 | 17.8% | $216.73 Million | $1.22 Billion | $998.31 Million | ▼ -5.5 pp |
| 2016 | 23.3% | $223.56 Million | $958.17 Million | $734.61 Million | — |