Oportun Financial Corp (OPRT) — Net Asset Quality Index
Oportun Financial Corp (OPRT) has a Net Asset Quality Index of 13.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.13 Billion minus total liabilities of $2.72 Billion yields net assets of $407.10 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read OPRT total debt and obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Oportun Financial Corp Net Asset Quality Index Over Time (2016–2025)
This chart shows how Oportun Financial Corp's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the index stands at 13.0%, representing net assets of $407.10 Million against total assets of $3.13 Billion USD. For live market cap and overall valuation, see market value of Oportun Financial Corp.
Annual Net Asset Quality Index for Oportun Financial Corp (2016–2025)
The table below presents the year-by-year Net Asset Quality Index for Oportun Financial Corp from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Oportun Financial Corp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.0% | $390.10 Million | $3.26 Billion | $2.87 Billion | ▲ +1.0 pp |
| 2024 | 11.0% | $353.81 Million | $3.23 Billion | $2.87 Billion | ▼ -0.9 pp |
| 2023 | 11.9% | $404.40 Million | $3.41 Billion | $3.01 Billion | ▼ -3.3 pp |
| 2022 | 15.2% | $547.60 Million | $3.61 Billion | $3.07 Billion | ▼ -5.3 pp |
| 2021 | 20.5% | $603.88 Million | $2.95 Billion | $2.34 Billion | ▼ -2.7 pp |
| 2020 | 23.2% | $466.63 Million | $2.01 Billion | $1.54 Billion | ▲ +1.0 pp |
| 2019 | 22.2% | $488.77 Million | $2.20 Billion | $1.71 Billion | ▲ +2.3 pp |
| 2018 | 19.9% | $346.55 Million | $1.74 Billion | $1.39 Billion | ▲ +2.1 pp |
| 2017 | 17.8% | $216.73 Million | $1.22 Billion | $998.31 Million | ▼ -5.5 pp |
| 2016 | 23.3% | $223.56 Million | $958.17 Million | $734.61 Million | — |