mBank SA (WAR:MBK) — Stock Price
mBank SA (WAR:MBK) is currently trading at zł1495.50 PLN, down 0.63% today. Over the past 52 weeks, shares have ranged between zł900.00 and zł1526.50. This page tracks mBank SA's live share price on the WAR exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see MBK market cap.
mBank SA (MBK) Stock Price Chart — Daily History & Trading Volume
The chart below tracks mBank SA's daily closing share price and trading volume on the WAR exchange over the past year, giving a clear view of recent price momentum and liquidity.
mBank SA Income Statement — Revenue, Profit & Earnings by Year
mBank SA's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | zł14.60 Billion | zł16.94 Billion | zł16.99 Billion | zł11.46 Billion | zł6.61 Billion |
| Cost of Revenue | zł5.32 Billion | zł4.93 Billion | zł5.95 Billion | zł3.34 Billion | zł327.69 Million |
| Gross Profit | zł9.28 Billion | zł12.00 Billion | zł11.04 Billion | zł8.12 Billion | zł6.28 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | zł1.78 Billion | zł454.67 Million | zł420.77 Million | zł527.00 Million | zł321.09 Million |
| Total Operating Expenses | zł4.26 Billion | zł9.03 Billion | zł10.07 Billion | zł8.23 Billion | zł6.87 Billion |
| Operating Income | zł5.02 Billion | zł2.97 Billion | zł970.59 Million | zł-108.02 Million | zł-591.03 Million |
| EBITDA | zł5.70 Billion | zł3.59 Billion | zł1.50 Billion | zł390.68 Million | zł-122.45 Million |
| EBIT | zł5.02 Billion | zł2.97 Billion | zł970.59 Million | zł-108.02 Million | zł-591.03 Million |
| Interest Expense | zł4.57 Billion | zł4.93 Billion | zł5.95 Billion | zł3.34 Billion | zł327.69 Million |
| Income Before Tax | zł5.02 Billion | zł2.97 Billion | zł970.59 Million | zł-108.02 Million | zł-591.03 Million |
| Income Tax Expense | zł1.48 Billion | zł730.36 Million | zł946.53 Million | zł594.51 Million | zł587.78 Million |
| Net Income | zł3.54 Billion | zł2.24 Billion | zł24.05 Million | zł-702.69 Million | zł-1.18 Billion |
mBank SA Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes mBank SA's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | zł280.25 Billion | zł245.96 Billion | zł226.98 Billion | zł209.89 Billion | zł198.37 Billion |
| Total Current Assets | zł57.95 Billion | zł45.89 Billion | zł45.33 Billion | zł24.73 Billion | zł13.90 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | zł17.70 Billion | — | — | — | — |
| Net Receivables | zł70.95 Million | zł2.15 Billion | zł2.33 Billion | zł1.75 Billion | zł1.36 Billion |
| Inventory | — | — | — | zł-19.82 Billion | zł-16.14 Billion |
| Property, Plant & Equipment | — | — | — | zł1.48 Billion | zł1.54 Billion |
| Goodwill | zł24.23 Million | zł24.23 Million | zł24.23 Million | zł24.23 Million | zł24.23 Million |
| Total Liabilities | zł258.54 Billion | zł228.19 Billion | zł213.24 Billion | zł197.18 Billion | zł184.66 Billion |
| Total Current Liabilities | zł3.60 Billion | zł201.14 Billion | zł185.82 Billion | zł174.45 Billion | zł165.56 Billion |
| Long-term Debt | — | — | — | — | — |
| Net Debt | zł-18.77 Billion | zł-26.26 Billion | zł-26.38 Billion | zł-7.90 Billion | zł4.47 Billion |
| Total Stockholder Equity | zł21.41 Billion | zł17.77 Billion | zł13.74 Billion | zł12.71 Billion | zł13.72 Billion |
| Retained Earnings | zł16.30 Billion | zł12.90 Billion | zł10.65 Billion | zł10.63 Billion | zł11.33 Billion |
mBank SA Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how mBank SA generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | zł2.73 Billion | zł-1.53 Billion | zł19.50 Billion | zł7.99 Billion | zł10.80 Billion |
| Capital Expenditures | zł869.12 Million | zł903.16 Million | zł718.50 Million | zł563.11 Million | zł589.40 Million |
| Free Cash Flow | zł1.86 Billion | zł-2.44 Billion | zł18.78 Billion | zł7.42 Billion | zł10.21 Billion |
| Investing Cash Flow | zł-28.58 Billion | zł-855.61 Million | zł-614.87 Million | zł-495.74 Million | zł-508.01 Million |
| Financing Cash Flow | zł29.66 Billion | zł2.37 Billion | zł1.57 Billion | zł-3.78 Billion | zł-1.99 Billion |
| Dividends Paid | — | — | — | — | — |
| Stock-Based Compensation | — | — | zł11.28 Million | zł13.01 Million | zł11.08 Million |
| Depreciation | zł675.75 Million | zł614.21 Million | zł533.14 Million | zł498.70 Million | zł468.58 Million |
| Change in Cash | zł3.80 Billion | zł-21.50 Million | zł20.45 Billion | zł3.71 Billion | zł8.29 Billion |
mBank SA Earnings History — EPS Actual vs. Analyst Estimates
Track mBank SA's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Oct 29, 2026 | — | — | — |
| Jul 30, 2026 | 24.90 | — | — |
| Apr 30, 2026 | 22.38 | — | — |
| Feb 10, 2026 | 24.49 | — | — |
| Oct 30, 2025 | 19.66 | — | — |
| Jul 31, 2025 | 22.55 | — | — |
| Apr 29, 2025 | 16.58 | — | — |
| Feb 05, 2025 | 23.20 | — | — |